Harford County property record for 4 James Ave, Aberdeen, MD 21001
| Property Type | Commercial Vacant Land |
|---|---|
| Lot Size | 3.28 acres (142,877 sqft) |
| Owner | Company Name on File |
| Tax Bill | $890 (2026) |
| Deeds & Mortgages | Apr 2017 Mortgage Dec 2017 Mortgage + 1 more |
| Flood Zone | Zone AE (high risk) |
| APN | 02-398087 |
| Primary APN | 02-398087 |
|---|---|
| Alternative APN |
|
| Lot Area | 142,877 sqft (3.28 acres) |
|---|
| Account Number | 398087 |
|---|---|
| Street Address | 4 JAMES AVE |
| City | ABERDEEN |
| State | MD |
| Zip | 21001 |
| Property Category | Commercial |
| Property Type | Vacant Land > Commercial |
| Local Zoning Code | B3 |
| Legal Description | LOT 3 3.28 AC 4 JAMES AVENUE S PHILADELPHIA 141/86 |
| Legal Lot Number | 3 |
| Jurisdiction | HARFORD MD |
| Township / Civil Division | 2, HALLS CROSS ROADS |
| Census Block Group | 3 |
| Census Block | 3036 |
| Census Tract | 302902 |
4 James Ave, commercial vacant land, is owned by a company.
Source: Harford County records, as of August 25, 2026
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | 1002 KLENDER CT, BEL AIR, MD 21014-2440 |
| Owner Type | Company |
| Vesting | Company |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Apr 14, 2017 | Deed of Trust, Mortgage · Commercial Mortgage PEOPLES BANK |
| Dec 15, 2017 | Deed of Trust, Mortgage · Commercial Mortgage PEOPLES BANK |
| Dec 16, 2019 | Deed of Trust, Mortgage · Line of Credit PEOPLES BK |
| Deed Names | Name on Deed |
|---|---|
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HARFORD MD |
| Property Address | 4 JAMES AVE, ABERDEEN, MD 21001 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0123040044 |
|---|---|
| Date | Apr 14, 2017 |
| Book Page | 12304/0044 |
| Instrument | 12304-0044 |
| Name | PEOPLES BANK |
|---|---|
| Type | Bank |
| Address | YORK, PA 17402 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HARFORD MD |
| Property Address | 4 JAMES AVE, ABERDEEN, MD 21001 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0126400219 |
|---|---|
| Date | Dec 15, 2017 |
| Book Page | 12640/0219 |
| Instrument | 12640-0219 |
| Name | PEOPLES BANK |
|---|---|
| Type | Bank |
| Address | 00000 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount on Record |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HARFORD MD |
| Property Address | 4 JAMES AVE, ABERDEEN, MD 21001 |
| Document Number | 0136060306 |
| Instrument Date | Dec 16, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Jan 14, 2020 |
| Title Company | GETZ TITLE GROUP LLC, GETZ TITLE GRP LLC |
| Additional |
|
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 1002 KLENDER CT BEL AIR MD 210142440, BEL AIR, MD 21014-2440 |
| Document Number | 0136060306 |
|---|---|
| Date | Dec 20, 2019 |
| Book Page | 013606/000306 |
| Name | PEOPLES BK |
|---|---|
| Type | Bank |
| Address | YORK, PA 17402-3623 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|
The 2026 property tax bill for 4 James Ave was $890.
Source: Harford County assessment roll, as of August 25, 2026
| Type | Name |
|---|---|
| State | Maryland |
| Municipality | Aberdeen City |
| County | Harford County |
| Unified School District | Harford County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $890.00 | $93,400 Land $93,400 | $93,400 Land $93,400 |
| 2025 | $890.00 | ||
| 2023 | $93,400 Land $93,400 | $93,400 Land $93,400 | |
| 2022 | $890.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 4 James Ave in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.
Source: FEMA National Flood Hazard Layer, effective October 15, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | Varies along the reach; see FIRM |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on File median of 34 policies |
| Nearby Flood Policies | 34 in force |
| Nearby Flood Claims | 11 (1997–2025) |
| Claims Outside the SFHA | 3 of 11 |
| Most Recent Claim | Jul 2025 · river or lake flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 4 James Ave is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 41% of Maryland |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF ABERDEEN serves 18,006 people · EPA ID MD0120001 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Jul 2023 |
| Lead | Under 1 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 330 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
| AT&T Fixed Wireless | 100 / 20 |
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