4 Hemlock Rd, Charlton, MA 01507 Property Records

Worcester County and Charlton Town property record for 4 Hemlock Rd, Charlton, MA 01507

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,798 sqft · built 1994
Lot Size	1.38 acres (60,505 sqft)
Owner	2 Individual Names on Record
Last Sale	$330,000 (Nov 2019)
Tax Bill	$5,065 (2026)
Deeds & Mortgages	Jan 2022 Mortgage Nov 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`CHAR M:0017 B:000B L:0021-16`

Property Details

APN / Parcel Number

Primary APN	`CHAR M:0017 B:000B L:0021-16`
Alternative APNs	`CHRL M:0017 B:000B L:0021-16` `M:0017 B:000B L:0021=16`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	1,798 sqft Living Area
Gross Area	3,644 sqft
Basement Area	1,152 sqft
Unfinished Basement	1,152 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1994
Effective Year Built	Effective 1994
Architectural Style	Cape Cod
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	60,505 sqft (1.38 acres)
Garage Type	Basement
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Street Address	4 HEMLOCK RD
City	CHARLTON
State	MA
Zip	01507-1269
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	A
Legal Subdivision	GLEN VIEW
Legal Block	B
Legal Lot Number	21-16
Jurisdiction	CHARLTON MA
Township / Civil Division	CHARLTON
Census Block Group	1
Census Block	1012
Census Tract	756101

Owner

Source: Worcester County and Charlton Town records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	4 HEMLOCK RD, CHARLTON, MA 01507-1269
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Jan 19, 2022	Deed of Trust, Mortgage · FHA Mortgage NATIONSTAR MORTGAGE LLC
Nov 26, 2019	Quit Claim Deed, Transfer · Conventional with PMI MORTGAGE NTWK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 26, 2019 · Amount on Record
Deed Sale	Nov 26, 2019 · Amount on Record
Prior Sale	Jun 8, 2012 · Amount on Record
Deed Document Number	2019128048
Deed Book / Page	61491 / 337
Prior Transfer Date	Nov 14, 2019
Prior Transfer Doc	61491-337
Record Updated	Oct 29, 2026

January 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHARLTON MA
Property Address	4 HEMLOCK RD, CHARLTON, MA 01507-1269
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	066969-187
Date	Jan 19, 2022
Book Page	66969/187
Instrument	7176

Lender

Name	NATIONSTAR MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2052

November 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	CHARLTON MA
Recording Date	Nov 26, 2019
Property Address	4 HEMLOCK RD, CHARLTON, MA 01507-1269
Document Number	61491-337
Book / Page	061491 / 000337
Instrument Date	Nov 14, 2019
Instrument	128048
Transaction Type	Transfer
Record Updated	Dec 10, 2019
Title Company	NOT AVAILABLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,504.80
Amount Accuracy	Confirmed
Additional	Quitclaim Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4 HEMLOCK RD CHARLTON MA 015071269, CHARLTON, MA 01507-1269

Mortgage

Document Number	61491-339
Date	Nov 26, 2019
Book Page	061491/000339
Instrument	128049

Lender

Name	MORTGAGE NTWK
Type	Mortgage Company

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Nov 25, 2049

Tax Assessment & Valuation

Source: Worcester County and Charlton Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Worcester County
County Subdivision	Charlton Town
Unified School District	Dudley-Charlton Regional School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$5,065.00 (+1.85%)	$463,000 (+3.63%) Land $93,100 Building $369,900	$519,135 (+3.91%)
2025	$4,973.00 (+2.75%)	$446,800 (+4.69%) Land $90,100 Building $356,700	$499,605 (+5.37%)
2024	$4,840.00 (+3.51%)	$426,800 (+11.09%) Land $90,100 Building $336,700	$474,145
2023	$4,676.00	$384,200 Land $87,100 Building $297,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 30, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 69 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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