4 Knoll Creek Ct, O Fallon, MO 63368 Property Records

St. Charles County property record for 4 Knoll Creek Ct, O Fallon, MO 63368

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 1,992 sqft · built 2000
Lot Size	0.21 acres (9,148 sqft)
Owner	2 Individual Names on File
Last Sale	$259,900 (Jul 2019)
Tax Bill	$4,483 (2025)
Deeds & Mortgages	Dec 2020 Mortgage Jul 2019 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`T011700098`

Property Details

APN / Parcel Number

Primary APN	`T011700098`
Alternative APN	`2-0130-8596-00-0078.0000000`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	1,992 sqft Living Area
Gross Area	3,680 sqft
1st Floor Area	1,017 sqft
Basement Area	975 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2000
Effective Year Built	Effective 2000
Architectural Style	Bi-Level
Exterior Material	Aluminum/Vinyl
Lot Area	9,148 sqft (0.21 acres)
Garage Type	Attached
Garage Area	713 sqft
Parking Spaces	3 Parking Spaces
Porch	Open Porch
Porch Area	75 sqft
Patio Area	420 sqft

Utilities, Heating & Cooling

Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Account Number	T011700098
Street Address	4 KNOLL CREEK CT
City	O FALLON
State	MO
Zip	63368-9627
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	KNOLLS #3 LOT 78
Legal Subdivision	KNOLLS #3
Legal Lot Number	78
Jurisdiction	ST CHARLES MO
Township / Civil Division	BOONE
Census Block Group	2
Census Block	2007
Census Tract	311152

Owner

4 Knoll Creek Ct is owned and occupied by two individuals who bought it in July 2019.

Source: St. Charles County records, as of August 7, 2026

Owner of Record	2 Individual Names on File
Mailing Address	4 KNOLL CREEK CT, O FALLON, MO 63368-9627
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 3, 2020	Deed of Trust, Mortgage · Conventional Mortgage STIFEL BANK & TRUST
Jul 30, 2019	Warranty Deed, Transfer · Conventional Mortgage ACCESS CAPITAL FUNDING LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 30, 2019 · Amount on File
Deed Sale	Jul 30, 2019 · Amount on File
Prior Sale	Nov 3, 2000 · Amount on File
Deed Document Number	2019391650
Deed Book / Page	7113 / 1617
Prior Transfer Date	Oct 26, 2000
Prior Transfer Doc	0000068431
Record Updated	Oct 29, 2026

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST CHARLES MO
Property Address	4 KNOLL CREEK CT, O FALLON, MO 63368-9627
Transaction Type	Mortgage
Record Updated	Aug 16, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4 KNOLL CREEK CT, O FALLON, MO 63368-9627

Mortgage

Document Number	0000094411
Date	Dec 3, 2020
Instrument	2020R-094411

Lender

Name	STIFEL BANK & TRUST
Type	Bank
Address	O FALLON, MO 63368

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Dec 1, 2050

July 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST CHARLES MO
Recording Date	Jul 30, 2019
Property Address	4 KNOLL CREEK CT, O FALLON, MO 63368-9627
Document Number	0000391650
Book / Page	7113 / 1617
Map Reference	MB 37 PG 190
Instrument Date	Jul 26, 2019
Instrument	20190730000391650
Transaction Type	Transfer
Record Updated	Aug 16, 2022
Title Company	TOUCHSTONE TITLE & ABSTRACT

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2768 SAMUEL DR, 2768, O FALLON, MO 63368-9616

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4 KNOLL CREEK CT, O FALLON, MO 63368-9627

Mortgage

Document Number	0000391660
Date	Jul 30, 2019
Instrument	20190730000391660

Lender

Name	ACCESS CAPITAL FUNDING LLC
Type	Funding / Finance Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 4 Knoll Creek Ct was $4,483.

Source: St. Charles County assessment roll, as of August 7, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	St. Charles County
Municipality	O'Fallon City
Unified School District	Fort Zumwalt R-II School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$69,872 (-)	$367,749 (-) Land $60,000 Building $307,749
2025	$4,483.00	$69,872	$367,749 Land $60,000 Building $307,749
2023		$64,112
2022			$337,433 Land $50,000 Building $287,433

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 4 Knoll Creek Ct in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective August 25, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 4 Knoll Creek Ct is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 93% of Missouri
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ST CHARLES COUNTY PWSD 2 serves 100,587 people · EPA ID MO6024530
Water Source	Purchased surface water from ST LOUIS CITY PWS
Last State Inspection	Aug 2023
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 394 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
i3 Broadband Fiber	8,000 / 8,000
Spectrum Cable	1,000 / 1,000
Wisper ISP Fixed Wireless	400 / 30
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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