4 Holmes Ct, O Fallon, MO 63366 Property Records

St. Charles County property record for 4 Holmes Ct, O Fallon, MO 63366 · Last verified April 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms3 Beds
Bathrooms3.5 Baths
Year BuiltBuilt 2010
Square Footage3,206 sqft Living Area
Lot Size13,504 sqft (0.31 acres)
OccupancyOwner Occupied
Last Sale$498,800 (2021)
Tax Bill$5,289.00 (2024)

Property Details

APN / Parcel Number

Primary APNT020300084
Alternative APN
  • 2-0050-8664-00-0132.0000000

Interior

Bedrooms3 Beds
Full Baths3.5 Baths
Partial Baths1 Partial Baths
Total Rooms7 Rooms
Building Area3,206 sqft Living Area
Gross Area4,882 sqft Gross Area
1st Floor2,170 sqft 1st Floor
Basement Area2,072 sqft Basement
Finished Basement1,036 sqft Finished
Unfinished Basement1,036 sqft Unfinished
Stories1 Stories
FireplaceFireplace
Fireplaces1 Fireplaces

Exterior

Year BuiltBuilt 2010
Effective Year BuiltEffective 2010
Architectural StyleRanch Style
Exterior MaterialBrick/Stone (Brick and/or Stone) Exterior
Lot Area13,504 sqft (0.31 acres)
Parking Spaces3 Parking Spaces
Garage TypeAttached Garage
Garage Area640 sqft Garage
Patio Area392 sqft Patio
PorchOpen Porch
Porch Area69 sqft Porch

Utilities and HVAC

Heating FuelSolar Heating Fuel
SewageSewage Connected
Water SourceYes (Unknown Type) Water Source

Location & Zoning

Account NumberT020300084
Street Address4 HOLMES CT
CityO FALLON
StateMO
Zip63366-7439
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionVLGS AT WALDEN POND #4 LOT 132
Legal SubdivisionVLGS AT WALDEN POND #4
Legal Lot Number132
JurisdictionST CHARLES MO
Minor Civil DivisionWENTZVILLE
Census Blockgroup3
Census Block3007
Census Tract311802

Owner

Source: St. Charles County records · APN T020300084

Assessment roll updated August 13, 2025 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address4 HOLMES CT, O FALLON, MO 63366-7439
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
Apr 13, 2022Deed of Trust, Mortgage · Conventional Mortgage
STIFEL BANK & TRUST
Jun 04, 2021Warranty Deed, Transfer · Conventional Mortgage
HOME POINT FINANCIAL CORPORATION
Oct 22, 2019Deed of Trust, Mortgage · Veterans Administration Mortgage
FREEDOM MORTGAGE CORP
May 12, 2020Deed of Trust, Mortgage · Line of Credit
LOWER
May 12, 2020Deed of Trust, Mortgage
LOWER
May 18, 2017Quit Claim Deed, Transfer · Veterans Administration Mortgage
STIFEL BK&TR

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleJun 04, 2021 · Amount on Record
Deed SaleJun 04, 2021 · Amount on Record
Prior SaleJun 04, 2021
Deed Doc Number202148038
Prior Transfer DateMay 11, 2017
Prior Transfer Doc0067450311
Record RefreshedJun 08, 2026

April 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionST CHARLES MO
Property Address4 HOLMES CT, O FALLON, MO 63366-7439
Transaction TypeMortgage
Record UpdatedApr 27, 2022

Transferred To (Grantee/Buyer)

NameVerified Name
Address4 HOLMES CT, O FALLON, MO 63366-7439

Mortgage

Document Number0000021231
DateApr 13, 2022
Instrument2022R-021231
Lender
NameSTIFEL BANK & TRUST
TypeBank
AddressSAINT LOUIS, MO 63141
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term181 Months
DueMay 01, 2037

June 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionST CHARLES MO
Recording DateJun 04, 2021
Property Address4 HOLMES CT, O FALLON, MO 63366-7439
Document Number2021R048038
Map ReferenceMB 37 PG 290
Instrument DateMay 27, 2021
Instrument2021R-048038
Transaction TypeTransfer
Record UpdatedJun 17, 2021
Title CompanyTITLE PARTNERS AGENCY LLC

Transaction

Tax$0.00
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address4 HOLMES CT, O FALLON, MO 63366-7439

Mortgage

Document Number2021R048039
DateJun 04, 2021
Instrument2021R-048039
Lender
NameHOME POINT FINANCIAL CORPORATION
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueJun 01, 2051

October 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionST CHARLES MO
Property Address4 HOLMES CT, O FALLON, MO 63366-7439
Transaction TypeMortgage
Record UpdatedFeb 05, 2021
Title CompanyAMROCK INC

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0071662187
DateOct 22, 2019
Book Page7166/2187
Instrument20191022000594020
Lender
NameFREEDOM MORTGAGE CORP
TypeSubprime Lender
AddressCHESTERFIELD, MO 63005
Agreement
TypeVeterans Administration Mortgage
AmountAmount Recorded
Term333 Months
DueJul 01, 2047

May 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionST CHARLES MO
Property Address4 HOLMES CT, O FALLON, MO 63366-7439
Document Number0073001917
Instrument DateMay 12, 2020
Transaction TypeMortgage
Record UpdatedJul 30, 2020
Title CompanyNOT AVAILABLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address4 HOLMES CT O FALLON MO 633667439, O FALLON, MO 63366-7439

Mortgage

Document Number0073001917
DateMay 21, 2020
Book Page007300/001917
Instrument331570
Lender
NameLOWER
AddressCOLUMBIA, MD 21044
Agreement
TypeLine of Credit
AmountAmount Recorded
Term240 Months
DueMay 20, 2040
Interest
Rate TypeAdjustable Rate

May 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionST CHARLES MO
Property Address4 HOLMES CT, O FALLON, MO 63366-7439
Document Number0073001899
Instrument DateMay 12, 2020
Transaction TypeMortgage
Record UpdatedJul 30, 2020
Title CompanyNOT AVAILABLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address4 HOLMES CT O FALLON MO 633667439, O FALLON, MO 63366-7439

Mortgage

Document Number0073001899
DateMay 21, 2020
Book Page007300/001899
Instrument331560
Lender
NameLOWER
AddressCOLUMBIA, MD 21044
Agreement
AmountAmount Recorded
Term360 Months
DueMay 20, 2050

May 2017: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionST CHARLES MO
Recording DateMay 18, 2017
Property Address4 HOLMES CT, O FALLON, MO 63366-7439
Document Number0067450311
Book / Page006745 / 000311
Instrument DateMay 11, 2017
Instrument303030
Transaction TypeTransfer
Record UpdatedMay 29, 2017

Transaction

Tax$0.00
Additional
  • Quitclaim Document
  • Interfamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address4 HOLMES CT O FALLON MO 633667439, O FALLON, MO 63366-7439

Mortgage

Document Number67450313
DateMay 18, 2017
Book Page006745/000313
Instrument303040
Lender
NameSTIFEL BK&TR
TypeBank
AddressSAINT LOUIS, MO 63141
Agreement
TypeVeterans Administration Mortgage
AmountAmount Recorded
Term360 Months
DueMay 17, 2047

Tax Assessment & Valuation

Source: St. Charles County records · Assessment roll updated August 13, 2025 · Last verified April 2026

Property Jurisdictions

TypeName
StateMissouri
CountySt. Charles County
MunicipalityO'Fallon City
Unified School DistrictFort Zumwalt R-II School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2025$5,795.00 (+9.57%)$90,499 (+12.87%)$476,311 (+12.87%) Land $80,000 Building $396,311
2024$5,289.00
2023$80,180
2022$422,000 Land $55,000 Building $367,000

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, St. Charles County (29183C), updated August 25, 2024 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

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