Cumberland County and Gray Town property record for 4 Laura Ln, Gray, ME 04039
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1.5 ba · 1,536 sqft · built 1998 |
| Lot Size | 1.84 acres (80,150 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $300,500 (Sep 2018) |
| Tax Bill | $3,950 (2025) |
| Deeds & Mortgages | Aug 2021 Refinance Mar 2020 Refinance + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 03124H000000 |
| Primary APN | 03124H000000 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 6 Rooms |
| Stories | 2 Stories |
| Building Area | 1,536 sqft Living Area |
| Year Built | Built 1998 |
|---|---|
| Effective Year Built | Effective 1998 |
| Architectural Style | Colonial |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Concrete |
| Roof Material | Asphalt |
| Lot Area | 80,150 sqft (1.84 acres) |
| Deck Area | Deck Area |
| Heating System | Baseboard |
|---|
| Account Number | 1829 |
|---|---|
| Street Address | 4 LAURA LN |
| City | GRAY |
| State | ME |
| Zip | 04039-9423 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RA |
| Legal Subdivision | DONALD B MINSTER |
| Legal Block | 31 |
| Legal Lot Number | 24-8 |
| Jurisdiction | GRAY ME |
| Township / Civil Division | GRAY |
| Census Block Group | 4 |
| Census Block | 4008 |
| Census Tract | 4702 |
Source: Cumberland County and Gray Town records, as of May 21, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 4 LAURA LN, GRAY, ME 04039-9423 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Aug 25, 2021 | Deed of Trust, Mortgage · Stand-Alone Refinance NORTHPOINT MORTGAGE INC |
| Mar 23, 2020 | Deed of Trust, Mortgage · Stand-Alone Refinance NORTHPOINT MORTGAGE INC |
| Sep 6, 2018 | Warranty Deed, Transfer NORTHPOINT MORTGAGE |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Sep 6, 2018 · Amount on Record |
| Deed Sale | Sep 6, 2018 · Amount on Record |
| Prior Sale | Mar 26, 2013 |
| Deed Document Number | 201845460 |
| Deed Book / Page | 35124 / 136 |
| Transfer Doc | 23145-0327 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | GRAY ME |
| Property Address | 4 LAURA LN, GRAY, ME 04039-9423 |
| Transaction Type | Mortgage |
| Record Updated | Jul 25, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0385840117 |
|---|---|
| Date | Aug 25, 2021 |
| Book Page | 38584/117 |
| Instrument | 61561 |
| Name | NORTHPOINT MORTGAGE INC |
|---|---|
| Type | Mortgage Company |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Sep 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | GRAY ME |
| Property Address | 4 LAURA LN, GRAY, ME 04039-9423 |
| Transaction Type | Mortgage |
| Record Updated | Jul 25, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0365240196 |
|---|---|
| Date | Mar 23, 2020 |
| Book Page | 36524/196 |
| Instrument | 15218 |
| Name | NORTHPOINT MORTGAGE INC |
|---|---|
| Type | Mortgage Company |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Apr 1, 2050 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | GRAY ME |
| Recording Date | Sep 6, 2018 |
| Property Address | 4 LAURA LN, GRAY, ME 04039-9423 |
| Document Number | 0351240136 |
| Book / Page | 35124 / 0136 |
| Instrument | 000000045460 |
| Transaction Type | Transfer |
| Record Updated | Jul 25, 2022 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|
| Document Number | 0000045461 |
|---|---|
| Date | Sep 6, 2018 |
| Instrument | 000000045461 |
| Name | NORTHPOINT MORTGAGE |
|---|
| Amount | Amount Recorded |
|---|---|
| Term | 360 Months |
| Due | Sep 6, 2048 |
Source: Cumberland County and Gray Town assessment roll, as of May 21, 2026
| Type | Name |
|---|---|
| State | Maine |
| County | Cumberland County |
| County Subdivision | Gray Town |
| Unified School District | School Administrative District 15 (KG - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2025 | $3,950.00 (-1.81%) | $408,100 (+54%) Land $120,000 Building $288,100 |
| 2023 | $4,023.00 (+8.82%) | $265,000 (-) Land $55,000 Building $210,000 |
| 2022 | $3,697.00 | $265,000 Land $55,000 Building $210,000 |
Assessed value is set for property tax purposes and is not a market price estimate.
Source: FEMA National Flood Hazard Layer, effective June 3, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 7 (1983–2007) |
| Most Recent Claim | Apr 2007 · Severe Storms And Inland And Coastal Flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 53% of Maine |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 41 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| GoNetspeed Fiber | 1,000 / 1,000 |
| Spectrum Cable | 1,000 / 1,000 |
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