4 Joseph Ln, Hamden, CT 06514 Property Records

Hamden Town property record for 4 Joseph Ln, Hamden, CT 06514

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,818 sqft · built 1992
Lot Size	0.24 acres (10,454 sqft)
Owner	2 Individual Names on Record
Last Sale	$420,000 (Sep 2024)
Tax Bill	$13,066 (2024)
Deeds & Mortgages	Mar 2026 Mortgage Jun 2022 Refinance + 2 more
Flood Zone	Zone X (minimal risk)
APN	`HAMD M:2323 B:275 L:00-0000`

Property Details

APN / Parcel Number

Primary APN	`HAMD M:2323 B:275 L:00-0000`
Alternative APN	`M:2323 B:275 L:00=0000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,818 sqft Living Area
Gross Area	2,500 sqft
1st Floor Area	1,068 sqft
Basement Area	1,000 sqft
Unfinished Basement	1,000 sqft

Exterior

Year Built	Built 1992
Effective Year Built	Effective 1992
Architectural Style	Raised Ranch
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	10,454 sqft (0.24 acres)
Pool Type	In-Ground Pool
Deck Area	Deck Area

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	4 JOSEPH LN
City	HAMDEN
State	CT
Zip	06514-3748
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R4
Legal Block	275
Legal Lot Number	0000
Jurisdiction	HAMDEN CT
Township / Civil Division	HAMDEN
Census Block Group	1
Census Block	1003
Census Tract	165802

Owner

Source: Hamden Town records, as of June 25, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	4 JOSEPH LN, HAMDEN, CT 06514-3748
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Mar 13, 2026	Deed of Trust, Mortgage ROCKET MORTGAGE LLC
Jun 24, 2022	Deed of Trust, Mortgage · Stand-Alone Refinance WEBSTER BANK
Sep 19, 2024	Deed of Trust, Mortgage · Second Mortgage (Down Payment) AMERICAN FINANCIAL NETWORK
Sep 19, 2024	Warranty Deed, Transfer · FHA Mortgage AMERICAN FINANCIAL NETWORK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 19, 2024 · Amount on Record
Deed Sale	Sep 19, 2024 · Amount on Record
Prior Sale	Dec 22, 1992 · Amount on Record
Deed Document Number	20244833
Deed Book / Page	5210 / 122
Record Updated	Sep 20, 2026

March 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMDEN CT
Property Address	4 JOSEPH LN, HAMDEN, CT 06514-3748
Transaction Type	Mortgage
Record Updated	Mar 31, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	005349-261
Date	Mar 13, 2026
Book Page	5349/261
Instrument	1235

Lender

Name	ROCKET MORTGAGE LLC

Agreement

Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2056

June 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMDEN CT
Property Address	4 JOSEPH LN, HAMDEN, CT 06514-3748
Transaction Type	Mortgage
Record Updated	Oct 10, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	004993-233
Date	Jun 24, 2022
Book Page	4993/233
Instrument	4235

Lender

Name	WEBSTER BANK
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2052

September 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMDEN CT
Property Address	4 JOSEPH LN, HAMDEN, CT 06514-3748
Transaction Type	Mortgage
Record Updated	Oct 10, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	005210-139
Date	Sep 19, 2024
Book Page	5210/139
Instrument	4835

Lender

Name	AMERICAN FINANCIAL NETWORK

Agreement

Type	Second Mortgage (Down Payment)
Amount	Amount Recorded
Term	61 Months
Due	Oct 1, 2029

September 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HAMDEN CT
Recording Date	Sep 19, 2024
Property Address	4 JOSEPH LN, HAMDEN, CT 06514-3748
Document Number	005210-122
Book / Page	5210 / 122
Instrument Date	Aug 29, 2024
Instrument	4833
Transaction Type	Transfer
Record Updated	Oct 15, 2024

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	4 JOSEPH LN, HAMDEN, CT 06514-3748

Mortgage

Document Number	0000004834
Date	Sep 19, 2024
Instrument	4834

Lender

Name	AMERICAN FINANCIAL NETWORK

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2054

Tax Assessment & Valuation

Source: Hamden Town assessment roll, as of June 25, 2026

Property Jurisdictions

Type	Name
State	Connecticut
County Subdivision	Hamden Town
Unified School District	Hamden School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$251,860 (+61.13%) Land $52,640 Building $199,220	$176,302 Land $36,848 Building $139,454
2024	$13,066.00 (+50.32%)	$156,310 (-) Land $33,530 Building $122,780
2023	$8,692.00	$156,310 Land $33,530 Building $122,780

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective January 25, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 55% of Connecticut
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	REGIONAL WATER AUTHORITY serves 418,900 people · EPA ID CT0930011
Water Source	Surface water
Last State Inspection	Jun 2024
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 218 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Xfinity Cable	2,000 / 250

May also be available: GoNetspeed, Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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