4 Laura Ct, Union, MO 63084 Property Records

Franklin County property record for 4 Laura Ct, Union, MO 63084

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,144 sqft · built 1994
Lot Size	0.2 acres (8,712 sqft)
Owner	Individual Name on Record
Tax Bill	$1,703 (2025)
Deeds & Mortgages	Aug 2023 Mortgage Apr 2023 Sale
Flood Zone	Zone X (minimal risk)
APN	`17-5-22.0-4-017-013.400`

Property Details

APN / Parcel Number

Primary APN	`17-5-22.0-4-017-013.400`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,144 sqft Living Area

Exterior

Year Built	Built 1994
Architectural Style	A-Frame
Construction Type	Frame
Lot Area	8,712 sqft (0.2 acres)
Patio Area	64 sqft

Location & Zoning

Street Address	4 LAURA CT
City	UNION
State	MO
Zip	63084-1282
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT:4 DICKERSON ADDN 2
Legal Range	01W
Legal Township	43
Legal Section	22
Legal Quarter	SE
Legal Subdivision	DICKERSON
Legal Block	17
Legal Lot Number	4
Jurisdiction	FRANKLIN MO
Township / Civil Division	UNION
Census Block Group	1
Census Block	1027
Census Tract	800603

Owner

Source: Franklin County records, as of November 10, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	4 LAURA CT, UNION, MO 63084-1282
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 7, 2023	Warranty Deed, Transfer · Conventional Mortgage LEADER ONE FINANCIAL CORP
Apr 28, 2023	Warranty Deed, Transfer DUNE TITLE COMPANY LLC, TRUE TITLE CO LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 7, 2023
Deed Sale	Aug 7, 2023
Prior Sale	Apr 28, 2023
Deed Document Number	2309086
Record Updated	Jun 8, 2026

August 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	FRANKLIN MO
Recording Date	Aug 7, 2023
Property Address	4 LAURA CT, UNION, MO 63084-1282
Document Number	0002309086
Map Reference	PB O PG 520
Instrument Date	Aug 3, 2023
Instrument	2309086
Transaction Type	Transfer
Record Updated	Aug 30, 2023

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4 LAURA CT, UNION, MO 63084-1282

Mortgage

Document Number	0002309087
Date	Aug 7, 2023
Instrument	2309087

Lender

Name	LEADER ONE FINANCIAL CORP
Type	Funding / Finance Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 1, 2053

April 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	FRANKLIN MO
Recording Date	Apr 28, 2023
Property Address	4 LAURA CT, UNION, MO 63084-1282
Document Number	0002304902
Map Reference	PB O PG 520
Instrument Date	Apr 25, 2023
Instrument	2304902
Transaction Type	Transfer
Record Updated	Aug 30, 2023
Title Company	DUNE TITLE COMPANY LLC, TRUE TITLE CO LLC

Transaction

Tax	$0.00
Additional	Notice of Trustee Sale Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1724 SCHERER PKWY, SAINT CHARLES, MO 63303-3820
Investor	Possibly a Property Investor

Tax Assessment & Valuation

Source: Franklin County assessment roll, as of May 31, 2025

Property Jurisdictions

Type	Name
State	Missouri
County	Franklin County
Municipality	Union City
Unified School District	Union R-XI School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,703.00 (+15.85%)	$28,578 (+16.85%)	$150,410 (+16.85%) Land $21,150 Building $129,260
2023	$1,470.00 (+2.8%)	$24,457 (+3.26%)	$128,720 (+3.27%) Land $21,150 Building $107,570
2022	$1,430.00	$23,684
2021			$124,650 Land $21,150 Building $103,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 4, 2020

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 66% of the US · lower than 76% of Missouri
Wildfire Likelihood	0.03% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	UNION PWS serves 12,348 people · EPA ID MO6010801
Water Source	Groundwater
Last State Inspection	Nov 2022
Lead	3 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 208 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Wisper ISP Fixed Wireless	400 / 30
Wave Internet Technologies Fixed Wireless	100 / 100
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, Gateway Fiber, Verizon.

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