Hampden County and Westfield City property record for 4 King St, Westfield, MA 01085
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 1 ba · 1,383 sqft · built 1900 |
| Lot Size | 0.076 acres (3,300 sqft) |
| Owner | Individual Name on File |
| Last Sale | $270,000 (May 2023) |
| Tax Bill | $4,145 (2026) |
| Deeds & Mortgages | May 2023 Sale & Mortgage Oct 2022 Sale & Construction Loan + 3 more |
| Flood Zone | Zone X (moderate risk) |
| APN | WFLD M:58 L:28 |
| Primary APN | WFLD M:58 L:28 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 1 Bath |
| Half Baths | 1 Half Bath |
| Total Rooms | 6 Rooms |
| Stories | 3 Stories |
| Building Area | 1,383 sqft Living Area |
| Gross Area | 2,824 sqft |
| Basement Area | 704 sqft |
| Unfinished Basement | 704 sqft |
| Year Built | Built 1900 |
|---|---|
| Effective Year Built | Effective 1900 |
| Architectural Style | Conventional |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Brick |
| Roof Type | Gable |
| Roof Material | Slate |
| Lot Area | 3,300 sqft (0.076 acres) |
| Heating System | Forced Air with A/C |
|---|---|
| Heating Fuel | Oil |
| Street Address | 4 KING ST |
|---|---|
| City | WESTFIELD |
| State | MA |
| Zip | 01085-2727 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | CA |
| Legal Lot Number | 28 |
| Jurisdiction | WESTFIELD MA |
| Township / Civil Division | WESTFIELD |
| Census Block Group | 3 |
| Census Block | 3005 |
| Census Tract | 812701 |
Source: NPS National Register of Historic Places, as of August 1, 2026
| Historic District | Within the Westfield Center Historic District listed 2013 · 502 contributing resources · NRIS 13000441 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
4 King St is owned and occupied by an individual who bought it in May 2023.
Source: Hampden County and Westfield City records, as of October 20, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 4 KING ST, WESTFIELD, MA 01085-2727 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| May 22, 2023 | Quit Claim Deed, Transfer · FHA Mortgage CARDINAL FINANCIAL COMPANY LP |
| Oct 4, 2022 | Quit Claim Deed, Construction Loan · Construction Mortgage PINNACLE FINANCIAL SERVICES LLC |
| Jun 9, 2021 | Quit Claim Deed, Transfer Quitclaim |
| Oct 16, 2020 | Quit Claim Deed, Transfer · Stand-Alone First Mortgage PINNACLE FINANCIAL SERVICES LLC |
| Mar 9, 2020 | Foreclosure NOT AVAILABLE |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | May 22, 2023 · Amount on File |
| Deed Sale | May 22, 2023 · Amount on File |
| Prior Sale | Oct 4, 2022 · Amount on File |
| Deed Document Number | 2023251 |
| Deed Book / Page | 25014 / 358 |
| Record Updated | Oct 29, 2026 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | WESTFIELD MA |
| Recording Date | May 22, 2023 |
| Property Address | 4 KING ST, WESTFIELD, MA 01085-2727 |
| Document Number | 025014-358 |
| Book / Page | 25014 / 358 |
| Instrument Date | May 22, 2023 |
| Instrument | 23251 |
| Transaction Type | Transfer |
| Record Updated | Jun 9, 2023 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 4 KING ST, WESTFIELD, MA 01085-2727 |
| Investor | Possibly a Property Investor |
| Document Number | 0000023252 |
|---|---|
| Date | May 22, 2023 |
| Instrument | 23252 |
| Name | CARDINAL FINANCIAL COMPANY LP |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | WESTFIELD MA |
| Recording Date | Oct 4, 2022 |
| Property Address | 4 KING ST, WESTFIELD, MA 01085-2727 |
| Document Number | 024754-269 |
| Book / Page | 24754 / 269 |
| Instrument Date | Oct 4, 2022 |
| Instrument | 59732 |
| Transaction Type | Construction Loan |
| Record Updated | Oct 21, 2022 |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 785 WILLIAMS ST, LONGMEADOW, MA 01106-2063 |
| Document Number | 0000059733 |
|---|---|
| Date | Oct 4, 2022 |
| Instrument | 59733 |
| Name | PINNACLE FINANCIAL SERVICES LLC |
|---|
| Type | Construction Mortgage |
|---|---|
| Amount | Amount on Record |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | WESTFIELD MA |
| Recording Date | Jun 9, 2021 |
| Property Address | 4 KING ST, WESTFIELD, MA 01085-2727 |
| Document Number | 023930-368 |
| Book / Page | 23930 / 368 |
| Instrument Date | Jun 3, 2021 |
| Instrument | 39501 |
| Transaction Type | Transfer |
| Record Updated | Mar 21, 2022 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 268 SPRING ST # COLD, COLD, SPRINGFIELD, MA 01105 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | WESTFIELD MA |
| Recording Date | Oct 16, 2020 |
| Property Address | 4 KING ST, WESTFIELD, MA 01085-2727 |
| Document Number | 023477-567 |
| Book / Page | 23477 / 567 |
| Instrument Date | Sep 24, 2020 |
| Instrument | 59785 |
| Transaction Type | Transfer |
| Record Updated | Mar 21, 2022 |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 41 CLEVELAND ST, SPRINGFIELD, MA 01104-2401 |
| Document Number | 0000059787 |
|---|---|
| Date | Oct 16, 2020 |
| Instrument | 59787 |
| Name | PINNACLE FINANCIAL SERVICES LLC |
|---|
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount on Record |
| Document Type | Foreclosure |
|---|---|
| Jurisdiction | WESTFIELD MA |
| Recording Date | Mar 9, 2020 |
| Property Address | 4 KING ST, WESTFIELD, MA 01085-2727 |
| Document Number | 23119-2 |
| Book / Page | 023119 / 000002 |
| Instrument Date | Mar 6, 2020 |
| Instrument | 12861 |
| Transaction Type | Foreclosure |
| Record Updated | Mar 24, 2020 |
| Title Company | NOT AVAILABLE |
| Amount | Amount on Record |
|---|---|
| Tax | $739.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 3900 S OVERLAND AVE SPRINGFIELD MO 658078766, SPRINGFIELD, MO 65807-8766 |
The 2026 property tax bill for 4 King St was $4,145, up 11.4% from the year before.
Source: Hampden County and Westfield City assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Hampden County |
| Municipality | Westfield City |
| Unified School District | Westfield School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $4,145.00 (+11.36%) | $277,600 (+13.21%) Land $71,500 Building $206,100 | $294,375 (-7.17%) |
| 2025 | $3,722.00 | $245,200 Land $74,800 Building $170,400 | $317,110 (+12.05%) |
| 2024 | $283,005 | ||
| 2023 | $3,284.00 | $193,400 Land $64,800 Building $128,600 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 4 King St in Zone X, an area of moderate flood risk.
Source: FEMA National Flood Hazard Layer, effective June 7, 2023
| FEMA Flood Zone | Zone X moderate risk |
|---|---|
| 500-Year Floodplain | Yes 0.2% annual chance |
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 4 King St is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 57% of Massachusetts |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | WESTFIELD DPWWATER DIVISION serves 41,094 people · EPA ID MA1329000 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jul 2025 |
| Lead | 3 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 446 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Whip City Fiber Fiber | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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