4 Lake Pointe Ct, Bloomington, IL 61704 Property Records

McLean County property record for 4 Lake Pointe Ct, Bloomington, IL 61704

Property Summary

Property Type	Condominium
Details	2 bd · 2 ba · 2,186 sqft · built 1986
Lot Size	0.179 acres (7,797 sqft)
Owner	2 Trust Names on File
Last Sale	$232,000 (Nov 2021)
Tax Bill	$5,796 (2024)
Deeds & Mortgages	Jul 2026 Transfer Nov 2021 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`14-25-184-005`

Property Details

APN / Parcel Number

Primary APN	`14-25-184-005`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	2,186 sqft Living Area
Gross Area	2,804 sqft
1st Floor Area	1,346 sqft
Basement Area	1,034 sqft
Finished Basement	840 sqft
Unfinished Basement	194 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1986
Effective Year Built	Effective 1986
Architectural Style	Condo/Apartment
Exterior Material	Aluminum/Vinyl
Foundation Type	Block
Roof Material	Asphalt
Lot Area	7,797 sqft (0.179 acres)
Lot Width	241 ft Width
View / Lot	Lake Front
Garage Type	Attached
Garage Area	424 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Frame Porch
Greenhouse	Greenhouse

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	4 LAKE POINTE CT
City	BLOOMINGTON
State	IL
Zip	61704-1450
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Local Zoning Code	R2
Legal Description	UNIT 4 & 5.134% COM ELEM IN NORTH POINTE CONDO PHASE II AN ADD-ON CONDO LOCATED ON LOTS 124,127 & 128 IN REPLAT NORTH POINTE NO 2 SUB
Legal Range	02E
Legal Township	24N
Legal Section	25
Legal Subdivision	NORTH POINTE CONDO
Legal Lot Number	12
Jurisdiction	MCLEAN IL
Township / Civil Division	BLOOMINGTON CITY
Census Block Group	1
Census Block	1016
Census Tract	506

Owner

4 Lake Pointe Ct, a condominium, is owner-occupied and held in a trust since November 2021.

Source: McLean County records, as of July 30, 2026

Owner of Record	2 Trust Names on File
Mailing Address	4 LAKE POINTE CT, BLOOMINGTON, IL 61704-1450
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 21, 2026	Quit Claim Deed, Transfer NONE LISTED ON DOCUMENT
Nov 5, 2021	Deed, Transfer · Conventional Mortgage HEARTLAND BANK & TRUST CO
Dec 3, 2020	Intrafamily Transfer, Transfer ATTORNEY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 5, 2021 · Amount on File
Deed Sale	Nov 5, 2021 · Amount on File
Prior Sale	Sep 4, 2008 · Amount on File
Deed Document Number	202126637
Prior Transfer Date	Nov 20, 2020
Prior Transfer Doc	0000026284
Record Updated	Oct 29, 2026

July 2026: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	MCLEAN IL
Recording Date	Jul 21, 2026
Property Address	4 LAKE POINTE CT, BLOOMINGTON, IL 61704-1450
Document Number	0000010290
Instrument Date	Jun 23, 2026
Instrument	202610290
Transaction Type	Transfer
Record Updated	Aug 31, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Trust
Address	4 LAKE POINTE CT, BLOOMINGTON, IL 61704-1450

November 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	MCLEAN IL
Recording Date	Nov 5, 2021
Property Address	4 LAKE POINTE CT, BLOOMINGTON, IL 61704-1450
Document Number	202100026637
Instrument Date	Nov 1, 2021
Instrument	2021-00026637
Transaction Type	Transfer
Record Updated	Nov 16, 2021
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$348.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	4 LAKE POINTE CT, BLOOMINGTON, IL 61704-1450

Mortgage

Document Number	202100026638
Date	Nov 5, 2021
Instrument	2021-00026638

Lender

Name	HEARTLAND BANK & TRUST CO
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Nov 1, 2051

Interest

Rate Type	Fixed Rate
Rate	3.37%

December 2020: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	MCLEAN IL
Recording Date	Dec 3, 2020
Property Address	4 LAKE POINTE CT, BLOOMINGTON, IL 61704-1450
Document Number	202000026284
Instrument Date	Nov 20, 2020
Instrument	2020-00026284
Transaction Type	Transfer
Record Updated	Jun 7, 2023
Title Company	ATTORNEY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	4 LAKE POINTE CT, BLOOMINGTON, IL 61704-1450

Tax Assessment & Valuation

Source: McLean County assessment roll, as of April 8, 2026

Property Jurisdictions

Type	Name
State	Illinois
Municipality	Bloomington City
County	McLean County
County Subdivision	Bloomington City Township
Unified School District	McLean County Unit School District 5 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$84,657 Land $12,510 Building $72,147	$253,971 Land $37,530 Building $216,441
2024	$5,796.00 (-1.01%)
2023	$5,855.00 (+19.17%)	$80,112 (+20.27%) Land $11,839 Building $68,273	$240,336 (+20.27%) Land $35,517 Building $204,819
2022	$4,913.00	$66,610 Land $9,844 Building $56,766	$199,830 Land $29,532 Building $170,298

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 4 Lake Pointe Ct in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective June 27, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 4 Lake Pointe Ct has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BLOOMINGTON serves 79,000 people · EPA ID IL1130200
Water Source	Surface water
Last State Inspection	Aug 2023
Lead	3 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 327 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
Watch TV Fixed Wireless	100 / 20

May also be available: Pavlov Media.

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