4 Laurel Ct, Howell, NJ 07731 Property Records

Monmouth County and Howell Township property record for 4 Laurel Ct, Howell, NJ 07731

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 2,600 sqft · built 1967
Lot Size	0.529 acres (23,039 sqft)
Owner	2 Individual Names on Record
Tax Bill	$8,104 (2025)
Deeds & Mortgages	Sep 2020 Mortgage Aug 2018 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`21-00054-01-00023`

Property Details

APN / Parcel Number

Primary APN	`21-00054-01-00023`
Alternative APNs	`2100054000100023` `023240`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,600 sqft Living Area
1st Floor Area	1,524 sqft
Upper Floors Area	1,196 sqft

Exterior

Year Built	Built 1967
Effective Year Built	Effective 1967
Architectural Style	Bi-Level
Construction Type	Frame
Roof Type	Gable
Roof Material	Other
Lot Area	23,039 sqft (0.529 acres)
Lot Dimensions	160 ft deep x 144 ft wide
Garage Type	Built-in
Garage Area	120 sqft

Exterior Amenities

Porch	Open Porch
Patio Area	312 sqft
Shed	1 Shed
Shed Area	80 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Sewer	Connected

Location & Zoning

Account Number	023240
Street Address	4 LAUREL CT
City	HOWELL
State	NJ
Zip	07731-1748
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-3A
Legal Description	ADDITIONAL LOTS: MULTIGENERATIONAL USE/NO RENTAL
Legal Subdivision	PINEWOOD HOMES INC SEC 01
Legal Block	54.1
Legal Lot Number	23
Jurisdiction	MONMOUTH NJ
Township / Civil Division	HOWELL
Census Block Group	1
Census Block	1005
Census Tract	811402

Owner

Source: Monmouth County and Howell Township records, as of July 9, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	4 LAUREL CT, HOWELL, NJ 07731-1748
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 9, 2020	Deed of Trust, Mortgage · Conventional Mortgage SANTANDER BK NA
Aug 30, 2018	Deed of Trust, Mortgage · Line of Credit SANTANDER BK NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Transfer Date	Sep 11, 2014
Transfer Doc	0090810848
Record Updated	Sep 20, 2026

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONMOUTH NJ
Property Address	4 LAUREL CT, HOWELL, NJ 07731-1748
Document Number	0000107789
Instrument Date	Sep 9, 2020
Transaction Type	Mortgage
Record Updated	Oct 27, 2020
Title Company	ANTHONY WAYNE TITLE AGENCY LLC, ANTHONY WAYNE TITLE AGCY LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	4 LAUREL CT HOWELL NJ 077311748, HOWELL, NJ 07731-1748

Mortgage

Document Number	0000107789
Date	Sep 22, 2020
Book Page	009442/007502
Instrument	107789

Lender

Name	SANTANDER BK NA
Type	Bank
Address	WILMINGTON, DE 19801

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Sep 21, 2040

August 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONMOUTH NJ
Property Address	4 LAUREL CT, HOWELL, NJ 07731-1748
Document Number	0000090510
Instrument Date	Aug 30, 2018
Transaction Type	Mortgage
Record Updated	Oct 4, 2018
Title Company	AMERICAN TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4 LAUREL CT HOWELL NJ 077311748, HOWELL, NJ 07731-1748

Mortgage

Document Number	0000090510
Date	Sep 12, 2018
Book Page	009311/005768
Instrument	90510

Lender

Name	SANTANDER BK NA
Type	Bank
Address	READING, PA 19601

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Sep 11, 2048

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Monmouth County and Howell Township assessment roll, as of July 9, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Monmouth County
County Subdivision	Howell Township
Secondary School District	Freehold Regional School District (09 - 12)
Elementary School District	Howell Township School District (KG - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$610,100 (+29.56%) Land $334,400 Building $275,700	$610,100 (+29.56%) Land $334,400 Building $275,700
2025	$8,104.00 (-7.73%)	$470,900 (-4.62%) Land $204,400 Building $266,500	$470,900 (-4.62%) Land $204,400 Building $266,500
2024	$8,783.00 (-0.25%)
2023		$493,700 Land $214,400 Building $279,300	$493,700 Land $214,400 Building $279,300
2022	$8,805.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 65% of New Jersey
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NJ AMERICAN WATER - COASTAL NORTH private · serves 377,613 people · EPA ID NJ1345001
Water Source	Surface water
Last State Inspection	Sep 2023
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · Sep 2019
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 265 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Fiber · Cable	8,000 / 8,000
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Xfinity.

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