4 Knight Ter, Berlin, MD 21811 Property Records

Worcester County property record for 4 Knight Ter, Berlin, MD 21811

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,802 sqft · built 2004
Lot Size	0.172 acres (7,500 sqft)
Owner	2 Individual Names on File
Last Sale	$385,000 (Jan 2023)
Tax Bill	$3,006 (2026)
Deeds & Mortgages	Jan 2023 Sale & Mortgage Feb 2022 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`03-097102`

Property Details

APN / Parcel Number

Primary APN	`03-097102`
Alternative APNs	`3097102` `097102`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	1,802 sqft Total Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2004
Effective Year Built	Effective 2004
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	7,500 sqft (0.172 acres)
Garage Type	Attached
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Pool Type	Spa / Hot Tub (No Pool)
Porch	Slab
Porch Area	30 sqft
Deck Area	50 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Sewer	Connected

Location & Zoning

Account Number	097102
Street Address	4 KNIGHT TER
City	BERLIN
State	MD
Zip	21811-1688
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-2
Legal Description	LOT B-10-1142 7500 SQ FT KNIGHT TERR PL OCEAN PINES SEC 10
Legal Subdivision	OCEAN PINES SEC 10
Legal Lot Number	1142
Jurisdiction	WORCESTER MD
Township / Civil Division	5, OCEAN PINES
Census Block Group	1
Census Block	1005
Census Tract	951101

Owner

4 Knight Ter is owned and occupied by two individuals who acquired it in August 2024.

Source: Worcester County records, as of October 6, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	4 KNIGHT TER, BERLIN, MD 21811-1688
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 25, 2023	Deed, Transfer · VA Mortgage NAVY FCU
Feb 2, 2022	Deed of Trust, Mortgage · Conventional Mortgage MERIDIAN BANK
Jun 9, 2020	Deed, Transfer · Conventional Mortgage MERIDIAN BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 25, 2023 · Amount on File
Deed Sale	Jan 25, 2023 · Amount on File
Prior Sale	Jun 9, 2020 · Amount on File
Deed Book / Page	8521 / 123
Last Transfer Date	Aug 29, 2024
Transfer Doc	0088370166
Record Updated	Oct 29, 2026

January 2023: Deed, Transfer

Document Type	Deed
Jurisdiction	WORCESTER MD
Recording Date	Jan 25, 2023
Property Address	4 KNIGHT TER, OCEAN PINES, MD 21811-1688
Document Number	0085210123
Book / Page	8521 / 123
Map Reference	MB 14 FO 45
Instrument Date	Jan 20, 2023
Transaction Type	Transfer
Record Updated	Feb 3, 2023
Title Company	OCEAN INVS TITLE CORPOR, OCEAN INVESTMENTS TITLE CORP

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,925.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0085210129
Date	Jan 25, 2023
Instrument	8521-0129

Lender

Name	NAVY FCU
Type	Credit Union

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2053

February 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WORCESTER MD
Property Address	4 KNIGHT TER, OCEAN PINES, MD 21811-1688
Transaction Type	Mortgage
Record Updated	Oct 27, 2022
Title Company	MADISON SETTLEMENT SERVICES-CHAMBE, MADISON STLMT SVCS BALTIMORE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0083020076
Date	Feb 2, 2022
Book Page	8302/76

Lender

Name	MERIDIAN BANK
Type	Bank
Address	BLUE BELL, PA 19422

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	359 Months
Due	Jan 1, 2052

June 2020: Deed, Transfer

Document Type	Deed
Jurisdiction	WORCESTER MD
Recording Date	Jun 9, 2020
Property Address	4 KNIGHT TER, OCEAN PINES, MD 21811-1688
Document Number	0076760089
Book / Page	7676 / 89
Map Reference	MB FWH14 FO 45
Instrument Date	May 27, 2020
Transaction Type	Transfer
Record Updated	May 3, 2022
Title Company	SAGE TITLE GROUP LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	4 KNIGHT TER, 4, BERLIN, MD 21811-1688

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	4 KNIGHT TER, BERLIN, MD 21811-1688

Mortgage

Document Number	0000767696
Date	Jun 9, 2020
Instrument	7676/96

Lender

Name	MERIDIAN BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jun 1, 2050

Tax Assessment & Valuation

The 2026 property tax bill for 4 Knight Ter was $3,006 with a homeowner's exemption, up 1.2% from the year before.

Source: Worcester County assessment roll, as of October 6, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Worcester County
Unified School District	Worcester County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,006.00 (+1.21%) Homeowner's exemption	$387,333 (+9.09%)	$419,600 (-) Land $91,800 Building $327,800
2025	$2,970.00 Homeowner's exemption	$355,067	$419,600 Land $91,800 Building $327,800
2023	$2,861.00	$299,000	$322,800 Land $87,800 Building $235,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 4 Knight Ter in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective June 4, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 85 policies
Nearby Flood Policies	85 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 4 Knight Ter is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 90% of Maryland
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OCEAN PINES serves 11,890 people · EPA ID MD0230005
Water Source	Groundwater
Last State Inspection	Jan 2024
Lead	3 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 267 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Mediacom Xtream Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Knight Ter

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures