4 Hitching Hill Rd, Saugus, MA 01906 Property Records

Essex County and Saugus Town property record for 4 Hitching Hill Rd, Saugus, MA 01906

Property Summary

Property Type	Single Family Home
Details	4 bd · 4 ba · 4,042 sqft · built 2017
Lot Size	0.462 acres (20,103 sqft)
Owner	2 Individual Names on File
Last Sale	$910,000 (Sep 2017)
Tax Bill	$14,279 (2026)
Deeds & Mortgages	Oct 2018 Line of Credit Sep 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`SAUG M:009-F B:0017 L:0007`

Property Details

APN / Parcel Number

Primary APN	`SAUG M:009-F B:0017 L:0007`
Alternative APNs	`M:009=F B:0017 L:0007` `99010605`

Interior

Bedrooms	4 Beds
Full Baths	4 Baths
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	4,042 sqft Living Area
Gross Area	9,089 sqft
Basement Area	1,796 sqft
Unfinished Basement	1,796 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2017
Effective Year Built	Effective 2017
Architectural Style	Colonial
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Hip
Roof Material	Asphalt
Lot Area	20,103 sqft (0.462 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Account Number	99010605
Street Address	4 HITCHING HILL RD
City	SAUGUS
State	MA
Zip	01906-1400
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	NA
Legal Subdivision	BELLEVUE HEIGHTS
Legal Block	17
Legal Lot Number	7
Jurisdiction	SAUGUS MA
Township / Civil Division	SAUGUS
Census Block Group	2
Census Block	2004
Census Tract	208302

Owner

4 Hitching Hill Rd is owned and occupied by two individuals who bought it in September 2017.

Source: Essex County and Saugus Town records, as of October 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	4 HITCHING HILL RD, SAUGUS, MA 01906-1400
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 13, 2018	Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA
Sep 29, 2017	Quit Claim Deed, Transfer JPMORGAN CHASE BANK NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 29, 2017 · Amount on File
Deed Sale	Sep 29, 2017 · Amount on File
Prior Sale	Oct 20, 2010 · Amount on File
Deed Book / Page	36220 / 21
Transfer Doc	0036220-21
Record Updated	Oct 29, 2026

October 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAUGUS MA
Property Address	4 HITCHING HILL RD, SAUGUS, MA 01906-1400
Document Number	37097-302
Instrument Date	Oct 13, 2018
Transaction Type	Mortgage
Record Updated	Nov 21, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4 HITCHING HILL RD SAUGUS MA 019061400, SAUGUS, MA 01906-1400

Mortgage

Document Number	37097-302
Date	Oct 23, 2018
Book Page	037097/000302
Instrument	23000420

Lender

Name	BANK OF AMERICA
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Oct 22, 2048

Interest

Rate Type	Adjustable Rate

September 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAUGUS MA
Recording Date	Sep 29, 2017
Property Address	4 HITCHING HILL RD, SAUGUS, MA 01906-1400
Document Number	36220-21
Book / Page	36220 / 21
Instrument	961
Transaction Type	Transfer
Record Updated	May 12, 2021

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.83
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4 HITCHING HILL RD, SAUGUS, MA 01906-1400

Mortgage

Document Number	362200024
Date	Sep 29, 2017
Instrument	36220/0024

Lender

Name	JPMORGAN CHASE BANK NA
Type	Bank

Agreement

Amount	Amount on Record
Term	360 Months
Due	Sep 29, 2047

Tax Assessment & Valuation

The 2026 property tax bill for 4 Hitching Hill Rd was $14,279, up 3.2% from the year before.

Source: Essex County and Saugus Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Essex County
County Subdivision	Saugus Town
Unified School District	Saugus School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$14,279.00 (+3.24%)	$1,370,300 (+5.81%) Land $500,500 Building $869,800	$1,495,426 (+24.77%)
2025	$13,831.00 (+2.54%)	$1,295,000 (+2.25%) Land $455,500 Building $839,500	$1,198,520
2024	$13,488.00 (+5.37%)	$1,266,500 (+11.4%) Land $440,400 Building $826,100
2023	$12,801.00	$1,136,900 Land $355,400 Building $781,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 4 Hitching Hill Rd in Zone X, an area of minimal flood risk, though there have been 4 flood claims nearby since 2010.

Source: FEMA National Flood Hazard Layer, effective July 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 12 policies
Nearby Flood Policies	12 in force
Nearby Flood Claims	4 (2010–2024)
Claims Outside the SFHA	1 of 4
Most Recent Claim	Jan 2024 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 4 Hitching Hill Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SAUGUS WATER DEPT. (MWRA) serves 27,844 people · EPA ID MA3262000
Water Source	Purchased surface water from MWRA
Last State Inspection	May 2025
Lead	1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 337 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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