4 Inverness Dr, Bloomington, IL 61701 Property Records

McLean County property record for 4 Inverness Dr, Bloomington, IL 61701

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 3,811 sqft · built 1985
Lot Size	0.299 acres (13,025 sqft)
Owner	2 Individual Names on File
Last Sale	$330,000 (Apr 2024)
Tax Bill	$7,724 (2024)
Deeds & Mortgages	Apr 2026 Mortgage Apr 2024 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`14-34-334-002`

Property Details

APN / Parcel Number

Primary APN	`14-34-334-002`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	3,811 sqft Living Area
Gross Area	4,425 sqft
1st Floor Area	1,625 sqft
Basement Area	813 sqft
Finished Basement	687 sqft
Unfinished Basement	126 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1985
Effective Year Built	Effective 1985
Exterior Material	Brick
Foundation Type	Block
Roof Material	Asphalt
Lot Area	13,025 sqft (0.299 acres)
Lot Dimensions	136 ft deep x 95 ft wide
View / Lot	Lake Front
Garage Type	Attached
Garage Area	488 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Patio/Porch
Deck Area	Deck Area
Patio Area	192 sqft
Greenhouse	Greenhouse

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	4 INVERNESS DR
City	BLOOMINGTON
State	IL
Zip	61701-2046
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1B
Legal Description	SOMERSET POINT SUB LOT 2
Legal Range	02E
Legal Township	24N
Legal Section	34
Legal Subdivision	SOMERSET POINT SUB
Legal Lot Number	2
Jurisdiction	MCLEAN IL
Township / Civil Division	BLOOMINGTON CITY
Census Block Group	2
Census Block	2012
Census Tract	1200

Owner

4 Inverness Dr is owned and occupied by two individuals who bought it in April 2024.

Source: McLean County records, as of September 29, 2026

Owner of Record	2 Individual Names on File
Mailing Address	4 INVERNESS DR, BLOOMINGTON, IL 61701-2046
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 21, 2026	Deed of Trust, Mortgage · FHA Mortgage ROCKET MORTGAGE LLC
Apr 26, 2024	Warranty Deed, Transfer · FHA Mortgage ROCKET MORTGAGE LLC
Oct 12, 2023	Deed of Trust, Mortgage · Closed-End Mortgage GOODFIELD STATE BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 26, 2024 · Amount on File
Deed Sale	Apr 26, 2024 · Amount on File
Deed Document Number	20245062
Record Updated	Oct 29, 2026

April 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCLEAN IL
Recording Date	Apr 21, 2026
Property Address	4 INVERNESS DR, BLOOMINGTON, IL 61701-2046
Document Number	0000005337
Instrument Date	Mar 30, 2026
Instrument	20265337
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4 INVERNESS DR, BLOOMINGTON, IL 61701-2046

Mortgage

Document Number	0000005337,
Date	Apr 21, 2026
Instrument	20265337

Lender

Name	ROCKET MORTGAGE LLC

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Apr 1, 2056

Interest

Rate	6.13%
Max Rate	-1%

April 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MCLEAN IL
Recording Date	Apr 26, 2024
Property Address	4 INVERNESS DR, BLOOMINGTON, IL 61701-2046
Document Number	202400005062
Map Reference	DOC 83-14760
Instrument Date	Apr 22, 2024
Instrument	2024-00005062
Transaction Type	Transfer
Record Updated	May 9, 2024
Title Company	NOT AVAILABLE, FTC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$330.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	4 INVERNESS DR, BLOOMINGTON, IL 61701-2046

Mortgage

Document Number	202400005064
Date	Apr 26, 2024
Instrument	2024-00005064

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	May 1, 2054

Interest

Rate	6.62%

October 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCLEAN IL
Property Address	4 INVERNESS DR, BLOOMINGTON, IL 61701-2046
Transaction Type	Mortgage
Record Updated	Oct 24, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4 INVERNESS DR, BLOOMINGTON, IL 61701-2046

Mortgage

Document Number	202300014131
Date	Oct 12, 2023
Instrument	2023-00014131

Lender

Name	GOODFIELD STATE BANK
Type	Bank
Address	GOODFIELD, IL 61742

Agreement

Type	Closed-End Mortgage
Amount	Amount on Record
Term	6 Months
Due	Mar 31, 2024

Tax Assessment & Valuation

Source: McLean County assessment roll, as of April 8, 2026

Property Jurisdictions

Type	Name
State	Illinois
Municipality	Bloomington City
County	McLean County
County Subdivision	Bloomington City Township
Unified School District	Bloomington School District 87 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$111,937 Land $23,427 Building $88,510	$335,811 Land $70,281 Building $265,530
2024	$7,724.00 (+11.75%)
2023	$6,912.00	$93,704 Land $19,611 Building $74,093	$281,112 Land $58,833 Building $222,279

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 4 Inverness Dr in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 1982.

Source: FEMA National Flood Hazard Layer, effective June 27, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	3 (1982)
Most Recent Claim	Dec 1982 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 4 Inverness Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 94% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BLOOMINGTON serves 79,000 people · EPA ID IL1130200
Water Source	Surface water
Last State Inspection	Aug 2023
Lead	3 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 460 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Metronet Fiber	5,120 / 5,120
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

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