4 Koski Way, Townsend, MA 01469 Property Records

Middlesex County and Townsend Town property record for 4 Koski Way, Townsend, MA 01469

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,830 sqft · built 1991
Lot Size	3.93 acres (171,191 sqft)
Owner	Individual Name on File
Last Sale	$480,000 (May 2026)
Tax Bill	$6,355 (2026)
Deeds & Mortgages	May 2026 Second Mortgage May 2026 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`TOWN M:0031 B:0040 L:0000`

Property Details

APN / Parcel Number

Primary APN	`TOWN M:0031 B:0040 L:0000`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,830 sqft Living Area
Gross Area	2,614 sqft
Basement Area	720 sqft
Unfinished Basement	360 sqft

Exterior

Year Built	Built 1991
Effective Year Built	Effective 1991
Architectural Style	Colonial
Exterior Material	Wood Siding
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	171,191 sqft (3.93 acres)

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Street Address	4 KOSKI WAY
City	TOWNSEND
State	MA
Zip	01469-1396
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RA3
Legal Block	40
Jurisdiction	TOWNSEND MA
Township / Civil Division	TOWNSEND
Census Block Group	2
Census Block	2007
Census Tract	301102

Owner

4 Koski Way is owned by an individual who bought it in May 2026.

Source: Middlesex County and Townsend Town records, as of October 20, 2026

Owner of Record	Individual Name on File
Mailing Address	53 PUMPKIN CIR, TYNGSBORO, MA 01879-2553
Owner Type	Individual
Vesting	Individual(s)

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 15, 2026	Deed of Trust, Mortgage · Stand-Alone Second Mortgage NORTHPOINTE BANK
May 15, 2026	Quit Claim Deed, Transfer · Conventional Mortgage NORTHPOINTE BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 15, 2026 · Amount on File
Deed Sale	May 15, 2026 · Amount on File
Prior Sale	Feb 18, 1992 · Amount on File
Deed Document Number	202656034
Deed Book / Page	85600 / 455
Prior Transfer Date	May 7, 2026
Prior Transfer Doc	0000056034
Record Updated	Oct 29, 2026

May 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	TOWNSEND MA
Recording Date	May 15, 2026
Property Address	4 KOSKI WAY, TOWNSEND, MA 01469-1396
Document Number	085600-479
Book / Page	85600 / 479
Instrument Date	May 15, 2026
Instrument	202656036
Transaction Type	Mortgage
Record Updated	Jul 12, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4 KOSKI WAY, TOWNSEND, MA 01469-1396

Mortgage

Document Number	0000056036,
Date	May 15, 2026
Book Page	85600/479
Instrument	202656036

Lender

Name	NORTHPOINTE BANK

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jun 1, 2056

Interest

Rate	6.3%
Max Rate	-1%

May 2026: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	TOWNSEND MA
Recording Date	May 15, 2026
Property Address	4 KOSKI WAY, TOWNSEND, MA 01469-1396
Document Number	0000056034
Book / Page	85600 / 455
Instrument Date	May 7, 2026
Instrument	202656034
Transaction Type	Transfer
Record Updated	Jun 3, 2026

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	53 PUMPKIN CIR, TYNGSBORO, MA 01879-2553

Mortgage

Date	May 15, 2026

Lender

Name	NORTHPOINTE BANK

Agreement

Type	Conventional Mortgage
Amount	Amount on Record

Interest

Rate	6.46%
Max Rate	-1%

Tax Assessment & Valuation

The 2026 property tax bill for 4 Koski Way was $6,355, up 1.5% from the year before.

Source: Middlesex County and Townsend Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Middlesex County
County Subdivision	Townsend Town
Unified School District	North Middlesex School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$6,355.00 (+1.45%)	$462,200 (+7.14%) Land $119,900 Building $340,200	$504,545 (-)
2025	$6,264.00 (+2.72%)	$431,400 (+1.94%) Land $106,800 Building $324,600	$504,545 (+5.04%)
2024	$6,098.00 (+0.78%)	$423,200 (+6.73%) Land $106,800 Building $316,400	$480,320
2023	$6,051.00	$396,500 Land $93,700 Building $302,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 4 Koski Way in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 2007.

Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force
Nearby Flood Claims	3 (2007–2010)
Claims Outside the SFHA	3 of 3
Most Recent Claim	Mar 2010 · Severe Storms And Flooding
Claims by Event	Severe Storms And Flooding, Mar 2010 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 4 Koski Way is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 21 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250

Cell Coverage

4G LTE (outdoors only), no 5G reported

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