Middlesex County and North Reading Town property record for 4 Jacob Rayner Ln, North Reading, MA 01864
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 5 ba · 4,513 sqft · built 2004 |
| Lot Size | 0.934 acres (40,685 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $1,850,000 (Sep 2021) |
| Tax Bill | $23,493 (2026) |
| Deeds & Mortgages | Sep 2021 Sale & Mortgage Jan 2017 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | M:79-P:032 |
| Primary APN | M:79-P:032 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 5 Baths |
| Total Rooms | 9 Rooms |
| Stories | 3 Stories |
| Building Area | 4,513 sqft Living Area |
| Gross Area | 1,796 sqft |
| 1st Floor Area | 1,796 sqft |
| Basement Area | 556 sqft |
| Unfinished Basement | 556 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2004 |
|---|---|
| Effective Year Built | Effective 2004 |
| Architectural Style | Colonial |
| Exterior Material | Wood Siding |
| Construction Type | Concrete |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 40,685 sqft (0.934 acres) |
| Garage Type | Attached |
| Parking Spaces | 3 Parking Spaces |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Street Address | 4 JACOB RAYNER LN |
|---|---|
| City | NORTH READING |
| State | MA |
| Zip | 01864-2989 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RR |
| Legal Lot Number | 32.0 |
| Jurisdiction | NORTH READING MA |
| Township / Civil Division | NORTH READING |
| Census Block Group | 2 |
| Census Block | 2000 |
| Census Tract | 330101 |
4 Jacob Rayner Ln is owned and occupied by two individuals who bought it in September 2021.
Source: Middlesex County and North Reading Town records, as of October 20, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 4 JACOB RAYNER LN, NORTH READING, MA 01864-2989 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Sep 27, 2021 | Quit Claim Deed, Transfer · Stand-Alone First Mortgage LEADER BANK NA |
| Jan 23, 2017 | Quit Claim Deed, Transfer INST SVGS NEWBURYPORT |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 27, 2021 · Amount on File |
| Deed Sale | Sep 27, 2021 · Amount on File |
| Prior Sale | Jan 23, 2017 · Amount on File |
| Deed Book / Page | 78784 / 500 |
| Record Updated | Oct 29, 2026 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | NORTH READING MA |
| Recording Date | Sep 27, 2021 |
| Property Address | 4 JACOB RAYNER LN, NORTH READING, MA 01864-2989 |
| Document Number | 78784-500 |
| Book / Page | 78784 / 500 |
| Instrument Date | Sep 27, 2021 |
| Instrument | 213342 |
| Transaction Type | Transfer |
| Record Updated | Oct 15, 2021 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 4 JACOB RAYNER LN, NORTH READING, MA 01864-2989 |
| Document Number | 213343 |
|---|---|
| Date | Sep 27, 2021 |
| Instrument | 213343 |
| Name | LEADER BANK NA |
|---|---|
| Type | Bank |
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount on Record |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | NORTH READING MA |
| Recording Date | Jan 23, 2017 |
| Property Address | 4 JACOB RAYNER LN, NORTH READING, MA 01864-2989 |
| Document Number | 68798-547 |
| Book / Page | 68798 / 547 |
| Instrument | 12458 |
| Transaction Type | Transfer |
| Record Updated | Jun 8, 2021 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $150.54 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|
| Document Number | 687980552 |
|---|---|
| Date | Jan 23, 2017 |
| Instrument | 68798/0552 |
| Name | INST SVGS NEWBURYPORT |
|---|---|
| Type | Bank |
| Amount | Amount on Record |
|---|---|
| Term | 180 Months |
| Due | Jan 23, 2032 |
The 2026 property tax bill for 4 Jacob Rayner Ln was $23,493, up 2.9% from the year before.
Source: Middlesex County and North Reading Town assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Middlesex County |
| County Subdivision | North Reading Town |
| Unified School District | North Reading School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $23,493.00 (+2.85%) | $1,804,400 (+3.17%) Land $532,800 Building $1,271,600 | $1,882,047 |
| 2025 | $22,842.00 (+1.62%) | $1,749,000 (+2.79%) Land $505,600 Building $1,243,400 | |
| 2024 | $22,477.00 (+3.2%) | $1,701,500 (+9.29%) Land $458,100 Building $1,243,400 | |
| 2023 | $21,781.00 | $1,556,900 Land $445,100 Building $1,111,800 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 4 Jacob Rayner Ln in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 4 Jacob Rayner Ln is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 57% of Massachusetts |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | NORTH READING WATER DEPT. serves 16,379 people · EPA ID MA3213000 |
|---|---|
| Water Source | Purchased surface water from ANDOVER WATER DEPT |
| Last State Inspection | Dec 2024 |
| Lead | 2 ppb (2025) action level 15 ppb |
| Water Quality | Total trihalomethanes resolved · Jul 2020 |
|---|---|
| Treatment and Procedure | Coliform assessment Aug 2019 |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 35 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 2,000 |
| Verizon Fiber | 980 / 880 |
| T-Mobile Fixed Wireless | 100 / 20 |
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