Monmouth County and Howell Township property record for 4 Lake Dr, Howell, NJ 07731 · Last verified July 2026
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 960 sqft · built 1961 |
| Lot Size | 0.367 acres (16,000 sqft) |
| Owner | Individual Name on File |
| Last Sale | $510,000 (Dec 2025) |
| Tax Bill | $7,922 (2025) |
| Deeds & Mortgages | May 2021 Mortgage Dec 2025 Sale & Mortgage |
| Flood Zone | Zone X (moderate risk) |
| APN | 21-00084-25-00089 |
| Primary APN | 21-00084-25-00089 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 960 sqft Living Area |
| 1st Floor Area | 960 sqft |
| Basement Area | 960 sqft |
| Year Built | Built 1961 |
|---|---|
| Effective Year Built | Effective 1961 |
| Architectural Style | Ranch |
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Gable |
| Roof Material | Other |
| Lot Area | 16,000 sqft (0.367 acres) |
| Lot Dimensions | 160 ft deep x 100 ft wide |
| Porch | Open Porch |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Sewer | Connected |
| Account Number | 041290 |
|---|---|
| Street Address | 4 LAKE DR |
| City | HOWELL |
| State | NJ |
| Zip | 07731-1508 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Subdivision | ALDRICH ESTATES INC |
| Legal Block | 84.25 |
| Legal Lot Number | 89 |
| Jurisdiction | MONMOUTH NJ |
| Township / Civil Division | HOWELL |
| Census Block Group | 1 |
| Census Block | 1000 |
| Census Tract | 811303 |
Source: Monmouth County and Howell Township records · APN 21-00084-25-00089
Assessment roll updated July 9, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 4 LAKE DR, HOWELL, NJ 07731-1508 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Married Man, Separate Property |
| Date | Document |
|---|---|
| May 17, 2021 | Deed of Trust, Mortgage · Conventional Mortgage CROSSCOUNTRY MORTGAGE LLC |
| Dec 15, 2025 | Bargain and Sale Deed, Transfer · Conventional Mortgage ARK MORTGAGE INC |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Dec 15, 2025 · Amount on Record |
| Deed Sale | Dec 15, 2025 · Amount on Record |
| Prior Sale | Feb 18, 2015 · Amount on Record |
| Deed Document Number | 2025100077 |
| Deed Book / Page | 9770 / 5723 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONMOUTH NJ |
| Property Address | 4 LAKE DR, HOWELL, NJ 07731-1508 |
| Transaction Type | Mortgage |
| Record Updated | Jan 09, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0095114105 |
|---|---|
| Date | May 17, 2021 |
| Book Page | 9511/4105 |
| Instrument | 2021078870 |
| Name | CROSSCOUNTRY MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | BRECKSVILLE, OH 44141 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 241 Months |
| Due | Jun 01, 2041 |
| Document Type | Bargain and Sale Deed |
|---|---|
| Jurisdiction | MONMOUTH NJ |
| Recording Date | Dec 15, 2025 |
| Property Address | 4 LAKE DR, HOWELL, NJ 07731-1508 |
| Document Number | 0097705723 |
| Book / Page | 9770 / 5723 |
| Instrument Date | Dec 03, 2025 |
| Instrument | 2025100077 |
| Transaction Type | Transfer |
| Record Updated | Jan 09, 2026 |
| Title Company | CHICAGO TITLE COMPANY, CHICAGO TITLE INSURANCE CO |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $4,271.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 351 PFISTER RD, JACKSON, NJ 08527-1366 |
| Name | Verified Name |
|---|---|
| Address | 4 LAKE DR, HOWELL, NJ 07731-1508 |
| Document Number | 2025100078 |
|---|---|
| Date | Dec 15, 2025 |
| Instrument | 2025100078 |
| Name | ARK MORTGAGE INC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jan 01, 2056 |
Source: Monmouth County and Howell Township records · Assessment roll updated July 9, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Monmouth County |
| County Subdivision | Howell Township |
| Secondary School District | Freehold Regional School District (09 - 12) |
| Elementary School District | Howell Township School District (KG - 08) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $506,600 (+10.06%) Land $369,300 Building $137,300 | $506,600 (+10.06%) Land $369,300 Building $137,300 | |
| 2025 | $7,922.00 (+9.27%) | $460,300 (+32.8%) Land $324,300 Building $136,000 | $460,300 (+32.8%) Land $324,300 Building $136,000 |
| 2024 | $7,250.00 (+32.81%) | ||
| 2023 | $346,600 Land $219,300 Building $127,300 | $346,600 Land $219,300 Building $127,300 | |
| 2022 | $5,459.00 |
Source: FEMA National Flood Hazard Layer, Monmouth County (34025C), updated September 18, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 340258113031, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Moderate |
| 500-Year Floodplain | Yes |
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 7 (1978–1984) |
| Most Recent Claim | Jun 1984, tidal / storm surge |
| Wildfire Risk | Low above 38% of the US · above 59% of New Jersey |
|---|---|
| Wildfire Likelihood | About 1 in 2,500 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 180 locations within about half a mile of this property
| Provider | Technology | Download / Upload (Mbps) |
|---|---|---|
| Optimum Communications | Fiber | 8,000 / 8,000 |
| Verizon | Fiber | 2,300 / 2,300 |
| Optimum Communications | Cable | 940 / 35 |
| Starlink | Satellite (low-earth orbit) | 280 / 30 |
May also be available at this address: Verizon. Availability varies by address; speeds are provider-advertised maximums, not measured.
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