Flagler County property record for 4 Lakeside Way, Palm Coast, FL 32137
| Property Type | Single Family Home |
|---|---|
| Details | 2 ba · 2,164 sqft · built 2006 |
| Lot Size | 0.218 acres (9,496 sqft) |
| Owner | Individual Name on File |
| Last Sale | $378,900 (Mar 2021) |
| Tax Bill | $6,235 (2025) |
| Deeds & Mortgages | Sep 2023 Second Mortgage Mar 2021 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 15-11-31-2971-00000-0480 |
| Primary APN | 15-11-31-2971-00000-0480 |
|---|
| Full Baths | 2 Baths |
|---|---|
| Stories | 1 Story |
| Building Area | 2,164 sqft Living Area |
| Gross Area | 2,952 sqft |
| 1st Floor Area | 2,164 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2006 |
|---|---|
| Effective Year Built | Effective 2006 |
| Exterior Material | Concrete |
| Construction Type | Masonry / Concrete Block |
| Roof Type | Gable/Hip |
| Roof Material | Concrete |
| Lot Area | 9,496 sqft (0.218 acres) |
| Driveway | Brick Driveway |
| Driveway Area | 860 sqft |
| Pool Area | 113 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 4 LAKESIDE WAY |
|---|---|
| City | PALM COAST |
| State | FL |
| Zip | 32137-1636 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | GRAND HAVEN NORTH PHASE II MB 34 PG 31 LOT 48 OR 1183 PG 1880 OR 1183 PG 1881 OR 1742/1483 OR 2056/1995 |
| Legal Range | 31E |
| Legal Township | 11S |
| Legal Section | 15 |
| Legal Subdivision | GRAND HAVEN NORTH |
| Legal Phase | 2 |
| Legal Lot Number | 48 |
| Jurisdiction | FLAGLER FL |
| Township / Civil Division | FLAGLER BEACH |
| Census Block Group | 4 |
| Census Block | 4004 |
| Census Tract | 60301 |
4 Lakeside Way is owned and occupied by an individual who bought it in March 2021.
Source: Flagler County records, as of December 8, 2025
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 4 LAKESIDE WAY, PALM COAST, FL 32137-1636 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Sep 27, 2023 | Deed of Trust, Mortgage · Stand-Alone Second Mortgage ROCKET MORTGAGE LLC |
| Mar 17, 2021 | Warranty Deed, Transfer · Conventional Mortgage HANCOCK MORTGAGE PARTNERS LLC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Mar 17, 2021 · Amount on File |
| Deed Sale | Mar 17, 2021 · Amount on File |
| Prior Sale | Apr 7, 2015 · Amount on File |
| Deed Document Number | 202114173 |
| Deed Book / Page | 2539 / 1191 |
| Prior Transfer Date | Sep 30, 2009 |
| Prior Transfer Doc | 0017421483 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FLAGLER FL |
| Property Address | 4 LAKESIDE WAY, PALM COAST, FL 32137-1636 |
| Transaction Type | Mortgage |
| Record Updated | Oct 12, 2023 |
| Name | Verified Name |
|---|---|
| Address | 4 LAKESIDE WAY, PALM COAST, FL 32137-1636 |
| Document Number | 0028141987 |
|---|---|
| Date | Sep 27, 2023 |
| Book Page | 2814/1987 |
| Instrument | 2023042162 |
| Name | ROCKET MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 241 Months |
| Due | Oct 1, 2043 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | FLAGLER FL |
| Recording Date | Mar 17, 2021 |
| Property Address | 4 LAKESIDE WAY, PALM COAST, FL 32137-1636 |
| Document Number | 0025391191 |
| Book / Page | 2539 / 1191 |
| Map Reference | MB 34 PG 30-33 |
| Instrument Date | Mar 10, 2021 |
| Instrument | 2021014173 |
| Transaction Type | Transfer |
| Record Updated | Feb 22, 2022 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,652.30 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 4 LAKESIDE WAY, 4, PALM COAST, FL 32137-1636 |
| Name | Verified Name |
|---|---|
| Address | 4 LAKESIDE WAY, PALM COAST, FL 32137-1636 |
| Document Number | 0025391192 |
|---|---|
| Date | Mar 17, 2021 |
| Instrument | 2539/1192 |
| Name | HANCOCK MORTGAGE PARTNERS LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Apr 1, 2051 |
The 2025 property tax bill for 4 Lakeside Way was $6,235 with exemptions applied, down 30.9% from the year before.
Source: Flagler County assessment roll, as of December 8, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Flagler County |
| Municipality | Palm Coast City |
| Unified School District | Flagler County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $6,235.00 (-30.91%) Homeowner's exemption Widower's exemption | $391,236 | $417,675 Land $135,500 Building $282,175 |
| 2024 | $9,024.00 (+3.92%) | ||
| 2023 | $8,684.00 (+3.21%) Homeowner's exemption Widower's exemption | $369,136 (+3%) | $386,565 (+0.69%) Land $125,000 Building $261,565 |
| 2022 | $8,414.00 Homeowner's exemption Widower's exemption | $358,384 | $383,920 Land $130,000 Building $253,920 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 4 Lakeside Way in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2012.
Source: FEMA National Flood Hazard Layer, effective March 5, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 133 policies |
| Community Rating System | Class 4 (30% premium discount) |
| Nearby Flood Policies | 133 in force |
| Nearby Flood Claims | 1 (2012) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Aug 2012 · other causes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 4 Lakeside Way is low, with a 0.03% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 67% of the US · lower than 92% of Florida |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF PALM COAST UTILITY private · serves 112,324 people · EPA ID FL2180863 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Dec 2024 |
| Lead | 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 258 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| AT&T Fiber | 1,000 / 1,000 |
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