Essex County and Montclair Township property record for 4 High Ter, Montclair, NJ 07042
| Property Type | Single Family Home |
|---|---|
| Details | 1,386 sqft · built 1940 |
| Lot Size | 0.163 acres (7,119 sqft) |
| Owner | Individual Name on File |
| Last Sale | $530,000 (Nov 2019) |
| Tax Bill | $14,124 (2025) |
| Deeds & Mortgages | Mar 2022 Mortgage Nov 2019 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 13-01916-0000-00015 |
| Primary APN | 13-01916-0000-00015 |
|---|---|
| Alternative APN |
|
| Stories | 2 Stories |
|---|---|
| Building Area | 1,386 sqft Living Area |
| Year Built | Built 1940 |
|---|---|
| Effective Year Built | Effective 1940 |
| Construction Type | Frame |
| Lot Area | 7,119 sqft (0.163 acres) |
| Lot Dimensions | 113 ft deep x 63 ft wide |
| Old Parcel Number | 130191600015 |
|---|---|
| Street Address | 4 HIGH TER |
| City | MONTCLAIR |
| State | NJ |
| Zip | 07042-2419 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1 |
| Legal Description | 63X113 IRR |
| Legal Block | 1916 |
| Legal Lot Number | 15 |
| Jurisdiction | ESSEX NJ |
| Township / Civil Division | MONTCLAIR |
| Census Block Group | 4 |
| Census Block | 4000 |
| Census Tract | 17200 |
Source: NPS National Register of Historic Places, as of August 1, 2026
| Historic District | Within the Glen Ridge Historic District listed 1982 · 1,156 contributing resources · NRIS 82004784 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
4 High Ter is owned and occupied by an individual who bought it in November 2019.
Source: Essex County and Montclair Township records, as of July 2, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 4 HIGH TER, MONTCLAIR, NJ 07042-2419 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Mar 28, 2022 | Deed of Trust, Mortgage · Conventional Mortgage ABSOLUTE HOME MORTGAGE CORP |
| Nov 15, 2019 | Grant Deed, Transfer · Conventional Mortgage PNC BK |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Nov 15, 2019 · Amount on File |
| Deed Sale | Nov 15, 2019 · Amount on File |
| Prior Sale | Aug 30, 2016 · Amount on File |
| Deed Document Number | 2019108286 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ESSEX NJ |
| Property Address | 4 HIGH TER, MONTCLAIR, NJ 07042-2419 |
| Transaction Type | Mortgage |
| Record Updated | Apr 21, 2022 |
| Title Company | GREEN LABEL TITLE |
| Name | Verified Name |
|---|
| Document Number | 0000030981 |
|---|---|
| Date | Mar 28, 2022 |
| Instrument | 2022030981 |
| Name | ABSOLUTE HOME MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Address | FAIRFIELD, NJ 07004 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Apr 1, 2052 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | ESSEX NJ |
| Recording Date | Nov 15, 2019 |
| Property Address | 4 HIGH TER, MONTCLAIR, NJ 07042-2419 |
| Document Number | 0000108286 |
| Instrument Date | Oct 28, 2019 |
| Instrument | 108286 |
| Transaction Type | Transfer |
| Record Updated | Dec 5, 2019 |
| Title Company | EVIDENT TITLE AGENCY INC |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $530.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 4 HIGH TER MONTCLAIR NJ 070422419, MONTCLAIR, NJ 07042-2419 |
| Document Number | 108287 |
|---|---|
| Date | Nov 15, 2019 |
| Instrument | 108287 |
| Name | PNC BK |
|---|---|
| Type | Bank |
| Address | MIAMISBURG, OH 45342 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Nov 14, 2049 |
The 2025 property tax bill for 4 High Ter was $14,124, up 3.3% from the year before.
Source: Essex County and Montclair Township assessment roll, as of July 2, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Essex County |
| County Subdivision | Montclair Township |
| Unified School District | Montclair Town School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $401,700 (-) Land $187,100 Building $214,600 | $401,700 (-) Land $187,100 Building $214,600 | |
| 2025 | $14,124.00 (+3.33%) | $401,700 Land $187,100 Building $214,600 | $401,700 Land $187,100 Building $214,600 |
| 2024 | $13,669.00 | ||
| 2023 | $356,800 Land $187,100 Building $169,700 | $356,800 Land $187,100 Building $169,700 | |
| 2022 | $11,731.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 4 High Ter in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective September 24, 2020
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 4 High Ter is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 94% of New Jersey |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MONTCLAIR WATER BUREAU serves 40,150 people · EPA ID NJ0713001 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Sep 2024 |
| Lead | Under 1 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Corrosion control Jan 2024 |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 854 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Fiber · Cable | 8,000 / 8,000 |
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| Xfinity Cable | 2,000 / 250 |
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