4 Jesse Rd, Topsham, ME 04086 Property Records

Sagadahoc County and Topsham Town property record for 4 Jesse Rd, Topsham, ME 04086

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,582 sqft · built 1985
Lot Size	1.07 acres (46,609 sqft)
Owner	Individual Name on File
Last Sale	$223,900 (May 2017)
Tax Bill	$5,368 (2025)
Deeds & Mortgages	Jan 2021 Mortgage Sep 2021 Refinance + 1 more
Flood Zone	Zone X (minimal risk)
APN	`TOPM M:R05 L:079-5`

Property Details

APN / Parcel Number

Primary APN	`TOPM M:R05 L:079-5`
Alternative APNs	`M:R05 L:079=5` `934`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,582 sqft Living Area
Gross Area	3,392 sqft
1st Floor Area	916 sqft
Basement Area	852 sqft
Unfinished Basement	852 sqft

Exterior

Year Built	Built 1985
Effective Year Built	Effective 1985
Architectural Style	Cape Cod
Exterior Material	Wood Siding
Roof Type	Gable
Roof Material	Asphalt
Lot Area	46,609 sqft (1.07 acres)
Deck Area	Deck Area

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Oil

Location & Zoning

Account Number	934
Street Address	4 JESSE RD
City	TOPSHAM
State	ME
Zip	04086-5708
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	NO
Legal Subdivision	MDW VIEW ESTS
Legal Lot Number	79-5
Jurisdiction	TOPSHAM ME
Township / Civil Division	TOPSHAM
Census Block Group	4
Census Block	4026
Census Tract	970301

Owner

4 Jesse Rd is owned and occupied by an individual who bought it in May 2017.

Source: Sagadahoc County and Topsham Town records, as of May 19, 2026

Owner of Record	Individual Name on File
Mailing Address	4 JESSE RD, TOPSHAM, ME 04086-5708
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 19, 2021	Deed of Trust, Mortgage · Second Mortgage (Down Payment) UNITED STATES OF AMERICA
Sep 24, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance LORENA ATKINS
May 26, 2017	Warranty Deed, Transfer · FHA Mortgage BANGOR SAVINGS BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 26, 2017 · Amount on File
Deed Sale	May 26, 2017 · Amount on File
Prior Sale	Feb 1, 2007 · Amount on File
Deed Document Number	20173524
Record Updated	Jun 8, 2026

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	TOPSHAM ME
Property Address	4 JESSE RD, TOPSHAM, ME 04086-5708
Transaction Type	Mortgage
Record Updated	Jul 25, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000000519
Date	Jan 19, 2021
Instrument	2021R-00519

Lender

Name	UNITED STATES OF AMERICA

Agreement

Type	Second Mortgage (Down Payment)
Amount	Amount on Record
Term	313 Months
Due	Feb 1, 2047

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	TOPSHAM ME
Property Address	4 JESSE RD, TOPSHAM, ME 04086-5708
Transaction Type	Mortgage
Record Updated	Jul 25, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000008384
Date	Sep 24, 2021
Instrument	2021R-08384

Lender

Name	LORENA ATKINS

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record

May 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	TOPSHAM ME
Recording Date	May 26, 2017
Property Address	4 JESSE RD, TOPSHAM, ME 04086-5708
Document Number	0000003524
Instrument	2017R-03524
Transaction Type	Transfer
Record Updated	Jul 25, 2022

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000003525
Date	May 26, 2017
Instrument	2017R-03525

Lender

Name	BANGOR SAVINGS BANK

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	May 26, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 4 Jesse Rd was $5,368.

Source: Sagadahoc County and Topsham Town assessment roll, as of May 19, 2026

Property Jurisdictions

Type	Name
State	Maine
County	Sagadahoc County
County Subdivision	Topsham Town
Unified School District	School Administrative District 75 (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2025	$5,368.00	$419,400 Land $68,400 Building $351,000
2023	$5,128.00 (+14.87%)	$377,600 (+21.96%) Land $60,500 Building $317,100
2022	$4,464.00	$309,600 Land $58,300 Building $251,300

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 4 Jesse Rd in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective April 16, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 4 Jesse Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 53% of Maine
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 27 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Fidium Fiber Fiber	2,000 / 2,000
Xfinity Cable	1,200 / 35

Cell Coverage

5G (outdoors only) and 4G LTE

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