Buncombe County property record for 4 Laney Dr, Candler, NC 28715
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 812 sqft · built 1949 |
| Lot Size | 0.85 acres (37,026 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $905 (2025) |
| Deeds & Mortgages | Feb 2024 Line of Credit Jul 2018 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 709412-2020-202 |
| Primary APN | 709412-2020-202 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Stories | 1 Story |
| Building Area | 812 sqft Living Area |
| Gross Area | 932 sqft |
| 1st Floor Area | 812 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1949 |
|---|---|
| Effective Year Built | Effective 1949 |
| Architectural Style | Conventional |
| Exterior Material | Wood |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 37,026 sqft (0.85 acres) |
| Porch | Enclosed Porch |
| Porch Area | 234 sqft |
| Cooling System | None |
|---|---|
| Heating System | Central |
| Sewer | Connected |
| Account Number | 709412-2020-202 |
|---|---|
| Street Address | 4 LANEY DR |
| City | CANDLER |
| State | NC |
| Zip | 28715-7300 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | OU |
| Legal Description | PLAT: 0000-0000 |
| Legal Subdivision | OSCAR J LANEY FAMILY SUBDIVISION |
| Legal Block | 3 |
| Legal Lot Number | 2 |
| Jurisdiction | BUNCOMBE NC |
| Township / Civil Division | UPPER HOMINY |
| Census Block Group | 3 |
| Census Block | 3003 |
| Census Tract | 2503 |
4 Laney Dr is owned and occupied by two individuals who acquired it in July 2018.
Source: Buncombe County records, as of September 22, 2025
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 4 LANEY DR, CANDLER, NC 28715-7300 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Feb 16, 2024 | Deed of Trust, Mortgage · Line of Credit FIGURE LENDING LLC |
| Jul 6, 2018 | Intrafamily Transfer, Transfer · FHA Mortgage HOMESIDE FINANCIAL LLC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 6, 2018 |
| Deed Sale | Jul 6, 2018 |
| Deed Book / Page | 5680 / 1860 |
| Prior Transfer Date | Jun 5, 2018 |
| Prior Transfer Doc | 0056801860 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BUNCOMBE NC |
| Property Address | 4 LANEY DR, CANDLER, NC 28715-7300 |
| Transaction Type | Mortgage |
| Record Updated | Feb 29, 2024 |
| Name | Verified Name |
|---|---|
| Investor | Possibly a Property Investor |
| Document Number | 0063850673 |
|---|---|
| Date | Feb 16, 2024 |
| Book Page | 6385/673 |
| Name | FIGURE LENDING LLC |
|---|---|
| Type | Mortgage Company |
| Address | 650 S TRYON ST # 88, CHARLOTTE, NC 28202 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 121 Months |
| Due | Mar 9, 2034 |
| Change Frequency | Monthly |
|---|
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | BUNCOMBE NC |
| Recording Date | Jul 6, 2018 |
| Property Address | 4 LANEY DR, CANDLER, NC 28715-7300 |
| Document Number | 0056801860 |
| Book / Page | 5680 / 1860 |
| Instrument Date | Jun 5, 2018 |
| Transaction Type | Transfer |
| Record Updated | Sep 14, 2021 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 4 LANEY DR, CANDLER, NC 28715-7300 |
| Investor | Possibly a Property Investor |
| Document Number | 56801863 |
|---|---|
| Date | Jul 6, 2018 |
| Instrument | 5680/1863 |
| Name | HOMESIDE FINANCIAL LLC |
|---|---|
| Type | Funding / Finance Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jul 1, 2048 |
The 2025 property tax bill for 4 Laney Dr was $905, up 6.8% from the year before.
Source: Buncombe County assessment roll, as of September 22, 2025
| Type | Name |
|---|---|
| State | North Carolina |
| County | Buncombe County |
| Unified School District | Buncombe County Schools (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $905.00 (+6.85%) | $132,900 Land $29,800 Building $103,100 | $132,900 Land $29,800 Building $103,100 |
| 2024 | $847.00 (+3.17%) | ||
| 2023 | $821.00 | $132,900 | $132,900 Land $44,800 Building $88,100 |
| 2021 | $132,900 Land $29,800 Building $103,100 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 4 Laney Dr in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective April 9, 2025
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 4 Laney Dr is moderate, ranking above 45% of the US, with a 0.08% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 45% of the US · above 66% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.08% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF ASHEVILLE serves 157,431 people · EPA ID NC0111010 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Apr 2026 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | Treatment failure resolved · Oct 2024 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 66 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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