4 Jaime Ln, O Fallon, IL 62269 Property Records

St. Clair County property record for 4 Jaime Ln, O Fallon, IL 62269

Property Summary

Property Type	Single Family Home
Details	4 ba · 1,040 sqft · built 1978
Lot Size	0.33 acres (14,375 sqft)
Owner	2 Individual Names on File
Last Sale	$182,000 (Nov 2007)
Deeds & Mortgages	Nov 2020 Mortgage Jun 2019 Mortgage + 1 more
APN	`04-20-0-311-014`

Property Details

APN / Parcel Number

Primary APN	`04-20-0-311-014`

Interior

Full Baths	4 Baths
Stories	2 Stories
Building Area	1,040 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1978
Effective Year Built	Effective 1988
Exterior Material	Combination
Construction Type	Frame
Foundation Type	No Foundation
Lot Area	14,375 sqft (0.33 acres)
Garage Type	Mixed
Garage Area	572 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	732 sqft

Utilities, Heating & Cooling

Cooling System	Central

Location & Zoning

Street Address	4 JAIME LN
City	O FALLON
State	IL
Zip	62269-1237
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	FAIRWOOD EAST 16TH ADDITION LOT/SEC-366 DOC A02077819
Legal Subdivision	TH ADDITION
Legal Block	311
Legal Lot Number	366
Jurisdiction	ST CLAIR IL
Township / Civil Division	O'FALLON
Census Block Group	2
Census Block	2001
Census Tract	504351

Owner

4 Jaime Ln is owned and occupied by two individuals who bought it in November 2007.

Source: St. Clair County records, as of September 21, 2026

Owner of Record	2 Individual Names on File
Mailing Address	4 JAIME LN, O FALLON, IL 62269-1237
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 19, 2020	Deed of Trust, Mortgage · VA Mortgage UNITED WHOLESALE MTG
Jun 3, 2019	Deed of Trust, Mortgage · VA Mortgage DELMAR FIN'L
Feb 9, 2017	Deed of Trust, Mortgage · Conventional Mortgage SCOTT CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 20, 2007 · Amount on File
Deed Sale	Nov 20, 2007 · Amount on File
Prior Sale	Mar 14, 2003 · Amount on File
Deed Document Number	20072077819
Prior Transfer Date	Mar 11, 2003
Prior Transfer Doc	00A1742445
Record Updated	Oct 29, 2026

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST CLAIR IL
Property Address	4 JAIME LN, O FALLON, IL 62269-1237
Document Number	00A2677440
Instrument Date	Nov 19, 2020
Transaction Type	Mortgage
Record Updated	Jan 6, 2021
Title Company	COMMUNITY TITLE, COMMUNITY TITLE SHILOH LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	4 JAIME LN O FALLON IL 622691237, O FALLON, IL 62269-1237

Mortgage

Document Number	00A2677440
Date	Nov 25, 2020
Instrument	2677440

Lender

Name	UNITED WHOLESALE MTG
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Nov 24, 2050

June 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST CLAIR IL
Property Address	4 JAIME LN, O FALLON, IL 62269-1237
Document Number	00A2615653
Instrument Date	Jun 3, 2019
Transaction Type	Mortgage
Record Updated	Jun 26, 2019
Title Company	COMMUNITY TITLE, COMMUNITY TITLE SHILOH LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	4 JAIME LN O FALLON IL 622691237, O FALLON, IL 62269-1237

Mortgage

Document Number	00A2615653
Date	Jun 11, 2019
Instrument	2615653

Lender

Name	DELMAR FIN'L
Type	Funding / Finance Company
Address	ST LOUIS, MO 63141

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jun 10, 2049

Interest

Rate Type	Fixed Rate
Rate	3.62%

February 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST CLAIR IL
Property Address	4 JAIME LN, O FALLON, IL 62269-1237
Document Number	00A2527310
Instrument Date	Feb 9, 2017
Transaction Type	Mortgage
Record Updated	May 2, 2017
Title Company	ILLINOIS TITLE AND ESCROW, ILLINOIS TITLE & ESCROW

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	4 JAIME LN O FALLON IL 622691237, O FALLON, IL 62269-1237

Mortgage

Document Number	00A2527310
Date	Feb 17, 2017
Instrument	2527310

Lender

Name	SCOTT CU
Type	Credit Union
Address	EDWARDSVILLE, IL 62025

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	120 Months
Due	Feb 16, 2027

Tax Assessment & Valuation

Source: St. Clair County assessment roll, as of September 21, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	St. Clair County
County Subdivision	O'Fallon Township
Municipality	O'Fallon City
Elementary School District	O'Fallon Community Consolidated School District 90 (PK - 08)
Secondary School District	O'Fallon Township High School District 203 (09 - 12)

Tax Bill & Assessment History

Year	Assessed Value	Assessed Market Value
2025	$101,476 (+9.62%) Land $15,898 Building $85,578	$304,428 (+9.62%) Land $47,694 Building $256,734
2024	$92,571 Land $14,503 Building $78,068	$277,713 Land $43,509 Building $234,204
2022	$75,536 Land $11,834 Building $63,702	$226,608 Land $35,502 Building $191,106

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA has no flood map on file for 4 Jaime Ln; there have been 1 flood claim nearby since 2013.

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Nearby Flood Policies	3 in force
Nearby Flood Claims	1 (2013)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Apr 2013 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 4 Jaime Ln is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 86% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	O FALLON serves 46,603 people · EPA ID IL1631100
Water Source	Purchased surface water from IL AMERICAN-EAST ST LOUIS
Last State Inspection	Nov 2023
Lead	Under 1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 301 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless · DSL	100 / 20

May also be available: Wisper ISP.

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