Hampden County and Wilbraham Town property record for 4 Ladd Ln, Wilbraham, MA 01095
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1.5 ba · 1,721 sqft · built 1974 |
| Lot Size | 0.656 acres (28,560 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $300,000 (Dec 2004) |
| Tax Bill | $7,223 (2026) |
| Deeds & Mortgages | Aug 2020 Refinance |
| Flood Zone | Zone X (minimal risk) |
| APN | MAP 15 |
| Primary APN | MAP 15 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 7 Rooms |
| Stories | 2 Stories |
| Building Area | 1,721 sqft Living Area |
| Gross Area | 3,814 sqft |
| 1st Floor Area | 1,116 sqft |
| Basement Area | 864 sqft |
| Unfinished Basement | 864 sqft |
| Year Built | Built 1974 |
|---|---|
| Effective Year Built | Effective 1974 |
| Architectural Style | Cape Cod |
| Exterior Material | Wood Siding |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 28,560 sqft (0.656 acres) |
| Deck Area | Deck Area |
| Heating System | Hot Water |
|---|---|
| Heating Fuel | Gas |
| Account Number | MAP 15 |
|---|---|
| Street Address | 4 LADD LN |
| City | WILBRAHAM |
| State | MA |
| Zip | 01095-2413 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R34 |
| Legal Block | 4 |
| Legal Lot Number | 2452 |
| Jurisdiction | WILBRAHAM MA |
| Township / Civil Division | WILBRAHAM |
| Census Block Group | 2 |
| Census Block | 2016 |
| Census Tract | 813602 |
4 Ladd Ln is owned and occupied by two individuals who bought it in December 2004.
Source: Hampden County and Wilbraham Town records, as of October 20, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 4 LADD LN, WILBRAHAM, MA 01095-2413 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Dec 31, 2004 · Amount on File |
| Deed Sale | Dec 31, 2004 · Amount on File |
| Prior Sale | May 3, 1999 · Amount on File |
| Deed Document Number | 200491158 |
| Deed Book / Page | 14736 / 215 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WILBRAHAM MA |
| Property Address | 4 LADD LN, WILBRAHAM, MA 01095-2413 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 23382-101 |
|---|---|
| Date | Aug 25, 2020 |
| Book Page | 23382/101 |
| Instrument | 46933 |
| Name | MEMBERS MORTGAGE COMPANY INC |
|---|---|
| Type | Mortgage Company |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Sep 1, 2050 |
The 2026 property tax bill for 4 Ladd Ln was $7,223, up 2.8% from the year before.
Source: Hampden County and Wilbraham Town assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Hampden County |
| County Subdivision | Wilbraham Town |
| Unified School District | Hampden-Wilbraham School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $7,223.00 (+2.76%) | $413,900 (+5.29%) Land $91,100 Building $322,800 | $433,204 (-21.38%) |
| 2025 | $7,029.00 (+9.11%) | $393,100 (+12.89%) Land $91,100 Building $302,000 | $551,000 (+5.15%) |
| 2024 | $6,442.00 (+5.31%) | $348,200 (+6.45%) Land $91,100 Building $257,100 | $524,020 |
| 2023 | $6,117.00 | $327,100 Land $91,100 Building $236,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 4 Ladd Ln in Zone X, an area of minimal flood risk, though there have been 4 flood claims nearby since 1978.
Source: FEMA National Flood Hazard Layer, effective June 7, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 4 (1978–2005) |
| Most Recent Claim | Oct 2005 · Severe Storms And Flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 4 Ladd Ln is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 57% of Massachusetts |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | WILBRAHAM WATER DEPT (MWRA) serves 8,533 people · EPA ID MA1339000 |
|---|---|
| Water Source | Purchased surface water from MWRA |
| Last State Inspection | Jun 2025 |
| Lead | 6 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Coliform assessment Oct 2018 |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 85 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 35 |
| Starlink Satellite | 280 / 30 |
5G (outdoors only) and 4G LTE
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