4 Lake Summerset Rd, Davis, IL 61019 Property Records

Stephenson County property record for 4 Lake Summerset Rd, Davis, IL 61019

Property Summary

Property TypeSingle Family Home
Details3 bd · 3 ba · 3,792 sqft · built 2003
Lot Size0.55 acres (23,958 sqft)
Owner2 Trust Names on File
Last Sale$445,000 (Nov 2006)
Tax Bill$13,578 (2025)
Flood ZoneZone X (minimal risk)
APN15-10-01-153-005

Property Details

APN / Parcel Number

Primary APN15-10-01-153-005

Interior

Bedrooms3 Beds
Full Baths3 Baths
Total Rooms6 Rooms
Stories1 Story
Building Area3,792 sqft Base Area
1st Floor Area3,792 sqft
Basement Area1,536 sqft
Finished Basement650 sqft

Exterior

Year BuiltBuilt 2003
Effective Year BuiltEffective 2003
Lot Area23,958 sqft (0.55 acres)
Garage TypeAttached
Garage Area2,016 sqft
Parking Spaces8 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemCentral
SewerConnected

Location & Zoning

Street Address4 LAKE SUMMERSET RD
CityDAVIS
StateIL
Zip61019-9513
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT 4 SECT 1 SPRINGHILL SUB LAKE SUMMERSET
Legal SubdivisionSPRINGHILL SUBDIVISION
Legal Lot Number4
JurisdictionSTEPHENSON IL
Township / Civil DivisionROCK GROVE
Census Block Group3
Census Block3008
Census Tract100

Owner

4 Lake Summerset Rd is held in a trust since November 2006.

Source: Stephenson County records, as of July 6, 2026

Owner of Record2 Trust Names on File
Mailing Address716 HILLSIDE CT, ALGONQUIN, IL 60102-5193
Owner TypeCompany
VestingTrust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleNov 3, 2006 · Amount on File
Deed SaleNov 3, 2006 · Amount on File
Deed Document Number200680886
Record UpdatedSep 20, 2026

Tax Assessment & Valuation

The 2025 property tax bill for 4 Lake Summerset Rd was $13,578, up 4.4% from the year before.

Source: Stephenson County assessment roll, as of July 6, 2026

Property Jurisdictions

TypeName
StateIllinois
CountyStephenson County
County SubdivisionRock Grove Township
Unified School DistrictDakota Community Unit School District 201 (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$13,578.00 (+4.36%)$174,643 (+8.21%) Land $47,177 Building $127,466$523,929 (+8.21%) Land $141,531 Building $382,398
2024$13,011.00$161,393 Land $43,598 Building $117,795$484,179 Land $130,794 Building $353,385

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 4 Lake Summerset Rd in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective March 16, 2015 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 100 ft
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 4 Lake Summerset Rd has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemOTTER CREEK LAKE UTILITIES DISTRICT
serves 2,342 people · EPA ID IL2015320
Water SourceGroundwater
Last State InspectionFeb 2025
LeadUnder 1 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 122 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Sonic Spectrum
Fiber
2,000 / 1,000
Mediacom Xtream
Cable
1,000 / 50
T-Mobile
Fixed Wireless
100 / 20

May also be available: LiteWire.

Nearby Properties on Lake Summerset Rd

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