Suffolk County and Southampton Town property record for 4 Highland St, Westhampton, NY 11977
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 2,552 sqft · built 2004 |
| Lot Size | 0.23 acres (10,019 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $639,000 (Jan 2019) |
| Tax Bill | $4,821 (2020) |
| Deeds & Mortgages | Oct 2025 Mortgage Oct 2019 Mortgage + 4 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 0900-354.00-04.00-043.000 |
| Primary APN | 0900-354.00-04.00-043.000 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Stories | 2 Stories |
| Building Area | 2,552 sqft Living Area |
| 1st Floor Area | 2,552 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2004 |
|---|---|
| Effective Year Built | Effective 2004 |
| Architectural Style | Mobile Home |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 10,019 sqft (0.23 acres) |
| View / Lot | Below Average |
| Porch | Porch |
| Porch Area | 192 sqft |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Heating Fuel | Oil |
| Water Source | Commercial |
| Street Address | 4 HIGHLAND ST |
|---|---|
| City | WESTHAMPTON |
| State | NY |
| Zip | 11977-1156 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R20 |
| Legal Description | 1988 LD EQ + 550 |
| Legal Subdivision | VANDERBILT PARK |
| Legal Block | 4 |
| Legal Lot Number | 43 |
| Jurisdiction | SUFFOLK NY |
| Township / Civil Division | SOUTHAMPTON |
| Census Block Group | 3 |
| Census Block | 3015 |
| Census Tract | 190504 |
Source: Suffolk County and Southampton Town records, as of August 11, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 4 HIGHLAND ST, WESTHAMPTON, NY 11977-1156 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Oct 31, 2025 | Deed of Trust, Mortgage UNITED WHOLESALE MORTGAGE |
| Oct 2, 2019 | Deed of Trust, Mortgage · FHA Mortgage MID-ISLAND MORTGAGE CORP |
| Feb 4, 2021 | Deed of Trust, Mortgage · Stand-Alone Refinance CARDINAL FINANCIAL COMPANY LP |
| Mar 17, 2022 | Deed of Trust, Mortgage · Line of Credit QUORUM FEDERAL CU |
| Aug 23, 2019 | Loan Modification, Consolidation and Extension, Mortgage · FHA Mortgage MID ISLAND MTG CORP |
| Jan 23, 2019 | Deed, Transfer |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jan 23, 2019 · Amount on Record |
| Deed Sale | Jan 23, 2019 · Amount on Record |
| Prior Sale | Jun 7, 2005 · Amount on Record |
| Deed Book / Page | 12997 / 823 |
| Prior Transfer Date | Aug 22, 2002 |
| Prior Transfer Doc | 0122140384 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SUFFOLK NY |
| Property Address | 4 HIGHLAND ST, WESTHAMPTON, NY 11977-1156 |
| Transaction Type | Mortgage |
| Record Updated | Jan 14, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0236930049 |
|---|---|
| Date | Oct 31, 2025 |
| Book Page | 23693/49 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Amount | Amount Recorded |
|---|---|
| Term | 349 Months |
| Due | Nov 1, 2054 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SUFFOLK NY |
| Property Address | 4 HIGHLAND ST, WESTHAMPTON, NY 11977-1156 |
| Transaction Type | Mortgage |
| Record Updated | Jun 7, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0230650871 |
|---|---|
| Date | Oct 2, 2019 |
| Book Page | 23065/871 |
| Instrument | DK022880 |
| Name | MID-ISLAND MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 349 Months |
| Due | Nov 1, 2048 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SUFFOLK NY |
| Property Address | 4 HIGHLAND ST, WESTHAMPTON, NY 11977-1156 |
| Transaction Type | Mortgage |
| Record Updated | Jun 7, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0232280185 |
|---|---|
| Date | Feb 4, 2021 |
| Book Page | 23228/185 |
| Instrument | DL052345 |
| Name | CARDINAL FINANCIAL COMPANY LP |
|---|---|
| Type | Mortgage Company |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Mar 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SUFFOLK NY |
| Property Address | 4 HIGHLAND ST, WESTHAMPTON, NY 11977-1156 |
| Transaction Type | Mortgage |
| Record Updated | Jun 7, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0233930875 |
|---|---|
| Date | Mar 17, 2022 |
| Book Page | 23393/875 |
| Instrument | DM071896 |
| Name | QUORUM FEDERAL CU |
|---|---|
| Type | Credit Union |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 349 Months |
| Due | Apr 1, 2051 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Loan Modification, Consolidation and Extension |
|---|---|
| Jurisdiction | SUFFOLK NY |
| Property Address | 4 HIGHLAND ST, WESTHAMPTON, NY 11977-1156 |
| Document Number | 0230650872 |
| Instrument Date | Aug 23, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Jan 14, 2020 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Address | 4 HIGHLAND ST WESTHAMPTON NY 119771156, WESTHAMPTON, NY 11977-1156 |
| Document Number | 0230650872 |
|---|---|
| Date | Oct 2, 2019 |
| Book Page | 023065/000872 |
| Name | MID ISLAND MTG CORP |
|---|---|
| Address | WESTBURY, NY 11590 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Oct 1, 2049 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 4.12% |
| Document Type | Deed |
|---|---|
| Jurisdiction | SUFFOLK NY |
| Recording Date | Jan 23, 2019 |
| Property Address | 4 HIGHLAND ST, WESTHAMPTON, NY 11977-1156 |
| Document Number | 0129970823 |
| Book / Page | 12997 / 823 |
| Instrument Date | Dec 18, 2018 |
| Transaction Type | Transfer |
| Record Updated | Jun 7, 2022 |
| Amount | Amount Recorded |
|---|---|
| Tax | $0.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|
Source: Suffolk County and Southampton Town assessment roll, as of August 11, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Suffolk County |
| County Subdivision | Southampton Town |
| Unified School District | Westhampton Beach Union Free School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $570,300 (-) Land $236,200 Building $334,100 | ||
| 2024 | $905,238 (+10.32%) Land $374,921 Building $530,317 | ||
| 2023 | $570,300 Land $236,200 Building $334,100 | $820,575 Land $339,856 Building $480,719 | |
| 2020 | $4,821.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 15 policies |
| Community Rating System | Class 10 (0% premium discount) |
| Nearby Flood Policies | 15 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 54% of New York |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SUFFOLK COUNTY WATER AUTHORITY serves 1,100,000 people · EPA ID NY5110526 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jan 2024 |
| Lead | 1 ppb (2025–2027) action level 15 ppb |
| Water Quality | Asbestos resolved · Jul 2020 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 164 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Fiber · Cable | 8,000 / 8,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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