4 Heritage Ct, Towaco, NJ 07082 Property Records

Morris County and Montville Township property record for 4 Heritage Ct, Towaco, NJ 07082

Property Summary

Property Type	Single Family Home
Details	1,886 sqft · built 1991
Lot Size	0.12 acres (5,227 sqft)
Owner	2 Individual Names on File
Last Sale	$605,000 (Aug 2023)
Tax Bill	$9,451 (2024)
Deeds & Mortgages	Aug 2023 Sale & Mortgage
APN	`21-00039-09-00001-04`

Property Details

APN / Parcel Number

Primary APN	`21-00039-09-00001-04`
Alternative APNs	`21000390000000660000C001D` `21000390009000010004`

Interior

Building Area	1,886 sqft Living Area

Exterior

Year Built	Built 1991
Effective Year Built	Effective 1991
Lot Area	5,227 sqft (0.12 acres)

Location & Zoning

Old Parcel Number	21000390000000660000C001D
Street Address	4 HERITAGE CT
City	TOWACO
State	NJ
Zip	07082-1255
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	AH2
Legal Description	HUNTING HILLS BLDG 1 UNIT D
Legal Subdivision	HUNTING HILLS/MONTVILLE
Legal Block	39.9
Legal Lot Number	1.4
Jurisdiction	MORRIS NJ
Township / Civil Division	MONTVILLE
Census Block Group	2
Census Block	2000
Census Tract	40801

Owner

4 Heritage Ct is owned and occupied by two individuals who bought it in August 2023.

Source: Morris County and Montville Township records, as of July 9, 2026

Owner of Record	2 Individual Names on File
Mailing Address	4 HERITAGE CT, TOWACO, NJ 07082-1255
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 28, 2023 · Amount on File
Deed Sale	Aug 28, 2023 · Amount on File
Prior Sale	Jan 13, 2006 · Amount on File
Deed Document Number	202332471
Deed Book / Page	24647 / 368
Record Updated	Oct 29, 2026

August 2023: Deed, Transfer

Document Type	Deed
Jurisdiction	MORRIS NJ
Recording Date	Aug 28, 2023
Property Address	4 HERITAGE CT, TOWACO, NJ 07082-1255
Document Number	0246470368
Book / Page	24647 / 368
Instrument Date	Aug 4, 2023
Instrument	2023032471
Transaction Type	Transfer
Record Updated	Sep 8, 2023
Title Company	WESTCOR LAND TITLE INS CO

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,431.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	78 FOREST LAKE DR N, GREEN TOWNSHIP, NJ 07821-4014

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4 HERITAGE CT, TOWACO, NJ 07082-1255

Mortgage

Document Number	0246470374
Date	Aug 28, 2023
Book Page	24647/374
Instrument	2023032472

Lender

Name	VISIONS FCU
Type	Credit Union
Address	ENDICOTT, NY 13760

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2053

Interest

Rate Type	Adjustable Rate
Rate	6%
Type Change Date	Sep 1, 2030
Change Frequency	6 Months
Min Rate At Change	3%
Max Rate At Change	8%
Max Rate	11%

Tax Assessment & Valuation

Source: Morris County and Montville Township assessment roll, as of July 9, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Morris County
County Subdivision	Montville Township
Unified School District	Montville Township School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$354,100 (-) Land $150,000 Building $204,100	$354,100 (-) Land $150,000 Building $204,100
2025		$354,100 Land $150,000 Building $204,100	$354,100 Land $150,000 Building $204,100
2024	$9,451.00
2023		$354,100 (-) Land $150,000 Building $204,100	$354,100 (-) Land $150,000 Building $204,100
2022	$9,096.00 (+1.38%)	$354,100 Land $150,000 Building $204,100	$354,100 Land $150,000 Building $204,100
2021	$8,972.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA has no flood map on file for 4 Heritage Ct; there have been 1 flood claim nearby since 2011.

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Nearby Flood Policies	4 in force
Nearby Flood Claims	1 (2011)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Aug 2011 · Hurricane Irene

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 4 Heritage Ct is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 65% of New Jersey
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MONTVILLE TWP MUA serves 22,000 people · EPA ID NJ1421003
Water Source	Purchased surface water from several systems
Last State Inspection	Feb 2026
Lead	2 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure not recorded as resolved · Aug 2025
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 109 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Cable · Fiber in parts of the area	940 / 35
Verizon Fixed Wireless · Fiber in parts of the area	300 / 20
AT&T Fixed Wireless	100 / 20