St. Charles County property record for 4 Hidden Deer Ct, O Fallon, MO 63368
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 4 ba · 2,556 sqft · built 1999 |
| Lot Size | 0.25 acres (10,890 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $5,241 (2025) |
| Deeds & Mortgages | Nov 2023 Line of Credit Nov 2021 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | T991600052 |
| Primary APN | T991600052 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 4 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 8 Rooms |
| Stories | 2 Stories |
| Building Area | 2,556 sqft Living Area |
| 1st Floor Area | 1,335 sqft |
| Basement Area | 1,221 sqft |
| Finished Basement | 733 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1999 |
|---|---|
| Architectural Style | Other |
| Exterior Material | Composition/Composite |
| Lot Area | 10,890 sqft (0.25 acres) |
| Garage Type | Attached |
| Parking Spaces | 2 Parking Spaces |
| Porch | Porch |
| Porch Area | 185 sqft |
| Patio Area | 140 sqft |
| Account Number | T991600052 |
|---|---|
| Old Parcel Number | T991600052 |
| Street Address | 4 HIDDEN DEER CT |
| City | O FALLON |
| State | MO |
| Zip | 63368-7190 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | 1-FAM RES |
| Legal Description | VLGS AT DARDENNE PRAIRIE VILLAGE #2 UNIT 1200 |
| Legal Range | 03E |
| Legal Township | 46N |
| Legal Subdivision | VLGS AT DARDENNE PRAIRIE VILLAS #2 |
| Legal Lot Number | 1200 |
| Legal Unit | 1200 |
| Jurisdiction | ST CHARLES MO |
| Township / Civil Division | WELDON SPRING |
| Census Block Group | 1 |
| Census Block | 1013 |
| Census Tract | 311152 |
Source: St. Charles County records · APN T991600052
Assessment roll updated July 1, 2025 · Last verified March 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Verified Secondary Owner |
| Mailing Address | 836 WAYLAND DR, O FALLON, MO 63366-1488 |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Nov 16, 2023 | Deed of Trust, Mortgage · Line of Credit BMO BANK NA |
| Nov 22, 2021 | Deed of Trust, Mortgage · Conventional Mortgage FLAT BRANCH HOME LOANS INC |
| Jan 15, 2026 | Warranty Deed, Transfer · Conventional Mortgage NBKC BANK |
| Nov 01, 2019 | Warranty Deed, Transfer · Conventional Mortgage FLAT BRANCH HOME LOANS INC |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Jan 15, 2026 |
| Deed Sale | Jan 15, 2026 |
| Prior Sale | Nov 01, 2019 |
| Deed Document Number | 2026R-002249 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST CHARLES MO |
| Property Address | 4 HIDDEN DEER CT, O FALLON, MO 63368-7190 |
| Transaction Type | Mortgage |
| Record Updated | Jan 28, 2026 |
| Name | Verified Name |
|---|---|
| Address | 4 HIDDEN DEER CT, O FALLON, MO 63368-7190 |
| Document Number | 0000047191 |
|---|---|
| Date | Nov 16, 2023 |
| Instrument | 2023R-047191 |
| Name | BMO BANK NA |
|---|---|
| Type | Bank |
| Address | CHICAGO, IL 60606 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Nov 14, 2053 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST CHARLES MO |
| Property Address | 4 HIDDEN DEER CT, O FALLON, MO 63368-7190 |
| Transaction Type | Mortgage |
| Record Updated | Jan 28, 2026 |
| Title Company | TITLE PARTNERS AGENCY LLC |
| Name | Verified Name |
|---|---|
| Address | 4 HIDDEN DEER CT, O FALLON, MO 63368-7190 |
| Document Number | 0000095439 |
|---|---|
| Date | Nov 22, 2021 |
| Instrument | 2021R-095439 |
| Name | FLAT BRANCH HOME LOANS INC |
|---|---|
| Type | Mortgage Company |
| Address | COLUMBIA, MO 65201 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Dec 01, 2051 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ST CHARLES MO |
| Recording Date | Jan 15, 2026 |
| Property Address | 4 HIDDEN DEER CT, O FALLON, MO 63368-7190 |
| Document Number | 0000002249 |
| Map Reference | MB 35 PG 91-93 |
| Instrument Date | Jan 08, 2026 |
| Instrument | 2026R-002249 |
| Transaction Type | Transfer |
| Record Updated | Jan 28, 2026 |
| Title Company | FREEDOM TITLE |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 836 WAYLAND DR, O FALLON, MO 63366-1488 |
| Document Number | 0000002250 |
|---|---|
| Date | Jan 15, 2026 |
| Instrument | 2026R-002250 |
| Name | NBKC BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Feb 01, 2056 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ST CHARLES MO |
| Recording Date | Nov 01, 2019 |
| Property Address | 4 HIDDEN DEER CT, O FALLON, MO 63368-7190 |
| Document Number | 0071740812 |
| Book / Page | 7174 / 0812 |
| Map Reference | MB 35 PG 91-93 |
| Instrument Date | Oct 28, 2019 |
| Instrument | 20191101000621400 |
| Transaction Type | Transfer |
| Record Updated | Aug 09, 2021 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 17 WIND HILL CT, 17, O FALLON, MO 63368-4136 |
| Name | Verified Name |
|---|---|
| Address | 4 HIDDEN DEER CT, O FALLON, MO 63368-7190 |
| Document Number | 20191101000621410 |
|---|---|
| Date | Nov 01, 2019 |
| Instrument | 20191101000621410 |
| Name | FLAT BRANCH HOME LOANS INC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Nov 01, 2049 |
Source: St. Charles County records · Assessment roll updated July 1, 2025 · Last verified March 2026
| Type | Name |
|---|---|
| State | Missouri |
| County | St. Charles County |
| Municipality | O'Fallon City |
| Unified School District | Fort Zumwalt R-II School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $5,241.00 | $81,788 (+4.66%) | $430,462 (+4.66%) Land $75,000 Building $355,462 |
| 2023 | $78,145 | ||
| 2022 | $411,288 Land $50,000 Building $361,288 |
Source: FEMA National Flood Hazard Layer as of August 25, 2024 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 9 (5% premium discount) |
| Nearby Flood Policies | 3 in force |
| Nearby Flood Claims | 1 (2008) |
| Most Recent Claim | Sep 2008 · Severe Storms, Flooding, And A Tornado |
| Wildfire Risk | Low lower than 94% of the US · lower than 91% of Missouri |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| WH i3B Bidco LLC/WH i3B Topco Fiber | 8,000 / 8,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Wisper ISP Fixed Wireless | 400 / 30 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
May also be available: Gateway Fiber Holdings, Verizon.
Based on FCC filings for 261 locations within half a mile of this property.
5G (outdoors only) and 4G LTE
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | ST CHARLES COUNTY PWSD 2 serves 100,587 people |
|---|---|
| Water Source | Purchased surface water from ST LOUIS CITY PWS |
| Last State Inspection | Aug 2023 |
| Lead | 2 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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