North Smithfield Town property record for 4 John St, North Smithfield, RI 02896
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 1.5 ba · 1,888 sqft · built 1940 |
| Lot Size | 0.213 acres (9,286 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $132,000 (Dec 2017) |
| Tax Bill | $3,940 (2025) |
| Deeds & Mortgages | Oct 2025 Line of Credit Feb 2024 Refinance + 5 more |
| Flood Zone | Zone X (minimal risk) |
| APN | NSMI M:0009 L:0185 |
| Primary APN | NSMI M:0009 L:0185 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 1,888 sqft Living Area |
| Gross Area | 4,834 sqft |
| 1st Floor Area | 1,502 sqft |
| Attic | Attic |
| Attic Area | 385 sqft |
| Basement Area | 1,890 sqft |
| Unfinished Basement | 1,890 sqft |
| Year Built | Built 1940 |
|---|---|
| Effective Year Built | Effective 1940 |
| Architectural Style | Cape Cod |
| Exterior Material | Other |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 9,286 sqft (0.213 acres) |
| Garage Type | Detached |
| Pool Type | Spa / Hot Tub (No Pool) |
| Deck Area | Deck Area |
| Heating System | Hot Water |
|---|---|
| Heating Fuel | Oil |
| Account Number | 1700 |
|---|---|
| Street Address | 4 JOHN ST |
| City | NORTH SMITHFIELD |
| State | RI |
| Zip | 02896-7512 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RU |
| Legal Lot Number | 185 |
| Jurisdiction | NORTH SMITHFIELD RI |
| Township / Civil Division | NORTH SMITHFIELD |
| Census Block Group | 2 |
| Census Block | 2022 |
| Census Tract | 12802 |
Source: North Smithfield Town records, as of October 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 4 JOHN ST, NORTH SMITHFIELD, RI 02896-7512 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Oct 1, 2025 | Deed of Trust, Mortgage · Line of Credit CITIZENS BANK |
| Feb 2, 2024 | Deed of Trust, Mortgage · Stand-Alone Refinance CITIZENS BANK |
| Jun 24, 2020 | Deed of Trust, Mortgage · Stand-Alone Refinance UNITED WHOLESALE MORTGAGE |
| Oct 26, 2021 | Deed of Trust, Mortgage · Stand-Alone Refinance WYNDHAM CAPITAL MORTGAGE INC |
| Dec 14, 2017 | Warranty Deed, Transfer · FHA Mortgage COASTWAY COMMERCIAL BANK |
| Dec 12, 2017 | Deed of Trust, Mortgage · FHA Mortgage COASTWAY CMNTY BK |
| Feb 7, 2017 | Foreclosure |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Dec 14, 2017 · Amount on Record |
| Deed Sale | Dec 14, 2017 · Amount on Record |
| Prior Sale | Feb 7, 2017 · Amount on Record |
| Deed Book / Page | 769 / 105 |
| Transfer Doc | 737-43 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | NORTH SMITHFIELD RI |
| Property Address | 4 JOHN ST, NORTH SMITHFIELD, RI 02896-7512 |
| Transaction Type | Mortgage |
| Record Updated | Oct 22, 2025 |
| Name | Verified Name |
|---|
| Document Number | 001030-215 |
|---|---|
| Date | Oct 1, 2025 |
| Book Page | 1030/215 |
| Instrument | 55232 |
| Name | CITIZENS BANK |
|---|---|
| Type | Bank |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 301 Months |
| Due | Nov 1, 2050 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | NORTH SMITHFIELD RI |
| Property Address | 4 JOHN ST, NORTH SMITHFIELD, RI 02896-7512 |
| Transaction Type | Mortgage |
| Record Updated | Feb 15, 2024 |
| Name | Verified Name |
|---|
| Document Number | 000984-157 |
|---|---|
| Date | Feb 2, 2024 |
| Book Page | 984/157 |
| Instrument | 51963 |
| Name | CITIZENS BANK |
|---|---|
| Type | Bank |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 301 Months |
| Due | Mar 1, 2049 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | NORTH SMITHFIELD RI |
| Property Address | 4 JOHN ST, NORTH SMITHFIELD, RI 02896-7512 |
| Transaction Type | Mortgage |
| Record Updated | Jun 24, 2022 |
| Name | Verified Name |
|---|
| Document Number | 000854-181 |
|---|---|
| Date | Jun 24, 2020 |
| Book Page | 854/181 |
| Instrument | 42574 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jul 1, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | NORTH SMITHFIELD RI |
| Property Address | 4 JOHN ST, NORTH SMITHFIELD, RI 02896-7512 |
| Transaction Type | Mortgage |
| Record Updated | Jun 24, 2022 |
| Name | Verified Name |
|---|
| Document Number | 000920-261 |
|---|---|
| Date | Oct 26, 2021 |
| Book Page | 920/261 |
| Instrument | 47109 |
| Name | WYNDHAM CAPITAL MORTGAGE INC |
|---|---|
| Type | Mortgage Company |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Nov 1, 2051 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | NORTH SMITHFIELD RI |
| Recording Date | Dec 14, 2017 |
| Property Address | 4 JOHN ST, NORTH SMITHFIELD, RI 02896-7512 |
| Document Number | 000769-105 |
| Book / Page | 769 / 105 |
| Transaction Type | Transfer |
| Record Updated | Jun 24, 2022 |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $27.21 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|
| Document Number | 0007690105 |
|---|---|
| Date | Dec 14, 2017 |
| Instrument | 00769/0105 |
| Name | COASTWAY COMMERCIAL BANK |
|---|---|
| Type | Bank |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Dec 14, 2047 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | NORTH SMITHFIELD RI |
| Property Address | 4 JOHN ST, NORTH SMITHFIELD, RI 02896-7512 |
| Document Number | 773-85 |
| Instrument Date | Dec 12, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Mar 7, 2018 |
| Name | Verified Name |
|---|---|
| Address | 4 JOHN ST NORTH SMITHFIELD RI 028967512, NORTH SMITHFIELD, RI 02896-7512 |
| Document Number | 773-85 |
|---|---|
| Date | Feb 2, 2018 |
| Book Page | 000773/000085 |
| Name | COASTWAY CMNTY BK |
|---|---|
| Type | Bank |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Feb 1, 2048 |
| Document Type | Foreclosure |
|---|---|
| Jurisdiction | NORTH SMITHFIELD RI |
| Recording Date | Feb 7, 2017 |
| Property Address | 4 JOHN ST, NORTH SMITHFIELD, RI 02896-7512 |
| Document Number | 737-43 |
| Book / Page | 000737 / 000043 |
| Instrument Date | Jan 26, 2017 |
| Transaction Type | Foreclosure |
| Record Updated | Mar 15, 2017 |
| Amount | Amount Recorded |
|---|---|
| Tax | $115.04 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 5000 PLANO PKWY CARROLLTON TX 750104900, CARROLLTON, TX 75010-4900 |
Source: North Smithfield Town assessment roll, as of June 22, 2026
| Type | Name |
|---|---|
| State | Rhode Island |
| County Subdivision | North Smithfield Town |
| Unified School District | North Smithfield School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,940.00 (+2.79%) | $342,600 (+27.36%) Land $66,500 Building $276,100 | $415,668 |
| 2023 | $3,833.00 (+2.43%) | $269,000 (-) Land $55,400 Building $213,600 | |
| 2022 | $3,742.00 | $269,000 Land $55,400 Building $213,600 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective June 22, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 1 (1990) |
| Most Recent Claim | Oct 1990 · other causes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 62% of Rhode Island |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | WOONSOCKET WATER DIVISION serves 45,828 people · EPA ID RI1559518 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Oct 2023 |
| Lead | 7 ppb (2025) action level 15 ppb |
| Water Quality | Turbidity resolved · Dec 2019 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 3 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 115 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Cox Communications Cable | 2,000 / 35 |
| Verizon Fiber | 980 / 880 |
| T-Mobile Fixed Wireless | 100 / 20 |
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