4 Hillside Ave, Melrose, MA 02176 Property Records

Middlesex County and Melrose City property record for 4 Hillside Ave, Melrose, MA 02176

Property Summary

Property Type	Duplex
Details	4 bd · 3 ba · 3,628 sqft · built 1890
Lot Size	0.142 acres (6,177 sqft)
Owner	2 Individual Names on File
Last Sale	$335,000 (Sep 2015)
Tax Bill	$14,660 (2026)
Deeds & Mortgages	Jun 2026 Line of Credit Oct 2021 Refinance + 5 more
Flood Zone	Zone X (minimal risk)
APN	`MELR M:0D8 P:0000076`

Property Details

APN / Parcel Number

Primary APN	`MELR M:0D8 P:0000076`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Total Rooms	12 Rooms
Units	2 Units
Stories	3 Stories
Building Area	3,628 sqft Living Area
Gross Area	5,944 sqft
Basement Area	1,154 sqft
Unfinished Basement	1,154 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1890
Effective Year Built	Effective 1972
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	6,177 sqft (0.142 acres)
Garage Type	Basement
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Central
Heating Fuel	Gas

Location & Zoning

Street Address	4 HILLSIDE AVE
City	MELROSE
State	MA
Zip	02176-3515
Property Category	Residential
Property Type	Residential > Multi-Unit > Duplex
Local Zoning Code	URB
Jurisdiction	MELROSE MA
Township / Civil Division	MELROSE
Census Block Group	2
Census Block	2009
Census Tract	336202

Owner

4 Hillside Ave, a duplex, is owned and occupied by two individuals who acquired it in July 2024.

Source: Middlesex County and Melrose City records, as of October 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	4 HILLSIDE AVE, MELROSE, MA 02176-3515
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants in Common

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 12, 2026	Deed of Trust, Mortgage · Line of Credit INSTITUTION FOR SVGS NEWBURYPO
Oct 29, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance INSTITUTION FOR SAVINGS NEWBURYPORT
Aug 7, 2024	Quit Claim Deed, Transfer Quitclaim
May 10, 2019	Deed of Trust, Mortgage · Stand-Alone Refinance INSTITUTION FOR SAVINGS NEWBURYPORT
May 10, 2019	Deed of Trust, Mortgage · Balloon Mortgage INSTITUTION FOR SAVINGS NEWBURYPORT
Mar 9, 2017	Deed of Trust, Mortgage · Closed-End Mortgage SANTANDER BK NA
Sep 1, 2017	Deed of Trust, Mortgage · Closed-End Mortgage SANTANDER BANK NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 1, 2015 · Amount on File
Deed Sale	Sep 1, 2015 · Amount on File
Deed Document Number	2015148767
Deed Book / Page	66011 / 558
Last Transfer Date	Jul 31, 2024
Transfer Doc	083103-541
Record Updated	Oct 29, 2026

June 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MELROSE MA
Recording Date	Jun 12, 2026
Property Address	4 HILLSIDE AVE, MELROSE, MA 02176-3515
Document Number	0000070006
Book / Page	85727 / 91
Instrument Date	Jun 8, 2026
Instrument	202670006
Transaction Type	Mortgage
Record Updated	Jul 12, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4 HILLSIDE AVE, MELROSE, MA 02176-3515
Investor	Possibly a Property Investor

Mortgage

Document Number	0085727-91,
Date	Jun 12, 2026
Book Page	85727/91
Instrument	202670006

Lender

Name	INSTITUTION FOR SVGS NEWBURYPO

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	240 Months
Due	Jul 1, 2046

Interest

Rate	6.37%
Max Rate	-1%

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MELROSE MA
Property Address	4 HILLSIDE AVE, MELROSE, MA 02176-3515
Transaction Type	Mortgage
Record Updated	Jan 26, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	079024-187
Date	Oct 29, 2021
Book Page	79024/187
Instrument	237153

Lender

Name	INSTITUTION FOR SAVINGS NEWBURYPORT
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	181 Months
Due	Nov 1, 2036

August 2024: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	MELROSE MA
Recording Date	Aug 7, 2024
Property Address	4 HILLSIDE AVE, MELROSE, MA 02176-3515
Document Number	083103-541
Book / Page	83103 / 541
Instrument Date	Jul 31, 2024
Instrument	88441
Transaction Type	Transfer
Record Updated	Jan 26, 2026

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Common
Address	4 HILLSIDE AVE, MELROSE, MA 02176-3515

May 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MELROSE MA
Property Address	4 HILLSIDE AVE, MELROSE, MA 02176-3515
Transaction Type	Mortgage
Record Updated	Feb 7, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	72580-560
Date	May 10, 2019
Book Page	72580/560
Instrument	60293

Lender

Name	INSTITUTION FOR SAVINGS NEWBURYPORT
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	181 Months
Due	Jun 1, 2034

May 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MELROSE MA
Property Address	4 HILLSIDE AVE, MELROSE, MA 02176-3515
Transaction Type	Mortgage
Record Updated	Feb 7, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	72580-580
Date	May 10, 2019
Book Page	72580/580
Instrument	60294

Lender

Name	INSTITUTION FOR SAVINGS NEWBURYPORT
Type	Bank

Agreement

Type	Balloon Mortgage
Amount	Amount on Record

March 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MELROSE MA
Property Address	4 HILLSIDE AVE, MELROSE, MA 02176-3515
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	68989-122
Date	Mar 9, 2017
Book Page	68989/122
Instrument	35939

Lender

Name	SANTANDER BK NA

Agreement

Type	Closed-End Mortgage
Amount	Amount on Record
Term	360 Months
Due	Mar 1, 2047

September 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MELROSE MA
Property Address	4 HILLSIDE AVE, MELROSE, MA 02176-3515
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	69874-170
Date	Sep 1, 2017
Book Page	69874/170
Instrument	141969

Lender

Name	SANTANDER BANK NA

Agreement

Type	Closed-End Mortgage
Amount	Amount on Record
Term	360 Months
Due	Sep 1, 2047

Tax Assessment & Valuation

The 2026 property tax bill for 4 Hillside Ave was $14,660, up 21.9% from the year before.

Source: Middlesex County and Melrose City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Middlesex County
Municipality	Melrose City
Unified School District	Melrose School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$14,660.00 (+21.88%)	$1,278,100 (+5.2%) Land $506,000 Building $772,100	$1,154,564
2025	$12,028.00 (+4.26%)	$1,214,900 (+4.58%) Land $478,700 Building $736,200
2024	$11,536.00 (-1.83%)	$1,161,700 (+3.01%) Land $465,000 Building $696,700
2023	$11,751.00	$1,127,700 Land $451,300 Building $676,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 4 Hillside Ave in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 4 Hillside Ave has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MELROSE WATER DIVISION (MWRA) serves 29,938 people · EPA ID MA3178000
Water Source	Purchased surface water from MWRA
Last State Inspection	Oct 2025
Lead	10 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line replacement currently in violation since Nov 2021
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 785 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
Xfinity Cable	2,000 / 2,000
Netafy Fixed Wireless	476 / 106
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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