4 Heritage Way, Stuart, FL 34996 Property Records

Martin County property record for 4 Heritage Way, Stuart, FL 34996

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 3,183 sqft · built 1997
Lot Size	0.378 acres (16,466 sqft)
Owner	2 Company Names on Record
Last Sale	$2,650,000 (Mar 2026)
Tax Bill	$15,489 (2025)
Deeds & Mortgages	Mar 2026 Sale Aug 2023 Line of Credit + 2 more
Flood Zone	Zone X (minimal risk)
APN	`01-38-41-013-000-0015.0-5-0000`

Property Details

APN / Parcel Number

Primary APN	`01-38-41-013-000-0015.0-5-0000`
Alternative APNs	`01-38-41-013-000-00150-5` `17837`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	4 Rooms
Stories	2 Stories
Building Area	3,953 sqft Living Area
Gross Area	4,429 sqft
1st Floor Area	2,873 sqft
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace
Elevator	Elevator

Exterior

Year Built	Built 1997
Effective Year Built	Effective 2015
Exterior Material	Stucco
Construction Type	Concrete Block
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable/Hip
Roof Material	Metal
Lot Area	16,466 sqft (0.378 acres)
Garage Type	Attached
Garage Area	476 sqft
Parking Spaces	2 Parking Spaces
Pool Type	In-Ground Pool
Porch	Open Concrete/Masonry Porch
Porch Area	269 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	17837
Street Address	4 HERITAGE WAY
City	STUART
State	FL
Zip	34996-6734
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	HERITAGE PLACE LOT 15
Legal Range	41E
Legal Township	38S
Legal Section	1
Legal Subdivision	HERITAGE PLACE
Legal Block	1
Legal Lot Number	15
Jurisdiction	MARTIN FL
Township / Civil Division	STUART
Census Block Group	1
Census Block	1008
Census Tract	502

Owner

Source: Martin County records, as of September 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on Record
Mailing Address	4 HERITAGE WAY, STUART, FL 34996-6734
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Revocable Trust

Deeds, Mortgages & Sale History

Date	Document
Mar 13, 2026	Warranty Deed, Transfer ATTORNEY ONLY, ATTORNEY
Aug 17, 2023	Deed of Trust, Mortgage · Line of Credit MIDFLORIDA CU
Dec 2, 2022	Deed of Trust, Mortgage · Line of Credit MIDFLORIDA CU
Mar 11, 2021	Warranty Deed, Transfer · Conventional Mortgage EXCEL MORTGAGE NETWORK INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 13, 2026 · Amount on Record
Deed Sale	Mar 13, 2026 · Amount on Record
Prior Sale	Mar 11, 2021 · Amount on Record
Deed Document Number	20263175076
Deed Book / Page	3554 / 101
Record Updated	Oct 29, 2026

March 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MARTIN FL
Recording Date	Mar 13, 2026
Property Address	4 HERITAGE WAY, STUART, FL 34996-6734
Document Number	0035540101
Book / Page	3554 / 101
Map Reference	MB 10 PG 2
Instrument Date	Mar 11, 2026
Instrument	3175076
Transaction Type	Transfer
Record Updated	Apr 1, 2026
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount Recorded
Tax	$18,550.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3491 NW SOLANGE CT, JENSEN BEACH, FL 34957-3565

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	4 HERITAGE WAY, STUART, FL 34996-6734

August 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARTIN FL
Property Address	4 HERITAGE WAY, STUART, FL 34996-6734
Transaction Type	Mortgage
Record Updated	Jan 30, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0033920099
Date	Aug 17, 2023
Book Page	3392/99
Instrument	3031500

Lender

Name	MIDFLORIDA CU
Type	Credit Union
Address	LAKELAND, FL 33802

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	241 Months
Due	Sep 5, 2043

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

December 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARTIN FL
Property Address	4 HERITAGE WAY, STUART, FL 34996-6734
Transaction Type	Mortgage
Record Updated	Jan 30, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0033482518
Date	Dec 2, 2022
Book Page	3348/2518
Instrument	2992147

Lender

Name	MIDFLORIDA CU
Type	Credit Union
Address	LAKELAND, FL 33802

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	240 Months
Due	Dec 5, 2042

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

March 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MARTIN FL
Recording Date	Mar 11, 2021
Property Address	4 HERITAGE WAY, STUART, FL 34996-6734
Document Number	0032051523
Book / Page	3205 / 1523
Map Reference	MB 10 PG 2
Instrument Date	Mar 10, 2021
Instrument	2873959
Transaction Type	Transfer
Record Updated	Jan 30, 2024
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$4,865.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2336 SE OCEAN BLVD # 368, 368, STUART, FL 34996-3310

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4 HERITAGE WAY, SEWALLS POINT, FL 34996-6734

Mortgage

Document Number	0032051525
Date	Mar 11, 2021
Instrument	3205/1525

Lender

Name	EXCEL MORTGAGE NETWORK INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2051

Tax Assessment & Valuation

Source: Martin County assessment roll, as of September 29, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Martin County
Municipality	Sewall's Point Town
Unified School District	Martin County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$15,489.00 (-0.69%) Homeowner's exemption	$1,003,646 (+5.99%)	$1,483,190 (+1.76%) Land $350,000 Building $1,133,190
2024	$15,596.00 (+1.85%)
2023	$15,312.00 (+37.2%) Additional exemption filed	$946,953 (+36.22%)	$1,457,500 (+109.66%) Land $300,000 Building $1,157,500
2022	$11,160.00 Homeowner's exemption	$695,170 Land $285,000 Building $410,170	$695,170 Land $285,000 Building $410,170

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective April 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 179 policies
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	179 in force
Nearby Flood Claims	110 (1982–2022)
Claims Outside the SFHA	9 of 110
Most Recent Claim	Nov 2022 · Hurricane Nicole
Claims by Event	Hurricane Nicole, Nov 2022 · 2 claims Hurricane Wilma, Oct 2005 · 2 claims Hurricane Frances, Sep 2004 · 92 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.7% of Florida
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MARTIN CO UTILITIES serves 104,105 people · EPA ID FL4431891
Water Source	Groundwater
Last State Inspection	May 2025
Lead	4 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	17 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 86 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20
AT&T DSL	100 / 20

May also be available: Blue Stream, Verizon.

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