Suffolk County and Smithtown Town property record for 4 Kip Ct, Smithtown, NY 11787
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · 2,779 sqft · built 2018 |
| Lot Size | 0.48 acres (20,909 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $275,000 (Aug 2017) |
| Tax Bill | $23,704 (2024) |
| Deeds & Mortgages | Apr 2021 Refinance Apr 2018 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 473489 114.-1-16.3 |
| Primary APN | 473489 114.-1-16.3 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 2,779 sqft Living Area |
| Gross Area | 3,314 sqft |
| 1st Floor Area | 1,522 sqft |
| 2nd Floor Area | 1,257 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2018 |
|---|---|
| Effective Year Built | Effective 2018 |
| Architectural Style | Colonial |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 20,909 sqft (0.48 acres) |
| Garage Type | Attached |
| Garage Area | 407 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Covered Porch |
| Porch Area | 128 sqft |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Heating Fuel | Gas |
| Street Address | 4 KIP CT |
|---|---|
| City | SMITHTOWN |
| State | NY |
| Zip | 11787 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Subdivision | A J K PLAT |
| Legal Block | 1 |
| Legal Lot Number | 16 |
| Jurisdiction | SUFFOLK NY |
| Township / Civil Division | SMITHTOWN |
| Census Block Group | 2 |
| Census Block | 2000 |
| Census Tract | 135003 |
4 Kip Ct is owned and occupied by two individuals who bought it in August 2017.
Source: Suffolk County and Smithtown Town records, as of August 11, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 4 KIP CT, SMITHTOWN, NY 11787 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Apr 7, 2021 | Deed of Trust, Mortgage · Stand-Alone Refinance CARDINAL FINANCIAL COMPANY LP |
| Apr 2, 2018 | Grant Deed, Transfer · Conventional Mortgage HARTFORD FNDG |
| Aug 12, 2017 | Grant Deed, Transfer · Conventional Mortgage M BELLAS LLC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 12, 2017 · Amount on File |
| Deed Sale | Aug 12, 2017 · Amount on File |
| Deed Book / Page | 12924 / 766 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SUFFOLK NY |
| Property Address | 4 KIP CT, SMITHTOWN, NY 11787 |
| Transaction Type | Mortgage |
| Record Updated | May 18, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0232560664 |
|---|---|
| Date | Apr 7, 2021 |
| Book Page | 23256/664 |
| Instrument | DM001356 |
| Name | CARDINAL FINANCIAL COMPANY LP |
|---|---|
| Type | Mortgage Company |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount on Record |
| Term | 349 Months |
| Due | May 1, 2050 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | SUFFOLK NY |
| Recording Date | Apr 2, 2018 |
| Property Address | 4 KIP CT, SMITHTOWN, NY 11787 |
| Document Number | 0129550945 |
| Book / Page | 012955 / 000945 |
| Instrument Date | Mar 2, 2018 |
| Transaction Type | Transfer |
| Record Updated | May 20, 2021 |
| Title Company | NOT AVAILABLE |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,972.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 11 ROLLING HILLS DR NESCONSET NY 117672066, NESCONSET, NY 11767-2066 |
| Document Number | 229130675 |
|---|---|
| Date | Apr 2, 2018 |
| Book Page | 022913/000675 |
| Name | HARTFORD FNDG |
|---|---|
| Type | Funding / Finance Company |
| Address | 538 BROADHOLLOW RD # 403, MELVILLE, NY 11747-3668 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Apr 1, 2048 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | SUFFOLK NY |
| Recording Date | Aug 12, 2017 |
| Property Address | 4 KIP CT, SMITHTOWN, NY 11787 |
| Document Number | 0129240766 |
| Book / Page | 012924 / 000766 |
| Instrument Date | Jun 21, 2017 |
| Transaction Type | Transfer |
| Record Updated | Oct 12, 2017 |
| Title Company | OLD REPUBLIC TITLE, OLD REPUBLIC TITLE INSURANCE |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,100.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 228 CARROLL AVE RONKONKOMA NY 117795858, RONKONKOMA, NY 11779-5858 |
| Document Number | 228430130 |
|---|---|
| Date | Aug 12, 2017 |
| Book Page | 022843/000130 |
| Name | M BELLAS LLC |
|---|---|
| Address | 342 CEDARWOOD DR, ORANGE, CT 06477-1665 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
Source: Suffolk County and Smithtown Town assessment roll, as of August 11, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Suffolk County |
| County Subdivision | Smithtown Town |
| Unified School District | Smithtown Central School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $9,430 Land $480 Building $8,950 | $1,178,750 Land $60,000 Building $1,118,750 | |
| 2024 | $23,704.00 | ||
| 2023 | $9,430 Land $480 Building $8,950 | $10,839 Land $552 Building $10,287 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
FEMA maps place 4 Kip Ct in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 1983.
Source: FEMA National Flood Hazard Layer, effective September 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 5 in force |
| Nearby Flood Claims | 3 (1983–2011) |
| Claims Outside the SFHA | 2 of 3 |
| Most Recent Claim | Aug 2011 · other causes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 4 Kip Ct is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 99.2% of New York |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SUFFOLK COUNTY WATER AUTHORITY serves 1,100,000 people · EPA ID NY5110526 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jan 2024 |
| Lead | 1 ppb (2025–2027) action level 15 ppb |
| Water Quality | Asbestos resolved · Jul 2020 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 212 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Fiber · Cable | 8,000 / 8,000 |
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| T-Mobile Fixed Wireless | 100 / 20 |
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