4 Hillside Ct, Ridgefield, NJ 07657 Property Records

Bergen County and Ridgefield Borough property record for 4 Hillside Ct, Ridgefield, NJ 07657

Property Summary

Property TypeSingle Family Home
Details1,567 sqft · built 1930
Lot Size0.108 acres (4,718 sqft)
Owner2 Individual Names on File
Last Sale$599,000 (Jan 2019)
Tax Bill$9,773 (2025)
Deeds & MortgagesSep 2021 Mortgage
Nov 2019 Mortgage
+ 2 more
Flood ZoneZone X (minimal risk)
APN49-02204-0000-00018

Property Details

APN / Parcel Number

Primary APN49-02204-0000-00018
Alternative APN
  • 4900108000000034

Interior

Stories2 Stories
Building Area1,567 sqft Living Area

Exterior

Year BuiltBuilt 1930
Effective Year BuiltEffective 1930
Construction TypeFrame
Lot Area4,718 sqft (0.108 acres)
Lot Dimensions121 ft deep x 39 ft wide
Parking Spaces2 Parking Spaces

Location & Zoning

Old Parcel Number4900108000000034
Street Address4 HILLSIDE CT
CityRIDGEFIELD
StateNJ
Zip07657-2419
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeB
Legal Description39X121 1.9LT
Legal SubdivisionFRIEDRICH JOHANNSEN
Legal Block2204
Legal Lot Number18
JurisdictionBERGEN NJ
Township / Civil DivisionRIDGEFIELD
Census Block Group2
Census Block2031
Census Tract45200

Owner

4 Hillside Ct is owned and occupied by two individuals who bought it in January 2019.

Source: Bergen County and Ridgefield Borough records, as of June 29, 2026

Owner of Record2 Individual Names on File
Mailing Address4 HILLSIDE CT, RIDGEFIELD, NJ 07657-2419
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Sep 20, 2021Deed of Trust, Mortgage · Conventional Mortgage
HOME POINT FINANCIAL CORPORATION
Nov 19, 2019Deed of Trust, Mortgage · FHA Mortgage
UNITED WHOLESALE MORTGAGE
Jan 9, 2019Deed, Transfer · Stand-Alone First Mortgage
UNITED WHOLESALE MORTGAGE
Sep 1, 2017Grant Deed, Transfer
CHICAGO TITLE COMPANY, CHICAGO TITLE INSURANCE COMPAN

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJan 9, 2019 · Amount on File
Deed SaleJan 9, 2019 · Amount on File
Prior SaleSep 1, 2017 · Amount on File
Deed Document Number20192122
Deed Book / Page3150 / 693
Prior Transfer DateFeb 20, 1997
Prior Transfer Doc0000119075
Record UpdatedOct 29, 2026

September 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBERGEN NJ
Property Address4 HILLSIDE CT, RIDGEFIELD, NJ 07657-2419
Transaction TypeMortgage
Record UpdatedJan 28, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0043831362
DateSep 20, 2021
Book Page4383/1362
Instrument2021147291
Lender
NameHOME POINT FINANCIAL CORPORATION
TypeMortgage Company
AddressPARSIPPANY, NJ 07054
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term301 Months
DueOct 1, 2046

November 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBERGEN NJ
Property Address4 HILLSIDE CT, RIDGEFIELD, NJ 07657-2419
Transaction TypeMortgage
Record UpdatedFeb 5, 2021
Title CompanyMISC COMPANY

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0034131095
DateNov 19, 2019
Book Page3413/1095
Instrument19-079897
Lender
NameUNITED WHOLESALE MORTGAGE
TypeMortgage Company
Agreement
TypeFHA Mortgage
AmountAmount on Record
Term349 Months
DueDec 1, 2048

January 2019: Deed, Transfer

Document TypeDeed
JurisdictionBERGEN NJ
Recording DateJan 9, 2019
Property Address4 HILLSIDE CT, RIDGEFIELD, NJ 07657-2419
Document Number0031500693
Book / Page3150 / 693
Instrument DateJan 4, 2019
Instrument19-002122
Transaction TypeTransfer
Record UpdatedNov 2, 2021

Transaction

AmountAmount on Record
Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address4 HILLSIDE CT, RIDGEFIELD, NJ 07657-2419

Mortgage

Document Number1900212201
DateJan 9, 2019
Instrument19-002122.01
Lender
NameUNITED WHOLESALE MORTGAGE
TypeMortgage Company
Agreement
TypeStand-Alone First Mortgage
AmountAmount on Record

Mortgage

Document Number0031500693
DateJan 9, 2019
Book Page3150/693
Instrument19-002122
Lender
NameUNITED WHOLESALE MORTGAGE
TypeMortgage Company
Agreement
TypeStand-Alone Refinance
AmountAmount on Record

September 2017: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionBERGEN NJ
Recording DateSep 1, 2017
Property Address4 HILLSIDE CT, RIDGEFIELD, NJ 07657-2419
Document Number0027111679
Book / Page002711 / 001679
Instrument DateAug 10, 2017
Transaction TypeTransfer
Record UpdatedSep 14, 2017
Title CompanyCHICAGO TITLE COMPANY, CHICAGO TITLE INSURANCE COMPAN

Transaction

AmountAmount on Record
Tax$325.00
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address114 SURREY PL HAWTHORNE NJ 075063134, HAWTHORNE, NJ 07506-3134

Tax Assessment & Valuation

The 2025 property tax bill for 4 Hillside Ct was $9,773, up 13.2% from the year before.

Source: Bergen County and Ridgefield Borough assessment roll, as of June 29, 2026

Property Jurisdictions

TypeName
StateNew Jersey
CountyBergen County
MunicipalityRidgefield Borough
Unified School DistrictRidgefield Borough School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$590,700 (+2.39%) Land $317,200 Building $273,500$590,700 (+2.39%) Land $317,200 Building $273,500
2025$9,773.00 (+13.24%)$576,900 Land $307,200 Building $269,700$576,900 Land $307,200 Building $269,700
2024$8,630.00
2023$509,500 Land $307,200 Building $202,300$509,500 Land $307,200 Building $202,300
2022$8,373.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 4 Hillside Ct in Zone X, an area of minimal flood risk, though there have been 12 flood claims nearby since 1978.

Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies9 in force
Nearby Flood Claims12 (1978–2021)
Claims Outside the SFHA2 of 12
Most Recent ClaimSep 2021 · Remnants Of Hurricane Ida
Claims by Event
  • Hurricane Sandy, Oct 2012 · 4 claims
  • Hurricane Irene, Aug 2011 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 4 Hillside Ct has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemVEOLIA WATER NEW JERSEY HACKENSACK
private · serves 792,713 people · EPA ID NJ0238001
Water SourceSurface water
Lead6 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureLead service line replacement
Jan 2021
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 565 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Verizon
Fiber · Fixed Wireless in parts of the area
2,300 / 2,300
Spectrum
Cable
1,000 / 1,000
Starlink
Satellite
280 / 30
AT&T
Fixed Wireless
100 / 20
T-Mobile
Fixed Wireless
100 / 20

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