Suffolk County and Smithtown Town property record for 4 Larch Ln, Smithtown, NY 11787
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 1,823 sqft · built 1962 |
| Lot Size | 0.5 acres (21,780 sqft) |
| Owner | 2 Trust Names on File |
| Last Sale | $270,000 (Nov 1999) |
| Tax Bill | $13,458 (2024) |
| Deeds & Mortgages | Jul 2026 Sale Jul 2021 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 473489 127.-1-24 |
| Primary APN | 473489 127.-1-24 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,823 sqft Living Area |
| Gross Area | 2,368 sqft |
| 1st Floor Area | 1,823 sqft |
| Year Built | Built 1962 |
|---|---|
| Effective Year Built | Effective 1962 |
| Architectural Style | Ranch |
| Exterior Material | Composition/Composite |
| Lot Area | 21,780 sqft (0.5 acres) |
| View / Lot | Suburban |
| Garage Type | Attached |
| Garage Area | 545 sqft |
| Parking Spaces | 2 Parking Spaces |
| Heating System | Hot Water |
|---|---|
| Heating Fuel | Oil |
| Sewer | Connected |
| Water Source | Commercial |
| Street Address | 4 LARCH LN |
|---|---|
| City | SMITHTOWN |
| State | NY |
| Zip | 11787-4460 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 19-758126 TC-56 *3347 LOT 18 BLK 5 SMITHTOWN WOODLANDS SEC 4 |
| Legal Subdivision | MAP SMITHTOWN WOODLANDS SECTION #4 |
| Legal Block | 1 |
| Legal Lot Number | 24 |
| Jurisdiction | SUFFOLK NY |
| Township / Civil Division | SMITHTOWN |
| Census Block Group | 1 |
| Census Block | 1000 |
| Census Tract | 135305 |
4 Larch Ln is owner-occupied and held in a trust since March 2026.
Source: Suffolk County and Smithtown Town records, as of August 19, 2026
| Owner of Record | 2 Trust Names on File |
|---|---|
| Mailing Address | 4 LARCH LN, SMITHTOWN, NY 11787-4460 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Trust, Family Trust |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jul 9, 2026 | Deed, Transfer |
| Jul 7, 2021 | Deed of Trust, Mortgage · ARM TEACHERS FCU |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Nov 24, 1999 · Amount on File |
| Deed Sale | Nov 24, 1999 · Amount on File |
| Deed Document Number | 1999 |
| Deed Book / Page | 12003 / 253 |
| Last Transfer Date | Mar 9, 2026 |
| Transfer Doc | 1334000028 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | SUFFOLK NY |
| Recording Date | Jul 9, 2026 |
| Property Address | 4 LARCH LN, SMITHTOWN, NY 11787-4460 |
| Document Number | 1334000028 |
| Book / Page | 13342 / 28 |
| Instrument Date | Mar 9, 2026 |
| Transaction Type | Transfer |
| Record Updated | Aug 31, 2026 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Family Trust |
| Address | 4 LARCH LN, SMITHTOWN, NY 11787-4460 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SUFFOLK NY |
| Property Address | 4 LARCH LN, SMITHTOWN, NY 11787-4460 |
| Transaction Type | Mortgage |
| Record Updated | Aug 31, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0232960460 |
|---|---|
| Date | Jul 7, 2021 |
| Book Page | 23296/460 |
| Instrument | DM021928 |
| Name | TEACHERS FCU |
|---|---|
| Type | Credit Union |
| Type | ARM |
|---|---|
| Amount | Amount on Record |
| Term | 229 Months |
| Due | Aug 1, 2040 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 2.88% |
| Type Change Date | Mar 1, 2021 |
| Index | 1-Year CMT |
| Margin | 3 |
Source: Suffolk County and Smithtown Town assessment roll, as of August 11, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Suffolk County |
| County Subdivision | Smithtown Town |
| Unified School District | Hauppauge Union Free School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $6,903 Land $500 Building $6,403 | $862,875 Land $62,500 Building $800,375 | |
| 2024 | $13,458.00 | ||
| 2023 | $6,903 Land $500 Building $6,403 | $7,935 Land $575 Building $7,360 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
FEMA maps place 4 Larch Ln in Zone X, an area of minimal flood risk, though there have been 4 flood claims nearby since 2014.
Source: FEMA National Flood Hazard Layer, effective September 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 6 in force |
| Nearby Flood Claims | 4 (2014–2023) |
| Claims Outside the SFHA | 4 of 4 |
| Most Recent Claim | Jul 2023 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 4 Larch Ln is low, with a 0.02% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 54% of New York |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SUFFOLK COUNTY WATER AUTHORITY serves 1,100,000 people · EPA ID NY5110526 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jan 2024 |
| Lead | 1 ppb (2025–2027) action level 15 ppb |
| Water Quality | Asbestos resolved · Jul 2020 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 235 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Fiber · Cable | 8,000 / 8,000 |
| Verizon Fiber | 2,300 / 2,300 |
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