4 Highpoint Dr, Gallipolis, OH 45631 Property Records

Gallia County property record for 4 Highpoint Dr, Gallipolis, OH 45631

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,284 sqft · built 1960
Lot Size	0.22 acres (9,601 sqft)
Owner	Individual Name on File
Tax Bill	$1,181 (2025)
Deeds & Mortgages	Jun 2016 Line of Credit Nov 2020 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`00706901200`

Property Details

APN / Parcel Number

Primary APN	`00706901200`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	10 Plumbing Fixtures
Total Rooms	7 Rooms
Stories	1 Story
Building Area	2,284 sqft Living Area
1st Floor Area	560 sqft
Basement Area	800 sqft
Family Room	Family Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1960
Effective Year Built	Effective 1960
Architectural Style	Other
Exterior Material	Aluminum/Vinyl
Lot Area	9,601 sqft (0.22 acres)
Lot Dimensions	120 ft deep x 80 ft wide
Terrain	Above Road/Slope
Garage Type	Basement
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	84 sqft
Patio Area	102 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	4 HIGHPOINT DR
City	GALLIPOLIS
State	OH
Zip	45631-1117
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	L 14 B 561 ORCHARD HILL SUB DIV 60.5 X 120 V622 P636
Legal Subdivision	ORCHARD HILL SUBDIVISION
Legal Block	561
Legal Lot Number	14
Jurisdiction	GALLIA OH
Township / Civil Division	GALLIPOLIS
Census Block Group	3
Census Block	3001
Census Tract	954000

Owner

4 Highpoint Dr is owned and occupied by an individual who acquired it in September 2022.

Source: Gallia County records, as of April 2, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	1400 VETERANS UNITED DR, COLUMBIA, MO 65203
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 21, 2016	Deed of Trust, Mortgage · Line of Credit THE OHIO VALLEY BANK COMPANY
Nov 30, 2020	Deed of Trust, Mortgage · Conventional Mortgage CME LENDING GROUP LLC
Sep 19, 2022	Warranty Deed, Transfer · VA Mortgage MORTGAGE RESEARCH CENTER LLC
Nov 30, 2020	Deed of Trust, Mortgage · Conventional Mortgage CME LENDING GROUP LLC
Oct 16, 2018	Warranty Deed, Transfer · Conventional Mortgage 1ST SIGNATURE LENDING LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 19, 2022
Deed Sale	Sep 19, 2022
Prior Sale	Oct 16, 2018 · Amount on File
Deed Document Number	20222684
Deed Book / Page	692 / 730
Prior Transfer Date	May 1, 1995
Prior Transfer Doc	0307000469
Record Updated	Sep 20, 2026

June 2016: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GALLIA OH
Property Address	4 HIGHPOINT DR, GALLIPOLIS, OH 45631-1117
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	000586/249
Date	Jun 21, 2016
Book Page	586/249
Instrument	16-1535

Lender

Name	THE OHIO VALLEY BANK COMPANY
Type	Bank
Address	GALLIPOLIS, OH 45631

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	120 Months
Due	Jun 17, 2026

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GALLIA OH
Property Address	4 HIGHPOINT DR, GALLIPOLIS, OH 45631-1117
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	000658/652
Date	Nov 30, 2020
Book Page	658/652
Instrument	20-3407

Lender

Name	CME LENDING GROUP LLC
Type	Mortgage Company
Address	CHESTERTON, IN 46304

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2050

September 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	GALLIA OH
Recording Date	Sep 19, 2022
Property Address	4 HIGHPOINT DR, GALLIPOLIS, OH 45631-1117
Document Number	000692/730
Book / Page	692 / 730
Map Reference	MB 3 PG 36&37
Instrument Date	Sep 6, 2022
Instrument	22-2684
Transaction Type	Transfer
Record Updated	Apr 3, 2026
Title Company	ELITE LAND TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	1400 VETERANS UNITED DR, COLUMBIA, MO 65203

Mortgage

Document Number	0000692732
Date	Sep 19, 2022
Instrument	692/732

Lender

Name	MORTGAGE RESEARCH CENTER LLC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2052

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GALLIA OH
Property Address	4 HIGHPOINT DR, GALLIPOLIS, OH 45631-1117
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	658/652
Date	Nov 30, 2020
Book Page	658/652
Instrument	20-3407

Lender

Name	CME LENDING GROUP LLC
Type	Mortgage Company
Address	CHESTERTON, IN 46304

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2050

October 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	GALLIA OH
Recording Date	Oct 16, 2018
Property Address	4 HIGHPOINT DR, GALLIPOLIS, OH 45631-1117
Document Number	000622/636
Book / Page	622 / 636
Instrument Date	Oct 12, 2018
Instrument	18-2753
Transaction Type	Transfer
Record Updated	May 20, 2022

Transaction

Amount	Amount on Record
Tax	$550.00
Amount Accuracy	Rounded by County
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	2183 GRAHAM SCHOOL RD, GALLIPOLIS, OH 45631-8815

Mortgage

Document Number	0000182754
Date	Oct 16, 2018
Instrument	18-2754

Lender

Name	1ST SIGNATURE LENDING LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2048

Mortgage

Document Number	622/639
Date	Oct 16, 2018
Book Page	622/639
Instrument	18-2754

Lender

Name	1ST SIGNATURE LENDING LLC
Type	Mortgage Company
Address	INDIANAPOLIS, IN 46256

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 4 Highpoint Dr was $1,181 with a homeowner's exemption.

Source: Gallia County assessment roll, as of April 2, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Gallia County
County Subdivision	Gallipolis Township
Municipality	Gallipolis Village
Unified School District	Gallipolis City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,181.00	$53,460 Land $3,850 Building $49,610
2024			$152,720 (-) Land $10,990 Building $141,730
2023	$2,046.00 (+18.88%)	$53,460 (+19.2%) Land $3,850 Building $49,610	$152,720 Land $10,990 Building $141,730
2022	$1,721.00	$44,850 Land $3,260 Building $41,590
2020			$128,130 Land $9,300 Building $118,830

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 4 Highpoint Dr in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 1994.

Source: FEMA National Flood Hazard Layer, effective January 19, 2011 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (1994)
Most Recent Claim	May 1994 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 4 Highpoint Dr is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 64% of Ohio
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	GALLIPOLIS PWS private · serves 7,134 people · EPA ID OH2700112
Water Source	Groundwater
Last State Inspection	Jun 2024
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 164 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Cable	940 / 35
Verizon Fixed Wireless	300 / 20

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