4 Kenmore Ter, Waltham, MA 02453 Property Records

Middlesex County and Waltham City property record for 4 Kenmore Ter, Waltham, MA 02453

Property Summary

Property Type	Single Family Home
Details	2 bd · 2.5 ba · 1,904 sqft · built 2023
Lot Size	0.167 acres (7,270 sqft)
Owner	2 Individual Names on File
Last Sale	$400,000 (Sep 2021)
Tax Bill	$11,063 (2026)
Deeds & Mortgages	Jun 2026 Line of Credit Feb 2022 Refinance + 2 more
Flood Zone	Zone X (minimal risk)
APN	`60196`

Property Details

APN / Parcel Number

Primary APN	`60196`
Alternative APN	`WALT M:062 B:016 L:0012`

Interior

Bedrooms	2 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	4 Rooms
Stories	3 Stories
Building Area	1,904 sqft Living Area
Gross Area	4,488 sqft
1st Floor Area	2,829 sqft
Basement Area	1,288 sqft
Unfinished Basement	1,288 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2023
Effective Year Built	Effective 2023
Architectural Style	Colonial
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	7,270 sqft (0.167 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Account Number	60196
Street Address	4 KENMORE TER
City	WALTHAM
State	MA
Zip	02453-6523
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	1
Legal Block	16
Legal Lot Number	12
Jurisdiction	WALTHAM MA
Township / Civil Division	WALTHAM
Census Block Group	3
Census Block	3007
Census Tract	368800

Owner

4 Kenmore Ter is owned and occupied by two individuals who acquired it in August 2022.

Source: Middlesex County and Waltham City records, as of October 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	4 KENMORE TER, WALTHAM, MA 02453-6523
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Et Al (and Others)

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 8, 2026	Deed of Trust, Mortgage · Line of Credit CITIZENS BANK
Feb 16, 2022	Deed of Trust, Mortgage · Stand-Alone Refinance RTN FEDERAL CREDIT UNION
Aug 31, 2022	Quit Claim Deed, Transfer · Stand-Alone Refinance VILLAGE BANK
Sep 15, 2021	Quit Claim Deed, Transfer · Stand-Alone First Mortgage GUARANTEED RATE INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 15, 2021 · Amount on File
Deed Sale	Sep 15, 2021 · Amount on File
Deed Document Number	2021204866
Deed Book / Page	78699 / 199
Last Transfer Date	Aug 25, 2022
Transfer Doc	0000133294
Record Updated	Oct 29, 2026

June 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WALTHAM MA
Recording Date	Jun 8, 2026
Property Address	4 KENMORE TER, WALTHAM, MA 02453-6523
Document Number	085704-389
Book / Page	85704 / 389
Instrument Date	May 21, 2026
Instrument	202667315
Transaction Type	Mortgage
Record Updated	Jul 12, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4 KENMORE TER, WALTHAM, MA 02453-6523

Mortgage

Document Number	0000067315,
Date	Jun 8, 2026
Book Page	85704/389
Instrument	202667315

Lender

Name	CITIZENS BANK

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	301 Months
Due	Jul 1, 2051

Interest

Rate Type	Adjustable Rate
Rate	6.23%
Initial Type	Adjustable Rate
Max Rate	-1%

February 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WALTHAM MA
Property Address	4 KENMORE TER, WALTHAM, MA 02453-6523
Transaction Type	Mortgage
Record Updated	Feb 14, 2024
Title Company	TITLE 365, TITLE365

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	079693-278
Date	Feb 16, 2022
Book Page	79693/278
Instrument	25054

Lender

Name	RTN FEDERAL CREDIT UNION

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	241 Months
Due	Mar 1, 2042

August 2022: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	WALTHAM MA
Recording Date	Aug 31, 2022
Property Address	4 KENMORE TER, WALTHAM, MA 02453-6523
Document Number	080652-309
Book / Page	80652 / 309
Instrument Date	Aug 25, 2022
Instrument	133294
Transaction Type	Transfer
Record Updated	Feb 14, 2024

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	4 KENMORE TER, WALTHAM, MA 02453-6523

Mortgage

Document Number	080652-313
Date	Aug 31, 2022
Book Page	80652/313
Instrument	133295

Lender

Name	VILLAGE BANK
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2052

September 2021: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	WALTHAM MA
Recording Date	Sep 15, 2021
Property Address	4 KENMORE TER, WALTHAM, MA 02453-6523
Document Number	078699-199
Book / Page	78699 / 199
Instrument Date	Sep 15, 2021
Instrument	204866
Transaction Type	Transfer
Record Updated	Feb 14, 2024

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4 KENMORE TER, WALTHAM, MA 02453-6523

Mortgage

Document Number	0000204867
Date	Sep 15, 2021
Instrument	204867

Lender

Name	GUARANTEED RATE INC
Type	Non-Lending Institution

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record

Tax Assessment & Valuation

The 2026 property tax bill for 4 Kenmore Ter was $11,063, up 3% from the year before.

Source: Middlesex County and Waltham City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Middlesex County
Municipality	Waltham City
Unified School District	Waltham School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$11,063.00 (+3%)	$1,072,000 (-1.99%) Land $422,700 Building $649,300	$1,181,212 (+37.59%)
2025	$10,741.00 (+176.83%)	$1,093,800 (+171.75%) Land $402,500 Building $691,300	$858,515 (+54.19%)
2024	$3,880.00 (-32.26%)	$402,500 (-27.48%) Land $402,500	$556,795
2023	$5,728.00	$555,000 Land $365,300 Building $189,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 4 Kenmore Ter in Zone X, an area of minimal flood risk, though there have been 5 flood claims nearby since 1978.

Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	5 (1978–2008)
Most Recent Claim	Dec 2008 · Severe Winter Storm And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 4 Kenmore Ter has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WALTHAM WATER DEPARTMENT serves 65,218 people · EPA ID MA3308000
Water Source	Purchased surface water from MWRA
Last State Inspection	Jun 2024
Lead	2 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 534 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber	2,300 / 2,300
Xfinity Cable	2,000 / 2,000
Astound Broadband Cable	1,500 / 50

May also be available: AT&T, T-Mobile.

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