4 Joyce St, Stafford, VA 22556 Property Records

Stafford County property record for 4 Joyce St, Stafford, VA 22556

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 1,813 sqft · built 1987
Lot Size	0.283 acres (12,349 sqft)
Owner	Individual Name on File
Last Sale	$383,114 (Jan 2024)
Tax Bill	$1,779 (2025)
Deeds & Mortgages	Jan 2024 Sale Jul 2021 Refinance + 1 more
Flood Zone	Zone X (minimal risk)
APN	`19G-1-15`

Property Details

APN / Parcel Number

Primary APN	`19G-1-15`
Alternative APNs	`019G 1 15` `4530`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	8 Plumbing Fixtures
Total Rooms	5 Rooms
Stories	2 Stories
Building Area	1,813 sqft Living Area
Basement Area	915 sqft
Interior Walls	Wallboard/Drywall
Fireplace	Fireplace

Exterior

Year Built	Built 1987
Architectural Style	Traditional
Exterior Material	Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	12,349 sqft (0.283 acres)
Garage Type	Attached
Garage Area	260 sqft
Parking Spaces	1 Parking Space

Exterior Amenities

Porch	Open Porch
Porch Area	230 sqft
Deck Area	216 sqft
Patio Area	216 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Heating Fuel	Electric
Sewer	Connected

Location & Zoning

Account Number	4530
Old Parcel Number	019G 1 15
Street Address	4 JOYCE ST
City	STAFFORD
State	VA
Zip	22556-3737
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1- SUBURB RES
Legal Description	LOT 15 SEC 1 12349 SQFT EASTERN VIEW
Legal Subdivision	EASTERN VIEW SEC 01
Legal Lot Number	15
Jurisdiction	STAFFORD VA
Township / Civil Division	ROCK HILL
Census Block Group	3
Census Block	3001
Census Tract	10206

Owner

4 Joyce St is owned and occupied by an individual who bought it in January 2024.

Source: Stafford County records, as of November 17, 2025

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	4 JOYCE ST, STAFFORD, VA 22556-3737
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 11, 2024	Warranty Deed, Transfer ATTORNEY ONLY, ATTORNEY
Jul 6, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance NEW DAY FINANCIAL LLC
Dec 12, 2019	Warranty Deed, Transfer · VA Mortgage BANK OF ENGLAND

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 11, 2024 · Amount on File
Deed Sale	Jan 11, 2024 · Amount on File
Prior Sale	Dec 12, 2019 · Amount on File
Deed Document Number	240000349
Record Updated	Jun 8, 2026

January 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	STAFFORD VA
Recording Date	Jan 11, 2024
Property Address	4 JOYCE ST, STAFFORD, VA 22556-3737
Document Number	0240000349
Instrument Date	Dec 31, 2023
Instrument	240000349
Transaction Type	Transfer
Record Updated	Jan 24, 2024
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4 JOYCE ST, STAFFORD, VA 22556-3737

July 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	STAFFORD VA
Property Address	4 JOYCE ST, STAFFORD, VA 22556-3737
Transaction Type	Mortgage
Record Updated	Aug 3, 2021
Title Company	AMERICAS SETTLEMENT COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	210022966
Date	Jul 6, 2021
Instrument	210022966

Lender

Name	NEW DAY FINANCIAL LLC

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2051

Interest

Rate Type	Fixed Rate

December 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	STAFFORD VA
Recording Date	Dec 12, 2019
Property Address	4 JOYCE ST, STAFFORD, VA 22556-3737
Document Number	190022671
Instrument Date	Dec 11, 2019
Instrument	22671
Transaction Type	Transfer
Record Updated	Jan 14, 2020
Title Company	NOT AVAILABLE

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$305.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4 JOYCE ST STAFFORD VA 225563737, STAFFORD, VA 22556-3737

Mortgage

Document Number	190022672
Date	Dec 12, 2019
Instrument	22672

Lender

Name	BANK OF ENGLAND
Type	Bank

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Dec 11, 2049

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

The 2025 property tax bill for 4 Joyce St was $1,779.

Source: Stafford County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	Virginia
County	Stafford County
Unified School District	Stafford County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,779.00	$379,900 Land $120,000 Building $259,900	$379,900 Land $120,000 Building $259,900
2023	$3,190.00	$337,600 Land $115,000 Building $222,600	$337,600 Land $115,000 Building $222,600
2021	$2,665.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 4 Joyce St in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2003.

Source: FEMA National Flood Hazard Layer, effective October 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (2003)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Sep 2003 · Hurricane Isabel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 4 Joyce St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	STAFFORD COUNTY UTILITIES serves 123,684 people · EPA ID VA6179100
Water Source	Surface water
Last State Inspection	Nov 2021
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 161 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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