Bowie County property record for 4 Ladera Dr, Texarkana, TX 75503
| Property Type | Single Family Home |
|---|---|
| Details | 5,875 sqft |
| Lot Size | 6.13 acres (267,023 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $442,500 (Aug 2021) |
| Tax Bill | $14,973 (2025) |
| Deeds & Mortgages | Oct 2025 Mortgage Aug 2021 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 18020002900 |
| Primary APN | 18020002900 |
|---|---|
| Alternative APN |
|
| Building Area | 5,875 sqft Living Area |
|---|
| Lot Area | 267,023 sqft (6.13 acres) |
|---|---|
| Garage Type | Attached |
| Garage Area | 792 sqft |
| Porch | Open Porch |
| Porch Area | 495 sqft |
| Account Number | 18020002900 |
|---|---|
| Street Address | 4 LADERA DR |
| City | TEXARKANA |
| State | TX |
| Zip | 75503-1806 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | THOMAS PENDERGRAFT A-482 SITE 49 CORR 2021-9251 08/04/21 6279/32 08/07/12 BLK/TRACT 2A, 4 6.13 ACRES |
| Legal Subdivision | THOMAS PENDERGRAFT A-482 |
| Legal Block | 2A,4 |
| Jurisdiction | BOWIE TX |
| Township / Civil Division | TEXARKANA |
| Census Block Group | 1 |
| Census Block | 1005 |
| Census Tract | 10903 |
Source: Bowie County assessment roll, as of May 26, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 4 LADERA DR, TEXARKANA, TX 75503-1806 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Oct 14, 2025 | Deed of Trust, Mortgage · Closed-End Mortgage FARMERS BANK & TRUST |
| Aug 4, 2021 | Vendor's Lien, Transfer · Conventional Mortgage NA |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Aug 4, 2021 · Amount on Record |
| Deed Sale | Aug 4, 2021 · Amount on Record |
| Deed Document Number | 20219251 |
| Prior Transfer Date | Jul 30, 2021 |
| Prior Transfer Doc | 0000009251 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BOWIE TX |
| Property Address | 4 LADERA DR, TEXARKANA, TX 75503-1806 |
| Transaction Type | Mortgage |
| Record Updated | Nov 25, 2025 |
| Name | Verified Name |
|---|---|
| Address | 4 LADERA DR, TEXARKANA, TX 75503-1806 |
| Document Number | 202500010129 |
|---|---|
| Date | Oct 14, 2025 |
| Instrument | 2025-00010129 |
| Name | FARMERS BANK & TRUST |
|---|---|
| Type | Bank |
| Address | MAGNOLIA, AR 71753 |
| Type | Closed-End Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 74 Months |
| Due | Dec 10, 2031 |
| Document Type | Vendor's Lien |
|---|---|
| Jurisdiction | BOWIE TX |
| Recording Date | Aug 4, 2021 |
| Property Address | 4 LADERA DR, TEXARKANA, TX 75503-1806 |
| Document Number | 202100009251 |
| Map Reference | MB 841 PG 142 |
| Instrument Date | Jul 30, 2021 |
| Instrument | 2021-00009251 |
| Transaction Type | Transfer |
| Record Updated | Sep 23, 2021 |
| Title Company | NOT AVAILABLE, DBA TWIN CITY TITLE |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 814 N ROBISON RD, TEXARKANA, TX 75501-6306 |
| Document Number | 202100009252 |
|---|---|
| Date | Aug 4, 2021 |
| Instrument | 2021-00009252 |
| Name | NA |
|---|---|
| Type | Bank |
| Special Notes | Seller Financed |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Sep 1, 2051 |
Source: Bowie County assessment roll, as of May 26, 2026
| Type | Name |
|---|---|
| State | Texas |
| County | Bowie County |
| Municipality | Texarkana City |
| Unified School District | Texarkana Independent School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $14,973.00 (+12.16%) Homeowner's exemption | $722,157 (+13.5%) Land $88,300 Building $633,857 | $722,157 (-) Land $88,300 Building $633,857 |
| 2024 | $722,157 (+7.82%) Land $88,300 Building $633,857 | ||
| 2023 | $13,350.00 (+7.7%) Homeowner's exemption | $636,288 | $669,794 Land $88,300 Building $581,494 |
| 2021 | $12,395.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective November 1, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 10 policies |
| Nearby Flood Policies | 10 in force |
| Nearby Flood Claims | 4 (2015–2025) |
| Claims Outside the SFHA | 4 of 4 |
| Most Recent Claim | Dec 2025 · other causes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 66% of the US · lower than 90% of Texas |
|---|---|
| Wildfire Likelihood | 0.04% annual chance |
| Exposure | Direct burnable vegetation at the parcel |
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TEXARKANA WATER UTILITIES serves 37,000 people · EPA ID TX0190004 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Nov 2025 |
| Lead | 2 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 69 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Uniti Group Fiber | 2,000 / 2,000 |
| Cable One Cable | 1,000 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
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