4 Hillside Rd, Southwick, MA 01077 Property Records

Hampden County and Southwick Town property record for 4 Hillside Rd, Southwick, MA 01077

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 3,787 sqft · built 1980
Lot Size	18.9 acres (824,952 sqft)
Owner	2 Individual Names on File
Last Sale	$113,000 (Apr 2012)
Tax Bill	$6,907 (2025)
Deeds & Mortgages	Nov 2021 Refinance May 2020 Refinance + 1 more
Flood Zone	Zone X (moderate risk)
APN	`SWIC M:078 B:000 L:020`

Property Details

APN / Parcel Number

Primary APN	`SWIC M:078 B:000 L:020`
Alternative APN	`M:000E B:0000 L:0016`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	3,787 sqft Living Area
Gross Area	7,249 sqft
1st Floor Area	1,198 sqft
Basement Area	562 sqft
Unfinished Basement	562 sqft

Exterior

Year Built	Built 1980
Effective Year Built	Effective 1980
Architectural Style	Colonial
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gambrel
Roof Material	Asphalt
Lot Area	824,952 sqft (18.9 acres)

Utilities, Heating & Cooling

Heating System	Radiant
Heating Fuel	Electric

Location & Zoning

Street Address	4 HILLSIDE RD
City	SOUTHWICK
State	MA
Zip	01077-9726
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-40
Legal Lot Number	20
Jurisdiction	SOUTHWICK MA
Township / Civil Division	SOUTHWICK
Census Block Group	1
Census Block	1019
Census Tract	813102

Owner

4 Hillside Rd is owned and occupied by two individuals who bought it in April 2012.

Source: Hampden County and Southwick Town records, as of April 14, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	4 HILLSIDE RD, SOUTHWICK, MA 01077-9726
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 26, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance WESTFIELD BANK FSB
May 19, 2020	Deed of Trust, Mortgage · Stand-Alone Refinance WESTFIELD BANK FSB
Jul 27, 2020	Deed of Trust, Mortgage · Balloon Mortgage WESTFIELD BANK FSB

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 18, 2012 · Amount on File
Deed Sale	Apr 18, 2012 · Amount on File
Deed Book / Page	19217 / 134
Record Updated	Jun 8, 2026

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SOUTHWICK MA
Property Address	4 HILLSIDE RD, SOUTHWICK, MA 01077-9726
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0024268-94
Date	Nov 26, 2021
Book Page	24268/94
Instrument	84061

Lender

Name	WESTFIELD BANK FSB
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	301 Months
Due	Dec 1, 2046

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SOUTHWICK MA
Property Address	4 HILLSIDE RD, SOUTHWICK, MA 01077-9726
Transaction Type	Mortgage
Record Updated	Jun 24, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	023215-596
Date	May 19, 2020
Book Page	23215/596
Instrument	25225

Lender

Name	WESTFIELD BANK FSB
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2050

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SOUTHWICK MA
Property Address	4 HILLSIDE RD, SOUTHWICK, MA 01077-9726
Transaction Type	Mortgage
Record Updated	Jun 24, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0023331-47
Date	Jul 27, 2020
Book Page	23331/47
Instrument	40384

Lender

Name	WESTFIELD BANK FSB
Type	Bank

Agreement

Type	Balloon Mortgage
Amount	Amount on Record
Term	301 Months
Due	Aug 1, 2045

Tax Assessment & Valuation

The 2025 property tax bill for 4 Hillside Rd was $6,907, up 5.4% from the year before.

Source: Hampden County and Southwick Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Hampden County
County Subdivision	Southwick Town
Unified School District	Southwick-Tolland-Granville Regional School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,907.00 (+5.35%)	$443,600 (+4.67%) Land $104,300 Building $339,300	$497,230
2024	$6,556.00 (+8.44%)	$423,800 (+12.92%) Land $97,500 Building $326,300
2023	$6,046.00	$375,300 Land $97,500 Building $277,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 4 Hillside Rd in Zone X, an area of moderate flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective June 7, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	2 (1982–2015)
Claims Outside the SFHA	1 of 2
Most Recent Claim	Jan 2015 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 4 Hillside Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 24 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Starlink Satellite	280 / 30

Cell Coverage

5G and 4G LTE (outdoors only)

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