Essex County and Newark City property record for 4 Howard Ct, Newark, NJ 07103
| Property Type | Condominium |
|---|---|
| Details | 1,190 sqft · built 1990 |
| Lot Size | 5.55 acres (241,980 sqft) |
| Owner | Individual Name on File |
| Last Sale | $255,500 (Oct 2021) |
| Tax Bill | $5,607 (2025) |
| Deeds & Mortgages | Jan 2026 Second Mortgage Oct 2021 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | ABATED |
| Primary APN | ABATED |
|---|---|
| Alternative APNs |
|
| Building Area | 1,190 sqft Living Area |
|---|
| Year Built | Built 1990 |
|---|---|
| Effective Year Built | Effective 1990 |
| Architectural Style | Condo/Apartment |
| Lot Area | 241,980 sqft |
| Street Address | 4 HOWARD CT |
|---|---|
| City | NEWARK |
| State | NJ |
| Zip | 07103-3449 |
| Property Category | Residential |
| Property Type | Residential > Condominium / Townhouse > Condominium |
| Legal Description | 241978 SF |
| Legal Subdivision | SOCIETY HILL/UNIVERSITY HEIGHT |
| Legal Block | 229 |
| Legal Lot Number | 1 |
| Jurisdiction | ESSEX NJ |
| Township / Civil Division | NEWARK |
| Census Block Group | 1 |
| Census Block | 1008 |
| Census Tract | 6400 |
4 Howard Ct, a condominium, is owned and occupied by an individual who bought it in October 2021.
Source: Essex County and Newark City records, as of July 2, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 4 HOWARD CT, NEWARK, NJ 07103-3449 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jan 12, 2026 | Deed of Trust, Mortgage · Stand-Alone Second Mortgage CROSSCOUNTRY MORTGAGE LLC |
| Oct 26, 2021 | Deed, Transfer · Conventional Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Oct 26, 2021 · Amount on File |
| Deed Sale | Oct 26, 2021 · Amount on File |
| Prior Sale | Feb 25, 2004 · Amount on File |
| Deed Document Number | 2021128682 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ESSEX NJ |
| Property Address | 4 HOWARD CT, NEWARK, NJ 07103-3449 |
| Transaction Type | Mortgage |
| Record Updated | Feb 12, 2026 |
| Title Company | FIRST AMERICAN TITLE, FIRST AMERICAN MORTGAGE SLN |
| Name | Verified Name |
|---|
| Document Number | 0000002363 |
|---|---|
| Date | Jan 12, 2026 |
| Instrument | 2026002363 |
| Name | CROSSCOUNTRY MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | CLEVELAND, OH 44114 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 180 Months |
| Due | Jan 1, 2041 |
| Document Type | Deed |
|---|---|
| Jurisdiction | ESSEX NJ |
| Recording Date | Oct 26, 2021 |
| Property Address | 4 HOWARD CT, NEWARK, NJ 07103-3449 |
| Document Number | 2021128682 |
| Instrument Date | Oct 8, 2021 |
| Instrument | 2021128682 |
| Transaction Type | Transfer |
| Record Updated | Nov 18, 2021 |
| Title Company | FOUNDATION TITLE, FOUNDATION TITLE LLC |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $638.75 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 131 TRUPENNY TURN, 131, MIDDLETOWN, DE 19709-8621 |
| Name | Verified Name |
|---|---|
| Address | 4 HOWARD CT, NEWARK, NJ 07103-3449 |
| Document Number | 2021128683 |
|---|---|
| Date | Oct 26, 2021 |
| Instrument | 2021128683 |
| Name | FAIRWAY INDEPENDENT MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Nov 1, 2051 |
The 2025 property tax bill for 4 Howard Ct was $5,607, up 5.2% from the year before.
Source: Essex County and Newark City assessment roll, as of July 2, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Essex County |
| Municipality | Newark City |
| Unified School District | Newark City School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $140,200 (-) Land $35,000 Building $105,200 | $140,200 (-) Land $35,000 Building $105,200 | |
| 2025 | $5,607.00 (+5.18%) | $140,200 Land $35,000 Building $105,200 | $140,200 Land $35,000 Building $105,200 |
| 2024 | $5,331.00 | ||
| 2023 | $140,200 Land $35,000 Building $105,200 | $140,200 Land $35,000 Building $105,200 | |
| 2022 | $4,561.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 4 Howard Ct in Zone X, an area of minimal flood risk, though there have been 5 flood claims nearby since 2008.
Source: FEMA National Flood Hazard Layer, effective September 24, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
| Nearby Flood Claims | 5 (2008–2014) |
| Claims Outside the SFHA | 5 of 5 |
| Most Recent Claim | Jul 2014 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 4 Howard Ct has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | NEWARK WATER DEPARTMENT serves 294,274 people · EPA ID NJ0714001 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Oct 2024 |
| Lead | 4 ppb (2026) action level 15 ppb |
| Water Quality | Turbidity resolved · Sep 2020 Treatment failure resolved · Sep 2020 Haloacetic acids resolved · Jan 2020 |
|---|---|
| Treatment and Procedure | Corrosion control Jul 2022 Lead public education Mar 2019 |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 224 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Cable · Fiber in parts of the area | 940 / 35 |
| AT&T Fixed Wireless | 100 / 20 |
May also be available: T-Mobile, Verizon.
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