4 Iron Latch Ct, Upper Saddle River (Saddle River), NJ 07458 Property Records

Bergen County and Upper Saddle River Borough property record for 4 Iron Latch Ct, Upper Saddle River, NJ 07458

Property Summary

Property Type	Single Family Home
Details	3,531 sqft · built 1976
Lot Size	0.86 acres (37,462 sqft)
Owner	2 Individual Names on File
Last Sale	$905,000 (Apr 2005)
Tax Bill	$20,246 (2025)
Deeds & Mortgages	Sep 2021 Mortgage Apr 2017 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`63-01108-0000-00017`

Property Details

APN / Parcel Number

Primary APN	`63-01108-0000-00017`
Alternative APN	`630110800017`

Interior

Building Area	3,531 sqft Living Area

Exterior

Year Built	Built 1976
Effective Year Built	Effective 1976
Lot Area	37,462 sqft (0.86 acres)

Location & Zoning

Street Address	4 IRON LATCH CT
City	UPPER SADDLE RIVER
State	NJ
Zip	07458-2005
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	.860 AC
Legal Subdivision	DEERFIELD ACRES VI SEC 1
Legal Block	1108
Legal Lot Number	17
Jurisdiction	BERGEN NJ
Township / Civil Division	UPPER SADDLE RIVER
Census Block Group	3
Census Block	3001
Census Tract	53201

Owner

4 Iron Latch Ct is owned and occupied by two individuals who bought it in April 2005.

Source: Bergen County and Upper Saddle River Borough records, as of June 29, 2026

Owner of Record	2 Individual Names on File
Mailing Address	4 IRON LATCH CT, UPPER SADDLE RIVER, NJ 07458-2005
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 24, 2021	Deed of Trust, Mortgage · SBA Mortgage LIVE OAK BANKING COMPANY
Apr 24, 2017	Deed of Trust, Mortgage NJ LENDERS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 5, 2005 · Amount on File
Deed Sale	Apr 5, 2005 · Amount on File
Prior Sale	Jun 25, 1998 · Amount on File
Deed Book / Page	8796 / 920
Record Updated	Oct 29, 2026

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BERGEN NJ
Property Address	4 IRON LATCH CT, UPPER SADDLE RIVER, NJ 07458-2005
Transaction Type	Mortgage
Record Updated	Oct 22, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4 IRON LATCH CT, UPPER SADDLE RIVER, NJ 07458-2005

Mortgage

Document Number	0043920072
Date	Sep 24, 2021
Book Page	4392/72
Instrument	2021149796

Lender

Name	LIVE OAK BANKING COMPANY
Type	Bank
Address	WILMINGTON, NC 28403

Agreement

Type	SBA Mortgage
Amount	Amount on Record
Term	119 Months
Due	Aug 12, 2031

April 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BERGEN NJ
Property Address	4 IRON LATCH CT, UPPER SADDLE RIVER, NJ 07458-2005
Document Number	0026120729
Book / Page	002612 / 000729
Instrument Date	Apr 24, 2017
Transaction Type	Mortgage
Record Updated	Jun 12, 2017
Title Company	PRESTIGE TITLE, PRESTIGE TITLE AGENCY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	4 IRON LATCH CT UPPER SADDLE RIVER NJ 074582005, UPPER SADDLE RIVER, NJ 07458-2005

Mortgage

Document Number	0026120729
Date	May 17, 2017
Book Page	002612/000729

Lender

Name	NJ LENDERS
Address	LITTLE FALLS, NJ 07424

Agreement

Amount	Amount on Record
Term	360 Months
Due	May 16, 2047

Interest

Rate Type	Adjustable Rate
Rate	3.87%

Tax Assessment & Valuation

The 2025 property tax bill for 4 Iron Latch Ct was $20,246, up 1.7% from the year before.

Source: Bergen County and Upper Saddle River Borough assessment roll, as of June 29, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Bergen County
Municipality	Upper Saddle River Borough
Secondary School District	Northern Highlands Regional School District (09 - 12)
Elementary School District	Upper Saddle River Borough School District (KG - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$781,700 (-) Land $418,000 Building $363,700	$781,700 (-) Land $418,000 Building $363,700
2025	$20,246.00 (+1.73%)	$781,700 Land $418,000 Building $363,700	$781,700 Land $418,000 Building $363,700
2024	$19,902.00
2023		$781,700 Land $418,000 Building $363,700	$781,700 Land $418,000 Building $363,700
2022	$19,183.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 4 Iron Latch Ct in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 16 policies
Nearby Flood Policies	16 in force
Nearby Flood Claims	3 (2021–2026)
Claims Outside the SFHA	2 of 3
Most Recent Claim	Mar 2026 · rainfall accumulation
Claims by Event	Remnants Of Hurricane Ida, Sep 2021 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 4 Iron Latch Ct is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 85% of New Jersey
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	VEOLIA WATER NEW JERSEY HACKENSACK private · serves 792,713 people · EPA ID NJ0238001
Water Source	Surface water
Lead	6 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line replacement Jan 2021
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 156 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Fiber · Cable	8,000 / 8,000
Verizon Fiber	2,300 / 2,300
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

Nearby Properties on Iron Latch Ct

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures