4 Kettle Way, Dracut, MA 01826 Property Records

Middlesex County and Dracut Town property record for 4 Kettle Way, Dracut, MA 01826

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,432 sqft · built 2004
Lot Size	0.522 acres (22,720 sqft)
Owner	Individual Name on File
Last Sale	$780,000 (May 2022)
Tax Bill	$9,177 (2026)
Deeds & Mortgages	May 2022 Sale & Mortgage Sep 2020 Refinance + 2 more
Flood Zone	Zone X (minimal risk)
APN	`DRAC M:37 B:41 L:18`

Property Details

APN / Parcel Number

Primary APN	`DRAC M:37 B:41 L:18`
Alternative APN	`M:0037 B:0041 L:0018`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	1 Story
Building Area	2,432 sqft Living Area
Gross Area	6,049 sqft
1st Floor Area	2,132 sqft
Attic	Attic
Attic Area	1,056 sqft
Basement Area	2,118 sqft
Unfinished Basement	2,118 sqft

Exterior

Year Built	Built 2004
Effective Year Built	Effective 2004
Architectural Style	Cape Cod
Exterior Material	Wood Siding
Roof Type	Gable
Roof Material	Asphalt
Lot Area	22,720 sqft (0.522 acres)
Deck Area	Deck Area

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	4 KETTLE WAY
City	DRACUT
State	MA
Zip	01826-2757
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R2
Legal Block	41
Legal Lot Number	18
Jurisdiction	DRACUT MA
Township / Civil Division	DRACUT
Census Block Group	1
Census Block	1007
Census Tract	314301

Owner

4 Kettle Way is owned and occupied by an individual who bought it in May 2022.

Source: Middlesex County and Dracut Town records, as of October 20, 2026

Owner of Record	Individual Name on File
Mailing Address	4 KETTLE WAY, DRACUT, MA 01826-2757
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 25, 2022	Quit Claim Deed, Transfer · Stand-Alone First Mortgage GUARANTEED RATE INC
Sep 23, 2020	Deed of Trust, Mortgage · Stand-Alone Refinance SALEM FIVE CENTS SAVINGS BANK
Aug 29, 2019	Quit Claim Deed, Transfer NOT AVAILABLE
Feb 9, 2018	Quit Claim Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 25, 2022 · Amount on File
Deed Sale	May 25, 2022 · Amount on File
Prior Sale	Aug 29, 2019 · Amount on File
Deed Book / Page	37091 / 215
Record Updated	Oct 29, 2026

May 2022: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	DRACUT MA
Recording Date	May 25, 2022
Property Address	4 KETTLE WAY, DRACUT, MA 01826-2757
Document Number	037091-215
Book / Page	37091 / 215
Instrument Date	May 25, 2022
Instrument	22324
Transaction Type	Transfer
Record Updated	Nov 20, 2025

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	4 KETTLE WAY, DRACUT, MA 01826-2757

Mortgage

Document Number	0000022325
Date	May 25, 2022
Instrument	22325

Lender

Name	GUARANTEED RATE INC
Type	Non-Lending Institution

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DRACUT MA
Property Address	4 KETTLE WAY, DRACUT, MA 01826-2757
Transaction Type	Mortgage
Record Updated	Mar 15, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	34662-132
Date	Sep 23, 2020
Book Page	34662/132
Instrument	46236

Lender

Name	SALEM FIVE CENTS SAVINGS BANK
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record

August 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	DRACUT MA
Recording Date	Aug 29, 2019
Property Address	4 KETTLE WAY, DRACUT, MA 01826-2757
Document Number	33298-194
Book / Page	033298 / 000194
Instrument Date	Aug 28, 2019
Instrument	36687
Transaction Type	Transfer
Record Updated	Sep 17, 2019
Title Company	NOT AVAILABLE

Transaction

Amount	Amount on Record
Tax	$2,621.54
Amount Accuracy	Confirmed
Additional	Quitclaim Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	4 KETTLE WAY DRACUT MA 018262757, DRACUT, MA 01826-2757

February 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	DRACUT MA
Recording Date	Feb 9, 2018
Property Address	4 KETTLE WAY, DRACUT, MA 01826-2757
Document Number	31858-157
Book / Page	031858 / 000157
Instrument Date	Feb 2, 2018
Instrument	5824
Transaction Type	Transfer
Record Updated	Feb 28, 2018

Transaction

Amount	Amount on Record
Tax	$2,371.20
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	4 KETTLE WAY DRACUT MA 018262757, DRACUT, MA 01826-2757

Tax Assessment & Valuation

The 2026 property tax bill for 4 Kettle Way was $9,177, up 4.8% from the year before.

Source: Middlesex County and Dracut Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Middlesex County
County Subdivision	Dracut Town
Unified School District	Dracut School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$9,177.00 (+4.78%)	$949,000 (+9.66%) Land $262,900 Building $686,100	$824,600 (-)
2025	$8,758.00 (+2.75%)	$865,400 (+6.09%) Land $241,100 Building $624,300	$824,600 (+2.79%)
2024	$8,524.00 (+3.69%)	$815,700 (+14.9%) Land $229,600 Building $586,100	$802,180
2023	$8,221.00	$709,900 Land $199,700 Building $510,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 4 Kettle Way in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 1979.

Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	2 (1979–1982)
Most Recent Claim	Jun 1982 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 4 Kettle Way is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 96% of Massachusetts
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	DRACUT WATER SUPPLY DISTRICT serves 25,808 people · EPA ID MA3079000
Water Source	Purchased surface water from LOWELL REGIONAL WATER UTILITY
Last State Inspection	Aug 2024
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 76 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless · Fiber in parts of the area	300 / 20

May also be available: T-Mobile.

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