Kane County property record for 4 Highgate Ct, Saint Charles, IL 60174
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 1.5 ba · 3,973 sqft · built 1976 |
| Lot Size | 0.58 acres (25,284 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $600,000 (Sep 2024) |
| Tax Bill | $8,563 (2025) |
| Deeds & Mortgages | Sep 2025 Mortgage Jan 2023 Sale + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 09-23-427-016 |
| Primary APN | 09-23-427-016 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 10 Rooms |
| Stories | 2 Stories |
| Building Area | 3,973 sqft Living Area |
| Basement Area | 1,383 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1976 |
|---|---|
| Effective Year Built | Effective 1976 |
| Exterior Material | Brick Veneer |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 25,284 sqft (0.58 acres) |
| Garage Type | Attached |
| Garage Area | 681 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Porch |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Street Address | 4 HIGHGATE CT |
|---|---|
| City | SAINT CHARLES |
| State | IL |
| Zip | 60174-1425 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | MAP AREA: 006-ANTRE,PRSMWD,STW |
| Legal Subdivision | AINTREE |
| Legal Block | 2 |
| Jurisdiction | KANE IL |
| Township / Civil Division | ST. CHARLES |
| Census Block Group | 2 |
| Census Block | 2001 |
| Census Tract | 852005 |
Source: Kane County records, as of July 23, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 108 MCKINLEY AVE, GENEVA, IL 60134-2044 |
| Owner Type | Individual |
| Vesting | Tenants by the Entirety |
| Date | Document |
|---|---|
| Sep 17, 2025 | Deed of Trust, Mortgage · Conventional Mortgage GREENSTATE CU |
| Jan 13, 2023 | Deed, Transfer OLD REPUBLIC TITLE |
| Aug 13, 2019 | Quit Claim Deed, Transfer ATTORNEY ONLY |
| Aug 13, 2019 | Quit Claim Deed, Transfer ATTORNEY ONLY |
| Aug 13, 2019 | Quit Claim Deed, Transfer ATTORNEY ONLY |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 9, 2024 · Amount on Record |
| Deed Sale | Sep 9, 2024 · Amount on Record |
| Prior Sale | Jan 13, 2023 · Amount on Record |
| Deed Document Number | 202432285 |
| Prior Transfer Date | Jul 31, 2019 |
| Prior Transfer Doc | 0000036387 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KANE IL |
| Property Address | 4 HIGHGATE CT, ST CHARLES, IL 60174-1425 |
| Transaction Type | Mortgage |
| Record Updated | Sep 25, 2025 |
| Title Company | ATTORNEY'S TITLE, ATTORNEYS TITLE GUARNTY FUND |
| Name | Verified Name |
|---|---|
| Address | 4 HIGHGATE CT, SAINT CHARLES, IL 60174-1425 |
| Document Number | 0000035946 |
|---|---|
| Date | Sep 17, 2025 |
| Instrument | 2025K035946 |
| Name | GREENSTATE CU |
|---|---|
| Type | Credit Union |
| Address | NORTH LIBERTY, IA 52317 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 357 Months |
| Due | Jun 1, 2055 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 6.37% |
| Document Type | Deed |
|---|---|
| Jurisdiction | KANE IL |
| Recording Date | Jan 13, 2023 |
| Property Address | 4 HIGHGATE CT, ST CHARLES, IL 60174-1425 |
| Document Number | 0000001475 |
| Instrument Date | Dec 19, 2022 |
| Instrument | 2023K001475 |
| Transaction Type | Transfer |
| Record Updated | Jan 23, 2023 |
| Title Company | OLD REPUBLIC TITLE |
| Amount | Amount Recorded |
|---|---|
| Tax | $275.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 38W601 BURR ROAD LN, SAINT CHARLES, IL 60175-6160 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | KANE IL |
| Recording Date | Aug 13, 2019 |
| Property Address | 4 HIGHGATE CT, ST CHARLES, IL 60174-1425 |
| Document Number | 0000036388 |
| Instrument Date | Jul 31, 2019 |
| Instrument | 36388 |
| Transaction Type | Transfer |
| Record Updated | Aug 22, 2019 |
| Title Company | ATTORNEY ONLY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Revocable Trust |
| Address | 4 HIGHGATE CT ST CHARLES IL 601741425, ST CHARLES, IL 60174-1425 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | KANE IL |
| Recording Date | Aug 13, 2019 |
| Property Address | 4 HIGHGATE CT, ST CHARLES, IL 60174-1425 |
| Document Number | 0000036386 |
| Instrument Date | Jul 31, 2019 |
| Instrument | 36386 |
| Transaction Type | Transfer |
| Record Updated | Aug 27, 2019 |
| Title Company | ATTORNEY ONLY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 25 OTTAWA TRL BRANCHBURG NJ 088765467, BRANCHBURG, NJ 08876-5467 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | KANE IL |
| Recording Date | Aug 13, 2019 |
| Property Address | 4 HIGHGATE CT, ST CHARLES, IL 60174-1425 |
| Document Number | 0000036387 |
| Instrument Date | Jul 31, 2019 |
| Instrument | 36387 |
| Transaction Type | Transfer |
| Record Updated | Aug 22, 2019 |
| Title Company | ATTORNEY ONLY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 4 HIGHGATE CT ST CHARLES IL 601741425, ST CHARLES, IL 60174-1425 |
Source: Kane County assessment roll, as of July 23, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Kane County |
| County Subdivision | St. Charles Township |
| Municipality | St. Charles City |
| Unified School District | St. Charles Community Unit School District 303 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $8,563.00 (-27.3%) | $130,097 (+28.49%) Land $60,624 Building $69,473 | $390,447 (+28.49%) Land $181,945 Building $208,502 |
| 2024 | $101,253 (-30.6%) Land $37,240 Building $64,013 | $303,881 (-30.57%) Land $111,765 Building $192,116 | |
| 2022 | $11,779.00 (+3.86%) | $145,888 (+4.91%) Land $36,155 Building $109,733 | $437,664 (+4.91%) Land $108,465 Building $329,199 |
| 2021 | $11,341.00 | $139,060 Land $34,463 Building $104,597 | $417,180 Land $103,389 Building $313,791 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 86% of Illinois |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ST CHARLES serves 33,081 people · EPA ID IL0894830 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Oct 2022 |
| Lead | 4 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 275 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Metronet Fiber | 5,120 / 5,120 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T DSL | 100 / 20 |
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