4 Hemlock Rd, Naugatuck, CT 06770 Property Records

Naugatuck Borough property record for 4 Hemlock Rd, Naugatuck, CT 06770

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 960 sqft · built 1985
Lot Size	0.19 acres (8,276 sqft)
Owner	Individual Name on Record
Last Sale	$391,000 (Jun 2025)
Tax Bill	$6,830 (2025)
Deeds & Mortgages	Jun 2025 Sale & Mortgage Sep 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`065-7110`

Property Details

APN / Parcel Number

Primary APN	`065-7110`
Alternative APNs	`NAUG M:306E-5E407-216` `NAUG M:065 L:7110` `AQ17 5E407 216` `65-7110`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Stories	1 Story
Building Area	960 sqft Living Area
Gross Area	2,048 sqft
1st Floor Area	960 sqft
Basement Area	920 sqft
Unfinished Basement	276 sqft

Exterior

Year Built	Built 1985
Effective Year Built	Effective 1985
Architectural Style	Raised Ranch
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Shingle
Lot Area	8,276 sqft (0.19 acres)
Garage Type	Basement
Deck Area	Deck Area

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Account Number	65-7110
Street Address	4 HEMLOCK RD
City	NAUGATUCK
State	CT
Zip	06770-5219
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RA1
Legal Lot Number	7110
Jurisdiction	NAUGATUCK CT
Township / Civil Division	NAUGATUCK
Census Block Group	4
Census Block	4003
Census Tract	345201

Owner

Source: Naugatuck Borough records, as of June 25, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	4 HEMLOCK RD, NAUGATUCK, CT 06770-5219
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Individual(s)

Deeds, Mortgages & Sale History

Date	Document
Jun 23, 2025	Warranty Deed, Transfer · FHA Mortgage TOTAL MORTGAGE SERVICES LLC
Sep 16, 2021	Deed of Trust, Mortgage · FHA Mortgage FIRST WORLD MORTGAGE CORPORATION
May 3, 2018	Warranty Deed, Transfer FIRST WORLD MORTGAGE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 23, 2025 · Amount on Record
Deed Sale	Jun 23, 2025 · Amount on Record
Prior Sale	May 3, 2018 · Amount on Record
Deed Document Number	202520251895
Deed Book / Page	1161 / 684
Transfer Doc	000982-467
Record Updated	Sep 20, 2026

June 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	NAUGATUCK CT
Recording Date	Jun 23, 2025
Property Address	4 HEMLOCK RD, NAUGATUCK, CT 06770-5219
Document Number	001161-684
Book / Page	1161 / 684
Instrument Date	Jun 20, 2025
Instrument	20251895
Transaction Type	Transfer
Record Updated	Jul 16, 2025

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4 HEMLOCK RD, NAUGATUCK, CT 06770-5219

Mortgage

Document Number	0020251896
Date	Jun 23, 2025
Instrument	2025-1896

Lender

Name	TOTAL MORTGAGE SERVICES LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NAUGATUCK CT
Property Address	4 HEMLOCK RD, NAUGATUCK, CT 06770-5219
Transaction Type	Mortgage
Record Updated	Sep 1, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	001083-761
Date	Sep 16, 2021
Book Page	1083/761
Instrument	4164

Lender

Name	FIRST WORLD MORTGAGE CORPORATION
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2051

May 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	NAUGATUCK CT
Recording Date	May 3, 2018
Property Address	4 HEMLOCK RD, NAUGATUCK, CT 06770-5219
Document Number	1010-522
Book / Page	1010 / 522
Transaction Type	Transfer
Record Updated	May 21, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$57.87
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	10100525
Date	May 3, 2018
Instrument	01010/0525

Lender

Name	FIRST WORLD MORTGAGE
Type	Mortgage Company

Agreement

Amount	Amount Recorded
Term	360 Months
Due	May 3, 2048

Tax Assessment & Valuation

Source: Naugatuck Borough assessment roll, as of June 25, 2026

Property Jurisdictions

Type	Name
State	Connecticut
County Subdivision / Municipality	Naugatuck Borough
Unified School District	Naugatuck School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,830.00	$171,640 (-) Land $32,060 Building $139,580	$120,148 Land $22,442 Building $97,706
2024	$6,830.00 (-11.08%)
2023	$7,681.00 (+29.29%)	$171,640 (+37.95%) Land $32,060 Building $139,580
2022	$5,941.00	$124,420 Land $33,530 Building $90,890

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective January 25, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 55% of Connecticut
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CTWC - NAUGATUCK REGION-CENTRAL SYSTEM private · serves 22,735 people · EPA ID CT0880011
Water Source	Surface water
Last State Inspection	Jun 2024
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 107 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

May also be available: Frontier, GoNetspeed.

Cell Coverage

5G (outdoors only) and 4G LTE

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