St. Charles County property record for 4 Kirk Ct, O Fallon, MO 63366 · Last verified April 2026
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,189 sqft · built 1978 |
| Lot Size | 0.25 acres (10,875 sqft) |
| Owner | Individual Name on File |
| Last Sale | $169,900 (May 2017) |
| Tax Bill | $3,063 (2025) |
| Deeds & Mortgages | May 2021 Mortgage Jan 2018 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 354240B047 |
| Primary APN | 354240B047 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,189 sqft Living Area |
| Gross Area | 2,774 sqft |
| 1st Floor Area | 1,189 sqft |
| Basement Area | 1,189 sqft |
| Year Built | Built 1978 |
|---|---|
| Effective Year Built | Effective 1978 |
| Architectural Style | Ranch |
| Exterior Material | Brick/Stone |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 10,875 sqft (0.25 acres) |
| Lot Dimensions | 145 ft deep x 75 ft wide |
| Garage Type | Attached |
| Garage Area | 396 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Open Porch |
| Porch Area | 120 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Sewer | Connected |
| Account Number | 354240B047 |
|---|---|
| Street Address | 4 KIRK CT |
| City | O FALLON |
| State | MO |
| Zip | 63366-2971 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | PARKVIEW PL #3 LOT 42 |
| Legal Subdivision | PARKVIEW PL #3 |
| Legal Lot Number | 42 |
| Jurisdiction | ST CHARLES MO |
| Township / Civil Division | LAKE ST. LOUIS |
| Census Block Group | 2 |
| Census Block | 2008 |
| Census Tract | 311712 |
Source: St. Charles County records · APN 354240B047
Assessment roll updated August 13, 2025 · Last verified April 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 4 KIRK CT, O FALLON, MO 63366-2971 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| May 06, 2021 | Deed of Trust, Mortgage · FHA Mortgage PENNYMAC LOAN SERVICES LLC |
| Jan 10, 2018 | Deed of Trust, Mortgage · FHA Mortgage PENNYMAC |
| May 02, 2017 | Warranty Deed, Transfer · FHA Mortgage GERSHMAN INVESTMENT CORP |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | May 02, 2017 · Amount on Record |
| Deed Sale | May 02, 2017 · Amount on Record |
| Prior Sale | May 07, 2014 · Amount on Record |
| Deed Document Number | 2017267100 |
| Deed Book / Page | 6737 / 1188 |
| Prior Transfer Date | May 06, 2014 |
| Prior Transfer Doc | 0061831829 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST CHARLES MO |
| Property Address | 4 KIRK CT, O FALLON, MO 63366-2971 |
| Transaction Type | Mortgage |
| Record Updated | May 20, 2021 |
| Name | Verified Name |
|---|---|
| Address | 4 KIRK CT, WESTLAKE VILLAGE, CA 91361 |
| Document Number | 2021R039770 |
|---|---|
| Date | May 06, 2021 |
| Instrument | 2021R-039770 |
| Name | PENNYMAC LOAN SERVICES LLC |
|---|---|
| Type | Mortgage Company |
| Address | WESTLAKE VILLAGE, CA 91361 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 01, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST CHARLES MO |
| Property Address | 4 KIRK CT, O FALLON, MO 63366-2971 |
| Document Number | 0068681827 |
| Book / Page | 006868 / 001827 |
| Instrument Date | Jan 10, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Jan 24, 2018 |
| Title Company | SERVICELINK |
| Name | Verified Name |
|---|---|
| Address | 4 KIRK CT O FALLON MO 633662971, O FALLON, MO 63366-2971 |
| Document Number | 0068681827 |
|---|---|
| Date | Jan 19, 2018 |
| Book Page | 006868/001827 |
| Instrument | 34250 |
| Name | PENNYMAC |
|---|---|
| Address | WESTLAKE VILLAGE, CA 91361 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 336 Months |
| Due | Jan 18, 2046 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ST CHARLES MO |
| Recording Date | May 02, 2017 |
| Property Address | 4 KIRK CT, O FALLON, MO 63366-2971 |
| Document Number | 0067371188 |
| Book / Page | 6737 / 1188 |
| Map Reference | MB 21 PG 39 |
| Instrument Date | Apr 28, 2017 |
| Instrument | 20170502000267100 |
| Transaction Type | Transfer |
| Record Updated | Aug 09, 2021 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount from Assessment |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 4 KIRK CT, 4, O FALLON, MO 63366-2971 |
| Name | Verified Name |
|---|---|
| Address | 4 KIRK CT, O FALLON, MO 63366-2971 |
| Document Number | 20170502000267110 |
|---|---|
| Date | May 02, 2017 |
| Instrument | 20170502000267110 |
| Name | GERSHMAN INVESTMENT CORP |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 01, 2047 |
Source: St. Charles County records · Assessment roll updated August 13, 2025 · Last verified April 2026
| Type | Name |
|---|---|
| State | Missouri |
| County | St. Charles County |
| Municipality | O'Fallon City |
| Unified School District | Fort Zumwalt R-II School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,063.00 (+3.9%) | $47,526 (+7.04%) | $250,138 (+7.04%) Building $250,138 |
| 2024 | $2,948.00 | ||
| 2023 | $44,401 | ||
| 2022 | $233,688 Land $50,000 Building $183,688 |
Source: FEMA National Flood Hazard Layer, St. Charles County (29183C), updated August 25, 2024 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 291833117122, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Flood Insurance Cost | Premium on Record median of 9 individual NFIP policies nearby |
| Community Rating System | Class 9 (5% premium discount) |
| Nearby Flood Policies | 9 in force 7 of 9 on primary residences |
| Nearby Flood Claims | 22 (1981–2022) |
| Claims Outside the SFHA | 6 of 22 |
| Most Recent Claim | Jul 2022, river or lake flooding, Severe Storms And Flooding |
| Flood Events |
|
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
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