4 Joan St, Pepperell, MA 01463 Property Records

Middlesex County and Pepperell Town property record for 4 Joan St, Pepperell, MA 01463

Property Summary

Property TypeSingle Family Home
Details3 bd · 2.5 ba · 1,887 sqft · built 1978
Lot Size1.76 acres (76,666 sqft)
Owner2 Individual Names on File
Last Sale$272,000 (Dec 2014)
Tax Bill$6,518 (2025)
Deeds & MortgagesDec 2024 Mortgage
Flood ZoneZone X (minimal risk)
APNPEPP M:0016 B:0056 L:00000

Property Details

APN / Parcel Number

Primary APNPEPP M:0016 B:0056 L:00000

Interior

Bedrooms3 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Total Rooms8 Rooms
Stories2 Stories
Building Area1,887 sqft Living Area
Gross Area4,215 sqft
1st Floor Area1,196 sqft
Basement Area864 sqft
Unfinished Basement864 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1978
Effective Year BuiltEffective 1978
Architectural StyleCape Cod
Exterior MaterialWood Siding
Construction TypeFrame
Roof TypeGable
Roof MaterialAsphalt
Lot Area76,666 sqft (1.76 acres)
Garage TypeBasement

Utilities, Heating & Cooling

Heating SystemHot Water
Heating FuelOil

Location & Zoning

Street Address4 JOAN ST
CityPEPPERELL
StateMA
Zip01463-1322
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeSUR
Legal Block56
JurisdictionPEPPERELL MA
Township / Civil DivisionPEPPERELL
Census Block Group2
Census Block2003
Census Tract327102

Owner

Source: Middlesex County and Pepperell Town records · APN PEPP M:0016 B:0056 L:00000

Assessment roll updated April 14, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address4 JOAN ST, PEPPERELL, MA 01463-1322
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleDec 12, 2014 · Amount on Record
Deed SaleDec 12, 2014 · Amount on Record
Prior SaleJun 27, 1997 · Amount on Record
Deed Book / Page64653 / 335
Record UpdatedSep 20, 2026

December 2024: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionPEPPERELL MA
Property Address4 JOAN ST, PEPPERELL, MA 01463-1322
Transaction TypeMortgage
Record UpdatedApr 02, 2026

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number083625-514
DateDec 26, 2024
Book Page83625/514
Instrument147767
Lender
NameWORKERS CU
TypeCredit Union
Agreement
TypeSecond Mortgage (Down Payment)
AmountAmount Recorded
Term109 Months
DueJan 01, 2034

Tax Assessment & Valuation

Source: Middlesex County and Pepperell Town records · Assessment roll updated April 14, 2026 · Last verified July 2026

Property Jurisdictions

TypeName
StateMassachusetts
CountyMiddlesex County
County SubdivisionPepperell Town
Unified School DistrictNorth Middlesex School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$6,518.00 (+7.36%)$445,500 (+5.29%) Land $181,700 Building $263,800$472,815 (+6.44%)
2024$6,071.00 (+2.38%)$423,100 (+8.02%) Land $165,900 Building $257,200$444,220
2023$5,930.00$391,700 Land $150,100 Building $241,600

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of September 10, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies9 in force
Nearby Flood Claims10 (1982–2010)
Most Recent ClaimApr 2010 · Severe Storms And Flooding
Claims by Event
  • Severe Storms And Flooding, Apr 2010 · 4 claims
  • Severe Storms & Flooding, Apr 1987 · 3 claims

Wildfire

Wildfire RiskLow
lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood0.02% annual chance
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

ProviderMax Down / Up (Mbps)
Spectrum
Cable
1,000 / 1,000
T-Mobile USA
Fixed Wireless
100 / 20

Based on FCC filings for 202 locations within half a mile of this property.

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