Essex County and Middleton Town property record for 4 Kelley Ln, Middleton, MA 01949
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · 2,474 sqft · built 1999 |
| Lot Size | 0.506 acres (22,024 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $757,000 (May 2018) |
| Tax Bill | $12,457 (2025) |
| Deeds & Mortgages | Apr 2020 Refinance Sep 2019 Refinance + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | MIDD M:0024 B:0000 L:0010 A |
| Primary APN | MIDD M:0024 B:0000 L:0010 A |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 9 Rooms |
| Stories | 2 Stories |
| Building Area | 2,474 sqft Living Area |
| Gross Area | 5,185 sqft |
| Basement Area | 845 sqft |
| Unfinished Basement | 845 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1999 |
|---|---|
| Effective Year Built | Effective 1999 |
| Architectural Style | Colonial |
| Exterior Material | Brick |
| Construction Type | Frame |
| Roof Type | Hip |
| Roof Material | Asphalt |
| Lot Area | 22,024 sqft (0.506 acres) |
| Garage Type | Attached |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Street Address | 4 KELLEY LN |
|---|---|
| City | MIDDLETON |
| State | MA |
| Zip | 01949-2300 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1A |
| Legal Lot Number | 10 A |
| Jurisdiction | MIDDLETON MA |
| Township / Civil Division | MIDDLETON |
| Census Block Group | 2 |
| Census Block | 2000 |
| Census Tract | 212102 |
Source: Essex County and Middleton Town assessment roll, as of April 14, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 4 KELLEY LN, MIDDLETON, MA 01949-2300 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Husband and Wife |
| Date | Document |
|---|---|
| Apr 27, 2020 | Deed of Trust, Mortgage · Stand-Alone Refinance GUARANTEED RATE INC |
| Sep 18, 2019 | Deed of Trust, Mortgage · Stand-Alone Refinance FREEDOM MORTGAGE CORP |
| Jan 19, 2021 | Deed of Trust, Mortgage · Stand-Alone Refinance GUARANTEED RATE INC |
| May 3, 2018 | Personal Representative Deed, Transfer LOANDEPOT.COM LLC |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | May 3, 2018 · Amount on Record |
| Deed Sale | May 3, 2018 · Amount on Record |
| Prior Sale | Aug 17, 1998 · Amount on Record |
| Deed Document Number | 2018180503002120 |
| Deed Book / Page | 36692 / 340 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MIDDLETON MA |
| Property Address | 4 KELLEY LN, MIDDLETON, MA 01949-2300 |
| Transaction Type | Mortgage |
| Record Updated | Feb 7, 2021 |
| Name | Verified Name |
|---|
| Document Number | 38452-75 |
|---|---|
| Date | Apr 27, 2020 |
| Book Page | 38452/75 |
| Instrument | 20200427000450 |
| Name | GUARANTEED RATE INC |
|---|---|
| Type | Non-Lending Institution |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | May 1, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MIDDLETON MA |
| Property Address | 4 KELLEY LN, MIDDLETON, MA 01949-2300 |
| Transaction Type | Mortgage |
| Record Updated | Feb 7, 2021 |
| Name | Verified Name |
|---|
| Document Number | 37854-119 |
|---|---|
| Date | Sep 18, 2019 |
| Book Page | 37854/119 |
| Instrument | 20190918004090 |
| Name | FREEDOM MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Oct 1, 2049 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MIDDLETON MA |
| Property Address | 4 KELLEY LN, MIDDLETON, MA 01949-2300 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 39428-155 |
|---|---|
| Date | Jan 19, 2021 |
| Book Page | 39428/155 |
| Instrument | 20210119007870 |
| Name | GUARANTEED RATE INC |
|---|---|
| Type | Non-Lending Institution |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Feb 1, 2051 |
| Document Type | Personal Representative Deed |
|---|---|
| Jurisdiction | MIDDLETON MA |
| Recording Date | May 3, 2018 |
| Property Address | 4 KELLEY LN, MIDDLETON, MA 01949-2300 |
| Document Number | 36692-340 |
| Book / Page | 36692 / 340 |
| Instrument | 180503002120 |
| Transaction Type | Transfer |
| Record Updated | May 12, 2021 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $88.87 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 4 KELLEY LN, MIDDLETON, MA 01949-2300 |
| Document Number | 366920342 |
|---|---|
| Date | May 3, 2018 |
| Instrument | 36692/0342 |
| Name | LOANDEPOT.COM LLC |
|---|---|
| Type | Mortgage Company |
| Amount | Amount Recorded |
|---|---|
| Term | 360 Months |
| Due | May 3, 2048 |
Source: Essex County and Middleton Town assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Essex County |
| County Subdivision | Middleton Town |
| Secondary School District | Masconomet School District (07 - 12) |
| Elementary School District | Middleton School District (PK - 06) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $12,457.00 (+2.46%) | $1,047,700 (+1.6%) Land $421,600 Building $626,100 | $1,061,625 |
| 2024 | $12,158.00 (+15.43%) | $1,031,200 (+26%) Land $413,300 Building $617,900 | |
| 2023 | $10,533.00 | $818,400 Land $358,900 Building $459,500 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective July 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 14 units insured incl. 6 condo units |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 57% of Massachusetts |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MIDDLETON WATER DEPT. serves 7,291 people · EPA ID MA3184000 |
|---|---|
| Water Source | Purchased surface water from DANVERS WATER DEPT. |
| Last State Inspection | Dec 2024 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | Total trihalomethanes not recorded as resolved · Jul 2025 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 4 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 53 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
| Verizon Fiber | 980 / 880 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
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