4 James St, Derry, NH 03038 Property Records

Rockingham County and Derry Town property record for 4 James St, Derry, NH 03038

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,747 sqft · built 2005
Lot Size	0.61 acres (26,572 sqft)
Owner	Individual Name on Record
Last Sale	$516,000 (Jun 2021)
Tax Bill	$10,596 (2025)
Deeds & Mortgages	Jun 2021 Sale & Mortgage Jun 2019 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`DERY M:3 B:54`

Property Details

APN / Parcel Number

Primary APN	`DERY M:3 B:54`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	1,747 sqft Living Area
Gross Area	2,874 sqft
1st Floor Area	936 sqft
Basement Area	390 sqft
Unfinished Basement	195 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2005
Effective Year Built	Effective 2005
Architectural Style	Colonial
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	26,572 sqft (0.61 acres)
Garage Type	Basement
Parking Spaces	2 Parking Spaces
Deck Area	Deck Area

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	4 JAMES ST
City	DERRY
State	NH
Zip	03038-4527
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	LMDR
Legal Block	54
Jurisdiction	DERRY TOWN NH
Township / Civil Division	DERRY
Census Block Group	4
Census Block	4015
Census Tract	3601

Owner

Source: Rockingham County and Derry Town records, as of July 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	4 JAMES ST, DERRY, NH 03038-4527
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 7, 2021	Warranty Deed, Transfer · Stand-Alone First Mortgage HARBORONE MORTGAGE
Jun 27, 2019	Quit Claim Deed, Mortgage · Conventional Mortgage LOANDEPOT.COM LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 7, 2021 · Amount on Record
Deed Sale	Jun 7, 2021 · Amount on Record
Prior Sale	Apr 1, 2008 · Amount on Record
Deed Document Number	20217114
Deed Book / Page	6288 / 940
Prior Transfer Date	Jun 7, 2019
Prior Transfer Doc	06011-2481
Record Updated	Oct 29, 2026

June 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DERRY TOWN NH
Recording Date	Jun 7, 2021
Property Address	4 JAMES ST, DERRY, NH 03038-4527
Document Number	006288-940
Book / Page	6288 / 940
Instrument Date	Jun 4, 2021
Instrument	21037114
Transaction Type	Transfer
Record Updated	Jan 17, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	4 BRIDLE PATH UNIT 207, 207, LONDONDERRY, NH 03053-2683

Mortgage

Document Number	0021037115
Date	Jun 7, 2021
Instrument	21037115

Lender

Name	HARBORONE MORTGAGE

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

June 2019: Quit Claim Deed, Mortgage

Document Type	Quit Claim Deed
Jurisdiction	DERRY TOWN NH
Recording Date	Jun 27, 2019
Property Address	4 JAMES ST, DERRY, NH 03038-4527
Document Number	0060112477
Book / Page	006011 / 002477
Instrument Date	Jun 7, 2019
Instrument	23377
Transaction Type	Mortgage
Record Updated	Aug 5, 2019
Title Company	CLOSING USA LLC

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	4 JAMES ST DERRY NH 030384527, DERRY, NH 03038-4527

Mortgage

Document Number	60112481
Date	Jun 27, 2019
Book Page	006011/002481
Instrument	23378

Lender

Name	LOANDEPOT.COM LLC
Type	Funding / Finance Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 26, 2049

Tax Assessment & Valuation

Source: Rockingham County and Derry Town assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	New Hampshire
County	Rockingham County
County Subdivision	Derry Town
Elementary School District	Derry School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$10,596.00 (+5.14%)	$558,000 (+3.49%) Land $185,400 Building $372,600
2024	$10,078.00 (+2.94%)	$539,200 (+13.9%) Land $185,400 Building $353,800
2023	$9,790.00 (+11.9%)	$473,400 (+3.03%) Land $157,500 Building $315,900	$640,585
2022	$8,749.00	$459,500 Land $157,500 Building $302,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 26, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 52% of New Hampshire
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 62 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 2,000
Fidium Fiber Fiber	2,000 / 2,000

May also be available: Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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