4 Jolly Ln, Westerly, RI 02891 Property Records

Westerly Town property record for 4 Jolly Ln, Westerly, RI 02891

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,454 sqft · built 1995
Lot Size	0.34 acres (14,825 sqft)
Owner	2 Individual Names on Record
Last Sale	$137,000 (Sep 1995)
Tax Bill	$3,771 (2025)
Deeds & Mortgages	Nov 2021 Refinance Nov 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`WEST M:97 B:213`

Property Details

APN / Parcel Number

Primary APN	`WEST M:97 B:213`
Alternative APNs	`M:097 B:213 L` `16168850`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,454 sqft Living Area
Gross Area	3,594 sqft

Exterior

Year Built	Built 1995
Effective Year Built	Effective 1995
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	14,825 sqft (0.34 acres)

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Account Number	16168850
Street Address	4 JOLLY LN
City	WESTERLY
State	RI
Zip	02891-3020
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Block	213
Jurisdiction	WESTERLY RI
Township / Civil Division	WESTERLY
Census Block Group	2
Census Block	2016
Census Tract	50802

Owner

Source: Westerly Town records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	4 JOLLY LN, WESTERLY, RI 02891-3020
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 12, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance RHODE ISLAND CREDIT UNION
Nov 2, 2020	Deed of Trust, Mortgage · Conventional Mortgage RHODE ISLAND CU
Mar 19, 2018	Deed of Trust, Mortgage · Conventional Mortgage RHODE ISLAND CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 12, 1995 · Amount on Record
Deed Sale	Sep 12, 1995 · Amount on Record
Deed Book / Page	569 / 260
Record Updated	Oct 29, 2026

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WESTERLY RI
Property Address	4 JOLLY LN, WESTERLY, RI 02891-3020
Transaction Type	Mortgage
Record Updated	Nov 24, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2021-28495
Date	Nov 12, 2021
Book Page	2021/28495
Instrument	2021-6300

Lender

Name	RHODE ISLAND CREDIT UNION

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2051

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WESTERLY RI
Property Address	4 JOLLY LN, WESTERLY, RI 02891-3020
Document Number	2020-4569
Instrument Date	Nov 2, 2020
Transaction Type	Mortgage
Record Updated	Nov 24, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4 JOLLY LN WESTERLY RI 028913020, WESTERLY, RI 02891-3020

Mortgage

Document Number	2020-4569
Date	Nov 9, 2020
Book Page	002020/024569
Instrument	5636

Lender

Name	RHODE ISLAND CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	264 Months
Due	Nov 8, 2042

March 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WESTERLY RI
Property Address	4 JOLLY LN, WESTERLY, RI 02891-3020
Document Number	2018-4242
Instrument Date	Mar 19, 2018
Transaction Type	Mortgage
Record Updated	Apr 10, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4 JOLLY LN WESTERLY RI 028913020, WESTERLY, RI 02891-3020

Mortgage

Document Number	2018-4242
Date	Mar 23, 2018
Book Page	002018/004242
Instrument	1097

Lender

Name	RHODE ISLAND CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Mar 22, 2033

Tax Assessment & Valuation

Source: Westerly Town assessment roll, as of June 22, 2026

Property Jurisdictions

Type	Name
State	Rhode Island
County Subdivision	Westerly Town
Unified School District	Westerly School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,771.00 (-1.21%)	$484,700 (+29.01%) Land $189,000 Building $295,700	$505,159
2023	$3,817.00 (+0.58%)	$375,700 (-) Land $135,000 Building $240,700
2022	$3,795.00	$375,700 Land $135,000 Building $240,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 26, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 24 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	24 in force
Nearby Flood Claims	10 (1991–2024)
Most Recent Claim	Jan 2024 · tidal / storm surge
Claims by Event	Hurricane Sandy, Oct 2012 · 2 claims Severe Storms And Flooding, Mar 2010 · 5 claims Hurricane Bob, Aug 1991 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 62% of Rhode Island
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WESTERLY WATER DEPARTMENT serves 35,298 people · EPA ID RI1559512
Water Source	Groundwater
Last State Inspection	May 2025
Lead	4 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	22 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 331 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 35
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile.

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