4 James Rd, Sterling, MA 01564 Property Records

Worcester County and Sterling Town property record for 4 James Rd, Sterling, MA 01564 · Last verified July 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms3 Beds
Bathrooms1.5 Baths
Architecture StyleContemporary
Year BuiltBuilt 1978
Square Footage1,260 sqft Living Area
Lot Size43,560 sqft (1 acres)
Last Sale$307,000 (2014)
Tax Bill$5,781.00 (2025)

Property Details

APN / Parcel Number

Primary APNSTER M:00113 L:00059

Interior

Bedrooms3 Beds
Full Baths1.5 Baths
Partial Baths1 Partial Baths
Total Rooms6 Rooms
Building Area1,260 sqft Living Area
Gross Area2,880 sqft Gross Area
Stories2 Stories

Exterior

Year BuiltBuilt 1978
Effective Year BuiltEffective 1978
Architectural StyleContemporary Style
Exterior MaterialAluminum/Vinyl Exterior
Roof ConstructionGable Roof Construction
Roof MaterialAsphalt Roof
Lot Area43,560 sqft (1 acres)

Utilities and HVAC

Heating SystemHot Water Heating
Heating FuelOil Heating Fuel

Location & Zoning

Street Address4 JAMES RD
CitySTERLING
StateMA
Zip01564-1404
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal Lot Number59
JurisdictionSTERLING MA
Minor Civil DivisionSTERLING
Census Blockgroup4
Census Block4004
Census Tract719100

Owner

Source: Worcester County and Sterling Town records · APN STER M:00113 L:00059

Assessment roll updated April 14, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Company Names on File
Mailing Address220 SCHOOL ST, 9, WALTHAM, MA 02451-4515
Owner TypeOwner is a Company
VestingOwner is a Trust, Irrevocable Trust

Deeds, Mortgages & Sale History

DateDocument
May 17, 2021Deed of Trust, Mortgage · Line of Credit
LEOMINSTER CU
Dec 22, 2020Deed of Trust, Mortgage · Stand Alone Refinance
LEOMINSTER CU
Apr 16, 2019Deed of Trust, Mortgage · Line of Credit
LEOMINSTER CU
Oct 26, 2017Deed of Trust, Mortgage · Line of Credit
LEOMINSTER CU

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleAug 22, 2014 · Amount on Record
Deed SaleAug 22, 2014 · Amount on Record
Prior SaleJun 24, 2003 · Amount on Record
Deed Book / Page52707 / 397
Last Transfer DateJun 14, 2025
Transfer Doc072159-226
Record RefreshedSep 20, 2026

May 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSTERLING MA
Property Address4 JAMES RD, STERLING, MA 01564-1404
Transaction TypeMortgage
Record UpdatedApr 03, 2026

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number065178-249
DateMay 17, 2021
Book Page65178/249
Instrument67722
Lender
NameLEOMINSTER CU
TypeCredit Union
Agreement
TypeLine of Credit
AmountAmount Recorded
Term241 Months
DueJun 01, 2041
Interest
Rate TypeAdjustable Rate

December 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSTERLING MA
Property Address4 JAMES RD, STERLING, MA 01564-1404
Transaction TypeMortgage
Record UpdatedFeb 05, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number64044-253
DateDec 22, 2020
Book Page64044/253
Instrument159771
Lender
NameLEOMINSTER CU
TypeCredit Union
Agreement
TypeStand Alone Refinance
AmountAmount Recorded
Term181 Months
DueJan 01, 2036

April 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSTERLING MA
Property Address4 JAMES RD, STERLING, MA 01564-1404
Document Number60296-326
Instrument DateApr 16, 2019
Transaction TypeMortgage
Record UpdatedMay 07, 2019
Title CompanyNOT AVAILABLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address4 JAMES RD STERLING MA 015641404, STERLING, MA 01564-1404

Mortgage

Document Number60296-326
DateApr 22, 2019
Book Page060296/000326
Instrument34669
Lender
NameLEOMINSTER CU
TypeCredit Union
Agreement
TypeLine of Credit
AmountAmount Recorded
Term240 Months
DueApr 21, 2039
Interest
Rate TypeAdjustable Rate

October 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSTERLING MA
Property Address4 JAMES RD, STERLING, MA 01564-1404
Document Number57966-145
Book / Page057966 / 000145
Instrument DateOct 26, 2017
Transaction TypeMortgage
Record UpdatedNov 21, 2017

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number57966-145
DateOct 31, 2017
Book Page057966/000145
Instrument121142
Lender
NameLEOMINSTER CU
TypeCredit Union
Agreement
TypeLine of Credit
AmountAmount Recorded
Term240 Months
DueOct 30, 2037
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

Source: Worcester County and Sterling Town records · Assessment roll updated April 14, 2026 · Last verified July 2026

Property Jurisdictions

TypeName
StateMassachusetts
CountyWorcester County
County SubdivisionSterling Town
Unified School DistrictWachusett School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$5,781.00 (+1.83%)$448,800 (+5.23%) Land $155,200 Building $293,600$543,590 (+11.02%)
2024$5,677.00 (+6.17%)$426,500 (+14.07%) Land $150,100 Building $276,400$489,630
2023$5,347.00$373,900 Land $142,300 Building $231,600

Flood & Wildfire

4 James Rd is in FEMA Zone X (minimal flood hazard (unshaded X)), outside the Special Flood Hazard Area, with direct wildfire exposure (Low risk).

Flood

Source: FEMA National Flood Hazard Layer · Worcester County (25027C), updated November 30, 2025

FEMA Flood ZoneZone X
minimal flood hazard (unshaded X)
Special Flood Hazard AreaNo

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024)

Wildfire Risk to HomesLow
20th percentile of exposed land nationally · 58th in Massachusetts
Wildfire LikelihoodLow — about 1 in 10,000 per year
ExposureDirect
burnable vegetation at the parcel

Lookups use the parcel center point against federal datasets; a lot that straddles a boundary may differ at its edges, and lenders make the official flood determination. Wildfire values come from a national model at roughly 900 ft resolution with fuels as of 2020 and describe conditions, not a forecast.

Nearby Properties on James Rd

Nearby Streets

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