Middlesex County and Ayer Town property record for 4 Juniper Rdg, Ayer, MA 01432
| Property Type | Condominium |
|---|---|
| Details | 3 bd · 2.5 ba · 2,032 sqft · built 2009 |
| Lot Size | 28.5 acres (1,243,531 sqft) |
| Owner | Individual Name on File |
| Last Sale | $430,000 (Jan 2020) |
| Tax Bill | $6,713 (2025) |
| Deeds & Mortgages | Nov 2023 Line of Credit May 2017 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | AYER M:030 B:0024 L:0082 |
| Primary APN | AYER M:030 B:0024 L:0082 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 6 Rooms |
| Stories | 2 Stories |
| Building Area | 2,032 sqft Living Area |
| Basement Area | 814 sqft |
| Unfinished Basement | 814 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2009 |
|---|---|
| Effective Year Built | Effective 2010 |
| Architectural Style | Other |
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 1,243,531 sqft (28.5 acres) |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Street Address | 4 JUNIPER RDG |
|---|---|
| City | AYER |
| State | MA |
| Zip | 01432-5520 |
| Property Category | Residential |
| Property Type | Residential > Condominium / Townhouse > Condominium |
| Legal Block | 24 |
| Legal Lot Number | 82 |
| Jurisdiction | AYER MA |
| Township / Civil Division | AYER |
| Census Block Group | 2 |
| Census Block | 2033 |
| Census Tract | 325101 |
Source: Middlesex County and Ayer Town records · APN AYER M:030 B:0024 L:0082
Assessment roll updated April 14, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 4 JUNIPER RDG, AYER, MA 01432-5520 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Nov 01, 2023 | Deed of Trust, Mortgage · Line of Credit CITIZENS BANK |
| May 02, 2017 | Deed of Trust, Mortgage UNITED WHOLESALE MORTGAGE |
| Oct 27, 2020 | Deed of Trust, Mortgage · Stand-Alone Refinance GUARANTY HOME MORTGAGE |
| Jan 16, 2020 | Quit Claim Deed, Transfer · Stand-Alone First Mortgage NEWREZ LLC |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Jan 16, 2020 · Amount on Record |
| Deed Sale | Jan 16, 2020 · Amount on Record |
| Prior Sale | Jun 04, 2013 · Amount on Record |
| Deed Document Number | 20207455 |
| Deed Book / Page | 74000 / 22 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | AYER MA |
| Property Address | 4 JUNIPER RDG, AYER, MA 01432-5520 |
| Transaction Type | Mortgage |
| Record Updated | Nov 17, 2023 |
| Name | Verified Name |
|---|
| Document Number | 082163-115 |
|---|---|
| Date | Nov 01, 2023 |
| Book Page | 82163/115 |
| Instrument | 124617 |
| Name | CITIZENS BANK |
|---|---|
| Type | Bank |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 301 Months |
| Due | Dec 01, 2048 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | AYER MA |
| Property Address | 4 JUNIPER RDG, AYER, MA 01432-5520 |
| Transaction Type | Mortgage |
| Record Updated | Mar 22, 2021 |
| Name | Verified Name |
|---|
| Document Number | 69227-33 |
|---|---|
| Date | May 02, 2017 |
| Book Page | 69227/33 |
| Instrument | 64790 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Amount | Amount Recorded |
|---|---|
| Term | 360 Months |
| Due | May 01, 2047 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | AYER MA |
| Property Address | 4 JUNIPER RDG, AYER, MA 01432-5520 |
| Transaction Type | Mortgage |
| Record Updated | Mar 22, 2021 |
| Name | Verified Name |
|---|
| Document Number | 75996-323 |
|---|---|
| Date | Oct 27, 2020 |
| Book Page | 75996/323 |
| Instrument | 197206 |
| Name | GUARANTY HOME MORTGAGE |
|---|
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Nov 01, 2050 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | AYER MA |
| Recording Date | Jan 16, 2020 |
| Property Address | 4 JUNIPER RDG, AYER, MA 01432-5520 |
| Document Number | 74000-22 |
| Book / Page | 74000 / 22 |
| Instrument Date | Dec 16, 2019 |
| Instrument | 7455 |
| Transaction Type | Transfer |
| Record Updated | May 12, 2021 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 4 JUNIPER RDG # 82, 82, AYER, MA 01432-5520 |
| Document Number | 7456 |
|---|---|
| Date | Jan 16, 2020 |
| Instrument | 7456 |
| Name | NEWREZ LLC |
|---|
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount Recorded |
Source: Middlesex County and Ayer Town records · Assessment roll updated April 14, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Middlesex County |
| County Subdivision | Ayer Town |
| Unified School District | Ayer-Shirley School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $6,713.00 (+13.47%) | $561,300 (+17.85%) Building $561,300 | $556,795 (+4.01%) |
| 2024 | $535,325 | ||
| 2023 | $5,916.00 | $476,300 Building $476,300 |
Source: FEMA National Flood Hazard Layer as of September 10, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 8 in force |
| Wildfire Risk | Low lower than 80% of the US · above 57% of Massachusetts |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless · Fiber in parts of the area | 300 / 20 |
May also be available: T-Mobile USA.
Based on FCC filings for 146 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | AYER DPW WATER DIVISION serves 8,479 people |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jun 2024 |
| Lead | 1 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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