4 Lamp Post Ct, Howell, NJ 07731 Property Records

Monmouth County and Howell Township property record for 4 Lamp Post Ct, Howell, NJ 07731

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 1,904 sqft · built 1981
Lot Size	0.17 acres (7,405 sqft)
Owner	2 Individual Names on Record
Last Sale	$637,000 (Jul 2025)
Tax Bill	$10,674 (2025)
Deeds & Mortgages	Oct 2022 Second Mortgage Jul 2024 Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`21-00084-04-00002`

Property Details

APN / Parcel Number

Primary APN	`21-00084-04-00002`
Alternative APNs	`2100084000400002` `240020`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	1,904 sqft Living Area
1st Floor Area	1,056 sqft
Upper Floors Area	728 sqft

Exterior

Year Built	Built 1981
Effective Year Built	Effective 1981
Architectural Style	Colonial
Exterior Material	Aluminum/Vinyl
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable
Roof Material	Other
Lot Area	7,405 sqft (0.17 acres)
Garage Type	Attached
Porch	Open Porch
Deck Area	240 sqft

Utilities, Heating & Cooling

Sewer	Connected

Location & Zoning

Account Number	240020
Street Address	4 LAMP POST CT
City	HOWELL
State	NJ
Zip	07731-1630
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RC-1
Legal Subdivision	US/CANDLEWOOD SEC 09
Legal Block	84.4
Legal Lot Number	2
Jurisdiction	MONMOUTH NJ
Township / Civil Division	HOWELL
Census Block Group	3
Census Block	3010
Census Tract	811303

Owner

Source: Monmouth County and Howell Township records, as of July 9, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	4 LAMP POST CT, HOWELL, NJ 07731-1630
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 31, 2022	Deed of Trust, Mortgage · Stand-Alone Second Mortgage HEALTHCARE EMPLOYEES FCU
Jul 15, 2024	Deed of Trust, Mortgage HEALTHCARE EMPLOYEES FCU
Jul 31, 2025	Deed, Transfer · Conventional Mortgage COLUMBIA BANK
Nov 23, 2020	Deed of Trust, Mortgage · Conventional Mortgage HEALTHCARE EMP FCU
Apr 1, 2020	Deed of Trust, Mortgage · Conventional with PMI SANTANDER BK NA
Oct 23, 2018	Deed of Trust, Mortgage · FHA Mortgage QUICKEN LNS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 31, 2025 · Amount on Record
Deed Sale	Jul 31, 2025 · Amount on Record
Deed Document Number	202560183
Deed Book / Page	9749 / 3751
Record Updated	Oct 29, 2026

October 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONMOUTH NJ
Property Address	4 LAMP POST CT, HOWELL, NJ 07731-1630
Transaction Type	Mortgage
Record Updated	Oct 16, 2025
Title Company	UNKNOWN, LENDERCLOSE INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	0096221877
Date	Oct 31, 2022
Book Page	9622/1877
Instrument	2022107745

Lender

Name	HEALTHCARE EMPLOYEES FCU
Type	Credit Union
Address	PRINCETON, NJ 08540

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	85 Months
Due	Nov 15, 2029

July 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONMOUTH NJ
Property Address	4 LAMP POST CT, HOWELL, NJ 07731-1630
Transaction Type	Mortgage
Record Updated	Oct 16, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0096956412
Date	Jul 15, 2024
Book Page	9695/6412
Instrument	2024046806

Lender

Name	HEALTHCARE EMPLOYEES FCU
Type	Credit Union
Address	PRINCETON, NJ 08540

Agreement

Amount	Amount Recorded
Term	120 Months
Due	Jul 15, 2034

July 2025: Deed, Transfer

Document Type	Deed
Jurisdiction	MONMOUTH NJ
Recording Date	Jul 31, 2025
Property Address	4 LAMP POST CT, HOWELL, NJ 07731-1630
Document Number	0097493751
Book / Page	9749 / 3751
Instrument Date	Jul 30, 2025
Instrument	2025060183
Transaction Type	Transfer
Record Updated	Oct 16, 2025
Title Company	FIRST JERSEY TITLE SVCS INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$5,577.20
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	958 RIDGE RD, BRICK, NJ 08724-1000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4 LAMP POST CT, HOWELL, NJ 07731-1630

Mortgage

Document Number	2025060184
Date	Jul 31, 2025
Instrument	2025060184

Lender

Name	COLUMBIA BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2055

Mortgage

Document Number	0097493788
Date	Jul 31, 2025
Book Page	9749/3788
Instrument	2025060185

Lender

Name	COLUMBIA BANK
Type	Bank
Address	FAIR LAWN, NJ 07410

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONMOUTH NJ
Property Address	4 LAMPOST CT, HOWELL, NJ 07731-1630
Document Number	0000012645
Instrument Date	Nov 23, 2020
Transaction Type	Mortgage
Record Updated	Mar 31, 2021
Title Company	TITLE SERVICE AND LIAISON COMPANIES, SIMPLIFILE LC E-RECORDING

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	4 LAMPOST CT HOWELL NJ 077311630, HOWELL, NJ 07731-1630

Mortgage

Document Number	0000012645
Date	Jan 25, 2021
Book Page	009475/009045
Instrument	12645

Lender

Name	HEALTHCARE EMP FCU
Type	Credit Union
Address	PRINCETON, NJ 08540

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	60 Months
Due	Jan 24, 2026

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONMOUTH NJ
Property Address	4 LAMPOST CT, HOWELL, NJ 07731-1630
Document Number	0000037592
Instrument Date	Apr 1, 2020
Transaction Type	Mortgage
Record Updated	Jul 9, 2020
Title Company	RELIANT LAND SERVICES LLC, RELIANT LAND SVCS LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	4 LAMPOST CT HOWELL NJ 077311630, HOWELL, NJ 07731-1630

Mortgage

Document Number	0000037592
Date	Apr 15, 2020
Book Page	009406/006879
Instrument	37592

Lender

Name	SANTANDER BK NA
Type	Bank
Address	WILMINGTON, DE 19801

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	180 Months
Due	Apr 14, 2035

October 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONMOUTH NJ
Property Address	4 LAMPOST CT, HOWELL, NJ 07731-1630
Document Number	0000107419
Instrument Date	Oct 23, 2018
Transaction Type	Mortgage
Record Updated	Nov 16, 2018
Title Company	AMROCK INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	4 LAMPOST CT HOWELL NJ 077311630, HOWELL, NJ 07731-1630

Mortgage

Document Number	0000107419
Date	Nov 1, 2018
Book Page	009319/002844
Instrument	107419

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Oct 31, 2033

Tax Assessment & Valuation

Source: Monmouth County and Howell Township assessment roll, as of July 9, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Monmouth County
County Subdivision	Howell Township
Secondary School District	Freehold Regional School District (09 - 12)
Elementary School District	Howell Township School District (KG - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$638,200 (+2.9%) Land $407,000 Building $231,200	$638,200 (+2.9%) Land $407,000 Building $231,200
2025	$10,674.00 (+6.48%)	$620,200 (+22.04%) Land $379,000 Building $241,200	$620,200 (+22.04%) Land $379,000 Building $241,200
2024	$10,024.00 (+25.19%)
2023		$508,200 Land $277,000 Building $231,200	$508,200 Land $277,000 Building $231,200
2022	$8,007.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 65% of New Jersey
Wildfire Likelihood	0.02% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NJ AMERICAN WATER - COASTAL NORTH private · serves 377,613 people · EPA ID NJ1345001
Water Source	Surface water
Last State Inspection	Sep 2023
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · Sep 2019
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 411 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Cable · Fiber in parts of the area	940 / 35

May also be available: Verizon.

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